Experience

Newburyport Bank
• United States
• Banking
• 100 - 200 Employee
• AVP- Sr. Credit Analyst

  • Mar 2020 - Present

The Lawrence Partnership
• United States
• Civic and Social Organizations
• 1 - 100 Employee
• Advisory Board Member

  • Apr 2014 - Present

Daniel Webster Council, Boy Scouts of America
• Executive Board Member - VP Strategic Planning

  • 1997 - Present


Northway Bank

• United States
• Banking
• 100 - 200 Employee

• Sr. Vice President/ Market Manager

  • Oct 2015 - Oct 2017

  Developing business, growing networks, and and building brand awareness throughout New Hampshire and Northeast Mass. Representing one of the largest independent NH commercial banks in our legacy and our evolving markets. Developing business, growing networks, and and building brand awareness throughout New Hampshire and Northeast Mass. Representing one of the largest independent NH commercial banks in our legacy and our evolving markets.



TD Bank

• Canada
• Financial Services

• Vice President

  • Nov 2010 - Oct 2015

  Manage and grow commercial business throughout Eastern MA and So. NH. Oversee relationship management and business development of a $190MM portfolio, including Commercial Real Estate and C&I clients. Booked and managed several Low Income Housing Tax Credit (LIHTC) construction loans within market and actively seeking to build that portfolio. 30 years in the industry has provided me with a wealth of knowledge and insight into the current commercial banking market. Manage and grow commercial business throughout Eastern MA and So. NH. Oversee relationship management and business development of a $190MM portfolio, including Commercial Real Estate and C&I clients. Booked and managed several Low Income Housing Tax Credit (LIHTC) construction loans within market and actively seeking to build that portfolio. 30 years in the industry has provided me with a wealth of knowledge and insight into the current commercial banking market.



Lowell Five Cent Savings Bank

• Commercial Lender - Ass't. Vice President

  • May 2009 - Nov 2010

  Commercial business development and relationship management focused on privately held businesses throughout the greater Lowell, MA and Merrimack Valley commercial markets. Services offered include commercial credit, and offering deposit products and related banking services. Focus is to build the commercial C/I portfolio within the Bank's historically driven commercial real estate portfolio. Commercial business development and relationship management focused on privately held businesses throughout the greater Lowell, MA and Merrimack Valley commercial markets. Services offered include commercial credit, and offering deposit products and related banking services. Focus is to build the commercial C/I portfolio within the Bank's historically driven commercial real estate portfolio.



Sovereign Bank

• Sr. Vice President - Regional Executive

  • Jun 2000 - Jan 2009

  Team Leader for North Shore Region's commercial lending team, managing 16 commercial lenders and support staff, focusing on the greater North Shore of Boston, MA. Team performance was consistently in top 3 within the eastern MA markets. Prior to this, served as a Relationship Manager (Commercial Lender) concentrating on middle market companies throughout greater Boston area, through 2006. Responsibilities included business development for credit, deposits, cash management, capital markets and international banking services; as well as managing a portfolio of customers ranging from small family held businesses to publicly traded companies. Performance was consistently rated as "superior" by three different managing directors.



Boston-based regional commercial banks

• Commercial Lending Officer and Relationship Manager

  • Jul 1984 - Jun 2000

  Career experience includes 24 years in commercial banking, in eastern MA and southern NH, working for several larger regional banks, including Shawmut, Fleet, US Trust and Citizens Banks. Continued focus on finding and growing customer relationships with a toolbox including commercial and commercial real estate credit products, deposit and cash management, capital markets and investments, FX and international products. Skilled in credit underwriting and portfolio management. Customer base has ranged from large publicly traded companies to small, family held businesses, in a wide range of industries and non-profits, and in most cycles of organizational growth.