Financial Adviser at One Financial Solutions

• Nov 2019 - Present

Director

• May 2008 - Present

The role encopasses all aspects of the business such as brokering contracts with leading finance brokers / finance companies. No transaction is the same as every customer has different requirements which pulls on years of experience when processing customer finance applications. We ensure the best plan is achieved by full understanding and adjustment to all finance company criteria whilst adhering to the strict FCA guidelines. The market is continually changing and a broad understanding of all available finance products is needed whether it be HP, PCP and Personal Loans.Being comfortable dealing face to face with customers is a must as a car transaction will be the 2nd highest value transaction made- after a house therefore a calm and professional approach is key.

Director

• Apr 2015 - Jul 2020

Reponsible for operations of a dealer guarantee scheme. Dealing with claims and repairs within the fund for Guarantee holders when required Reponsible for operations of a dealer guarantee scheme. Dealing with claims and repairs within the fund for Guarantee holders when required

Director

• May 2003 - May 2008

Brokering car sales predominantly within the subprime sector through an extensive panel of lendersGenerating 30+ retail units per month and maximising profits through advantageous commission structure and achieving an average turnover of 1.5 m per annum. Overseeing a specific marketing strategy to facilitate sub finance leads including Direct mail campaigns with data from Experian, press advertising and dedicated finance based webpageManaging and coaching a sales force of 8 through a structured sales process leading to enhanced conversion ratios and profitability

National Sales Manager

• Apr 1997 - Dec 2002

As senior management I was instrumental in achieving record monthly sales within this high volume retailer, targeted for 2500 units with profit per unit in excess of £1500. These units were comprised of numerous UK finance houses and also the groups in house lender Cygnet. This performance was key to the company’s eventual sale within the Car finance sector.Prior to sale the company employed over 500 staff and had 18 retail sites in England, Scotland and the Republic of Ireland. Reporting directly to the board I oversaw the operations of the group through a team of Regional Managers, Branch Managers and Sales Managers analysing key areas to help maintain performance throughout the expanding group network.My role prior to becoming National Sales Manager was as a turnaround specialist Manager which led to several placements at branches in Manchester and London for on average 3-4 months at a time. These branches had over a period of time been reporting losses and under achievement. I was tasked to overhaul operations at these sites, return them to profitable status before handing over to the Branch Manager

Sales Executive

• May 1995 - Apr 1997

Sterling Money Broker

• Jun 1992 - May 1995

Corporate Banking Executive

• Sep 1987 - Sep 1991