Michael MacLeod

Financial Planner at SACRE ASSOCIATES LLP
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Contact Information
us****@****om
(386) 825-5501
Location
Dedham, England, United Kingdom, GB
Languages
  • English -

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5.0

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Richard Baldock

I have recently had the opportunity to work with Michael for my Wealth Planning requirements and throughout the entire process I have been nothing but impressed with his professionalism and communication skills. Michael received a handover from a colleague and ensured he was up to speed on all aspects of my circumstances and documentation files and at no point did I feel like there was any momentum lost due to any lack of understanding during the handover. The final reports were received on time and were clear and concise and our closure meeting was also held at the agreed time. Working with Michael and the team at Fiducia Wealth was seamless and without issue. I particularly appreciated that all of our document communications were via their secure document portal and I would have no hesitation in recommending both Michael and Fiducia Wealth for Financial Planning of the highest quality.

Kevin Tse APFS

I wanted to recommend Michael as a great Mentor, as Michael has provided me with invaluable career advice that will help me progress into an IFA position. I connected with Michael through LinkedIn and requested for career advice. Not only has Michael given me clear advice on possible routes to progress my career, he has also shared his own experiences and how he has been successful. I am also currently studying towards my Diploma in Regulated Financial Planning and Michael has offered his advice and best tips for my next exam, all in his own time!

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Credentials

  • Certs CII(MP & ER) - Certificates in Mortgage Advice and Equity Release
    Chartered Insurance Institute
    May, 2018
    - Oct, 2024
  • DipPFS - Diploma in Regulated Financial Planning
    Chartered Insurance Institute
    Feb, 2018
    - Oct, 2024
  • CeFAP - Certificate in Financial Administration and Planning
    ifs School of Finance
    Dec, 2012
    - Oct, 2024
  • CertRBCB - Certificate in Retail Banking Conduct of Business
    ifs Schoolf of Finance
    Mar, 2012
    - Oct, 2024
  • CeMap - Certificate in Mortgage Advice and Practice
    ifs School of Finance
    Jul, 2009
    - Oct, 2024

Experience

    • United Kingdom
    • 1 - 100 Employee
    • Financial Planner
      • Apr 2021 - Present

      On a mission to redefine and simplify financial planning, making advice more accessible for all.I have 15 years of experience in financial services ranging from retail banking to mortgages and, more recently, obtaining the diploma in regulated financial planning. This level of professionalism has been a long-standing goal and the first step on a wider mission to make financial planning and financial advice more accessible to all.A grassroots approach to financial wellbeing is central to my belief that small changes can make a big difference; that ignorance is not bliss. To this end, my community outreach involves delivering presentations to schools and seminars to firms and small businesses.“Financial advice can benefit everyone; it’s not exclusive to those select few with vast sums to invest. My overriding goal is to add value to each client I work with and exceed expectations. From explaining what a pension is, or how an ISA works, right through to complex inheritance tax planning in later life.”

    • Financial Planner
      • Oct 2018 - Apr 2021

      Financial Adviser at Fiducia Wealth Management, a multi award-winning wealth management firm, specialising in financial planning & investment management. Fiducia offer highly personal & discrete services to all their clients as well as expert investment management and bespoke investment services for wealthy private clients, charities and trusts. A progressive and dynamic firm, Fiducia have led the way in embracing technology and, more importantly, putting their clients first - and at the heart of what they do. This has been recognised by Fiducia winning a number of national awards.

    • United Kingdom
    • Financial Services
    • 1 - 100 Employee
    • Independent Financial Adviser
      • Jul 2016 - Oct 2018

      I joined the firm and quickly achieved the level 4 Diploma in Regulated Financial Planning which enabled me to provide financial advice. As independent financial advisers we deal with a huge variety of clients with different needs. Predominantly this incorporates pensions, inheritance tax planning, investment advice and protection. I joined the firm and quickly achieved the level 4 Diploma in Regulated Financial Planning which enabled me to provide financial advice. As independent financial advisers we deal with a huge variety of clients with different needs. Predominantly this incorporates pensions, inheritance tax planning, investment advice and protection.

    • United States
    • Information Technology & Services
    • 500 - 600 Employee
    • Senior Associate
      • May 2013 - Jul 2016

      IFDS are a third party administrator for many investment firms. I initially worked in the Postal Dealing team and progressed to a role in complaint handling. Developed a good grounding in how investments work across a diverse range of companies. IFDS are a third party administrator for many investment firms. I initially worked in the Postal Dealing team and progressed to a role in complaint handling. Developed a good grounding in how investments work across a diverse range of companies.

    • United Kingdom
    • Financial Services
    • 700 & Above Employee
    • Mortgage Adviser and Banking Adviser
      • Jan 2007 - May 2013

      I joined Cheltenham and Gloucester as a cashier and progressed to a role as a mortgage adviser. I then moved within the group to Halifax and worked as a Banking Adviser for a number of years. I joined Cheltenham and Gloucester as a cashier and progressed to a role as a mortgage adviser. I then moved within the group to Halifax and worked as a Banking Adviser for a number of years.

    • United Kingdom
    • Real Estate
    • Assistant Manager
      • Feb 2003 - Jan 2007

      I started my career as an estate agent for a great local company, The skills learnt dealing with people as well as companies has been a great influence on my working life. I started my career as an estate agent for a great local company, The skills learnt dealing with people as well as companies has been a great influence on my working life.

Education

  • John Bramston Sixth Form
    A-Levels
    2000 - 2002
  • John Bramston School
    GCSE's
    1995 - 2000

Community

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