Michael Kuhlen
Data Science & Machine Learning Solutions and Strategy at Mission Lane- Claim this Profile
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Bio
Experience
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Mission Lane
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United States
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Financial Services
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200 - 300 Employee
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Data Science & Machine Learning Solutions and Strategy
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Jan 2022 - Present
San Francisco Bay Area
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Senior Principal Data Scientist
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Aug 2020 - Jan 2022
San Francisco Bay Area
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Principal Data Scientist
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Jan 2019 - Jul 2020
San Francisco Bay Area
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LendUp
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United States
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Financial Services
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1 - 100 Employee
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Principal Data Scientist
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Apr 2017 - Jan 2019
San Francisco Bay Area LendUp is a socially responsible fintech company redefining financial services for the emerging middle class—the 56% of Americans shut out of mainstream banking due to poor credit or income volatility. We build technology, credit products and educational experiences that haven't existed before for the credit-challenged. Our mission is to provide anyone with a path to better financial health. We believe in ladders, not chutes. My primary responsibility at LendUp is to build, maintain, and… Show more LendUp is a socially responsible fintech company redefining financial services for the emerging middle class—the 56% of Americans shut out of mainstream banking due to poor credit or income volatility. We build technology, credit products and educational experiences that haven't existed before for the credit-challenged. Our mission is to provide anyone with a path to better financial health. We believe in ladders, not chutes. My primary responsibility at LendUp is to build, maintain, and improve our loan underwriting machine learning models. Increasing the reliability and accuracy of our loan default risk assessment is a critical component of our business, as it enables profitable growth for our company while at the same time ensuring that we don't expose our customers to irresponsible financial risk. Improvements to our risk models come through integration of new data sources, novel feature engineering and selection processes, and modeling algorithm improvements. I strive to push the boundaries in all of these aspects.
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Senior Data Scientist
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Jan 2014 - Apr 2017
San Francisco Bay Area
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Insight Data Science
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United States
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Higher Education
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1 - 100 Employee
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Fellow
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Aug 2013 - Sep 2013
Mountain View, California Weeks 1 - 3: Work on data science project Week 4: Polish presentation Weeks 5 - 6: Demo projects at companies, practice for interviews Thereafter: Get a job :)
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University of California, Berkeley
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United States
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Higher Education
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700 & Above Employee
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Postdoctoral Scientist
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2009 - Aug 2013
Using both analytical techniques and large-scale numerical simulations I investigated the physics governing our universe's origin, with a particularly focus on the closely related problems of dark matter and dwarf galaxy formation.
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Institute for Advanced Study
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United States
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Higher Education
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100 - 200 Employee
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Postdoctoral Scientist
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Sep 2006 - Aug 2009
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Education
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UC Santa Cruz
Doctor of Philosophy (Ph.D.), Astronomy & Astrophysics -
California Institute of Technology
BS, Physics