Experience

Pioneer Realty Capital

• United States
• Real Estate
• 1 - 100 Employee

• CRE Analyst

  • Apr 2023 - Present

  - Provided support to loan officers through financial statement spreading and analysis of new loan requests and existing credit relationships. - Prepared cash flow models for the basis of credit decisions. - Prepared basic and preliminary credit analyses to aid in determining the viability of a potential credit opportunity, with the supervision of Management. - Prepared written analysis in a timely manner for approval by Management. - Provided covenant monitoring support to commercial lending. - Provided ongoing spreading of required financial statements as they are received from the Bank’s customers. - Developed a base understanding of various types of lending facilities as well as a variety of companies and industries. - Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies, and procedures as applicable to this position, including completion of required compliance training. Show less



Pacific Life

• United States
• Financial Services
• 700 & Above Employee

• Portfolio Analyst

  • Mar 2021 - Nov 2022

  - Evaluated portfolio performance and risk exposure to support client investment success. - Assisted Portfolio Managers with due diligence and portfolio maintenance. - Monitored and analyzed financial , statistical, and operational data trends. - Communicated market developments, portfolio changes and annual performance information to clients. - Evaluated portfolio performance and risk exposure to support client investment success. - Assisted Portfolio Managers with due diligence and portfolio maintenance. - Monitored and analyzed financial , statistical, and operational data trends. - Communicated market developments, portfolio changes and annual performance information to clients.



Strategic Property Associates

• United States
• Leasing Non-residential Real Estate
• 1 - 100 Employee

• Lead GSE Trigger Analyst (Fannie, Freddie)

  • Apr 2019 - Feb 2021

  - Conducting trigger analysis on Fannie and Freddie specified GSE Multifamily loans.- Quality control finalizations

• Trigger Identification Analyst

  • Oct 2018 - Feb 2021

  Identifying, reviewing, monitoring, abstracting, and providing analysis for commercial loan trigger events such as: lockbox and reserve springing impounds related to leases, deferred maintenance on property, FF&E triggers, tenant credit ratings, Go Dark tenants and occupancy ratio.- Senior DM/PC analyst tasked with quality control finalizations, supervision of current DM/PC analysts, and training of new DM/PC analysts.- Completed asset analysis in excess of over $10 billion.

• Financial Analyst (OSAR)

  • Oct 2018 - Feb 2021

  Responsible for gathering and analyzing Rent Rolls and Operating Financials from Q1-Q4 along with Trailing Twelve-Month Operating Financials from a wide array of Multifamily properties to actively monitor degree of risk. Operating Statement Analysis - Translate operating financials into selected line items based on servicers accounting principles.- Portfolio analysis in excess of $10 billion- Complex multi collateral loan structure analysis - Correctly pad property taxes and property insurance based on disbursements, annualized constants, and/or borrowers reporting.- Calculate Debt Service - Correspond with borrowers and/or property managers to clarify abnormal variance in revenues or expenses.- Properly note/detail Debt Service type, drastic DSCR variance, income or expense variances, occupancy, ADR, and RevPAR. Show less

• Financial Analyst Manager (OSAR)

  • Oct 2018 - Feb 2021

  Actively managing a team of 4-10 analysts conducting quarterly asset management reviews for a primary client who is one of the largest diversified financial services institutions in the United States. Such management responsibilities include but are not limited to.- Monitoring individual analyst performance and initiating action to strengthen results- Training and developing existing analysts- Hiring and Staffing - Performing quality control reviews - Tracking and reporting performance metrics to senior management - Supporting problem resolution and decision-making Show less



First Direct Lending, LLC - NMLS #1110278

• United States
• Financial Services
• 1 - 100 Employee

• Shipper/Post Closing Associate

  • Apr 2017 - Aug 2018



Peoples Bank

• United States
• Banking
• 300 - 400 Employee

• Mortgage Banker

  • Feb 2014 - Jan 2017



Holiday Inn Express

• United States
• Hospitality
• 700 & Above Employee

• Accounting Assistant

  • Feb 2013 - Feb 2014



GNC

• United States
• Retail
• 700 & Above Employee

• Sales Associate

  • Jun 2010 - Feb 2013

  Educate/Advise potential customers in supplementation to help meet overall health & fitness goals. Educate/Advise potential customers in supplementation to help meet overall health & fitness goals.