Experience

Mortgage Bankers Association

• United States
• Banking
• 200 - 300 Employee

• Chief Economist, Senior Vice President of Research and Industry Technology

  • Mar 2009 - Present

  Michael Fratantoni is Chief Economist and Senior Vice President of Research and Industry Technology for the Mortgage Bankers Association (MBA). He is responsible for overseeing MBA's industry surveys and benchmarking studies, economic and mortgage originations forecasts, and industry technology efforts. Additionally, Fratantoni is the Executive Director of MBA’s Research Institute for Housing America (RIHA) and President of the Mortgage Industry Standards Maintenance Organization (MISMO). Michael Fratantoni is Chief Economist and Senior Vice President of Research and Industry Technology for the Mortgage Bankers Association (MBA). He is responsible for overseeing MBA's industry surveys and benchmarking studies, economic and mortgage originations forecasts, and industry technology efforts. Additionally, Fratantoni is the Executive Director of MBA’s Research Institute for Housing America (RIHA) and President of the Mortgage Industry Standards Maintenance Organization (MISMO).



University of Washington Business School

• Adjunct Professor

  • Jan 2009 - Mar 2009

  Taught course in business statistics. Taught course in business statistics.



JPMorgan Chase & Co.

• United States
• Financial Services
• 700 & Above Employee

• Economic Strategist/Chief Economist

  • Mar 2007 - Feb 2009

  Developed macroeconomic and housing market forecasts to guide bank strategy, financial planning, and risk management. Communicated forecasts and alternative scenarios to Board of Directors and executive management. Developed macroeconomic and housing market forecasts to guide bank strategy, financial planning, and risk management. Communicated forecasts and alternative scenarios to Board of Directors and executive management.



WaMu, now JPMorgan Chase

• FVP in Corporate Credit Risk Management Group

  • 2007 - 2009

  Developed home price forecast models to guide risk management efforts. Developed home price forecast models to guide risk management efforts.



The Johns Hopkins University

• United States
• Higher Education
• 700 & Above Employee

• Adjunct Professor

  • Sep 1997 - May 2007

  Taught courses in macroeconomics and econometrics. Taught courses in macroeconomics and econometrics.



Mortgage Bankers Association

• United States
• Banking
• 200 - 300 Employee

• Senior Director

  • 2005 - 2007

  Managed MBA's single-family surveys, provided economic analysis of industry trends and regulatory proposals, gave presentations at industry conferences and events, and staffed MBA task force regarding the future of the mortgage industry. Managed MBA's single-family surveys, provided economic analysis of industry trends and regulatory proposals, gave presentations at industry conferences and events, and staffed MBA task force regarding the future of the mortgage industry.



Fannie Mae

• United States
• Financial Services
• 700 & Above Employee

• Economist

  • 1996 - 2005

  Econometric modeling (loan-level default and prepayment models and home price appreciation models) - provided inputs to Fannie Mae's guarantee fee pricing. Econometric modeling (loan-level default and prepayment models and home price appreciation models) - provided inputs to Fannie Mae's guarantee fee pricing.