Michael Villane

Area Manager/Senior Loan Officer at Valley West Mortgage
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Contact Information
us****@****om
(386) 825-5501
Languages
  • English Native or bilingual proficiency
  • Spanish Limited working proficiency
Skills

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Bio

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Credentials

  • Loan Originator, Mortgage
    NMLS
    Jun, 2021
    - Oct, 2024
  • Motor Vehicle Salesperson
    California Department of Motor Vehicles
    Aug, 2016
    - Oct, 2024

Experience

  • Valley West Mortgage
    • United States
    • Banking
    • 1 - 100 Employee
    • Area Manager/Senior Loan Officer
      • May 2022 - Present

      We are licensed in 32 states with more to come. We originate Refinances, Purchases, and Reverses through various sources. In addition to handling the call center leads, I am headed with the task of originating on the ground in the Central Valley area of California. We are licensed in 32 states with more to come. We originate Refinances, Purchases, and Reverses through various sources. In addition to handling the call center leads, I am headed with the task of originating on the ground in the Central Valley area of California.

  • United Finance, Inc
    • United States
    • Financial Services
    • 1 - 100 Employee
    • Senior Mortgage Loan Officer
      • Dec 2021 - May 2022

      Assisting individuals with their Purchase and Refinance needs via inbound refinance phone calls and self generated leads in 15 states. Maintained the file with the help of the processor to insure a timely close/fund. Assisting individuals with their Purchase and Refinance needs via inbound refinance phone calls and self generated leads in 15 states. Maintained the file with the help of the processor to insure a timely close/fund.

  • Acceptance Financial
    • Lending Specialist
      • May 2021 - Dec 2021

      Answered incoming refinance phone calls via mailers as well as Zillow purchase Internet Inquires in 4 states. Assisted the Branch Manager with their deals in an LOA capacityProvided customers with refinance or purchase options through our network of lenders.Maintained the file with the help of the processor to ensure a timely close and fund.

    • Senior Debt Consultant
      • Mar 2020 - Apr 2021

      Assisted client who wished to consolidate their individual debt via inbound phone calls and web inquires. Solutions would include a low interest rate personal loan or a settlement program enrolled with one of our affiliates.

  • CARSPECS USA
    • United States
    • Retail
    • 1 - 100 Employee
    • Sales Manager
      • Jan 2019 - Mar 2020

      Used Car Dealership and Auto Brokerage. I was responsible for developing a CRM process and heading a Special Finance department in which we would assist clients with challenged credit get vehicles from our used car inventory, or through our wholesale network of dealers.I managed a team of full and part time associates whom I assisted with each one of their customers. On deals in which we brokered, my team and I personally shopped, negotiated, and delivered the vehicle of the customers choosing using our huge network of wholesale dealerships up and down the state. We were able to acquire most make and model new or used vehicles. Once the pandemic hit, I became a part time associate. I have permission to market under my own company on the side. Show less

  • Huntington Beach Chrysler Dodge Jeep Ram
    • United States
    • Motor Vehicle Manufacturing
    • 1 - 100 Employee
    • Internet Sales Manager
      • Feb 2017 - Nov 2018

      Was promoted to Internet Sales Manager for Used cars in Feb 2017. And then to both New and Used in February 2018. I set appointments via web inquires and inbound phone calls for customers to view vehicles from our inventory. Should the vehicle be to their liking, I quoted pricing and prepared the file for the finance department. This dealership was the #1 volume CDJR store in the country during my tenure.

    • Used Car Sales Consultant
      • Sep 2016 - Jan 2017

      I assisted clients looking for used vehicles via foot traffic on the lot. Prepared the proper paperwork for the Sales Manager who would close the deal.

  • Paul Lucich Inc.
    • Coarsegold, California, United States
    • Associate
      • Jun 2013 - Aug 2016

      Dealt with Wholesale Vehicles at Dealerships in the Fresno area. Appraised, and transported to local auto auctions or dealers in network. Dealt with Wholesale Vehicles at Dealerships in the Fresno area. Appraised, and transported to local auto auctions or dealers in network.

Education

  • Clovis Community College
    Associate of Science (A.S.), Accounting and Business/Management
    2013 - 2016

Community

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