Michael Arnold

Sr. Loan Consultant at Evoque Lending
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Contact Information
Location
Dana Point, California, United States, US

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Experience

    • United States
    • Financial Services
    • 1 - 100 Employee
    • Sr. Loan Consultant
      • Oct 2016 - Present
    • United States
    • Financial Services
    • 200 - 300 Employee
    • Account Executive
      • Jan 2014 - Oct 2016

      BROKERS- Looking to expand your client base and fund loans you thought were impossible? We have Alt programs such as the Bank Statement program (12 months business or personal bank statements to qualify), our asset driven program (No employment, no income or DTI required), and our Investor program that uses Debt Ratio Coverage and cash flow from the property (No personal Income required). We have 3 different Jumbo products(85% LTV no MI) and have multiple programs for Foreign Nationals. Our FHA goes down to a 580 Fico and we do Manufactured homes. Our approval process is easy and our product selection very extensive. Call me today for a Broker Package. Show less

    • Quality 1st Lending
      • Nov 2011 - Jan 2014

      Heavy call volume with emphasis on referral and new lead sources. FHA,VA, Conventional. New lead source acquisition. Light processing and extensive follow up. Heavy call volume with emphasis on referral and new lead sources. FHA,VA, Conventional. New lead source acquisition. Light processing and extensive follow up.

    • United States
    • Financial Services
    • 700 & Above Employee
    • Mortgage Banker/Manager
      • Jan 2009 - Nov 2011

      Top originator of Conventional, FHA and VA loans. Was 1st on my team with the highest conversion and funding ratios. Later, promoted to manager of team 6. Responsible for training and production of 13-16 Loan Officers. Top originator of Conventional, FHA and VA loans. Was 1st on my team with the highest conversion and funding ratios. Later, promoted to manager of team 6. Responsible for training and production of 13-16 Loan Officers.

    • Sr. Loan Officer
      • Jun 2004 - Feb 2008

      Was consistently in the top 3% of all Loan Officers. Averaged highest gross revenue per loan with fewest leads taken. My average production per month was 4.9 million with some months at over 8 million. Multiple highest gross revenue awards. Was consistently in the top 3% of all Loan Officers. Averaged highest gross revenue per loan with fewest leads taken. My average production per month was 4.9 million with some months at over 8 million. Multiple highest gross revenue awards.

    • United States
    • Banking
    • Senior Mortgage Loan Officer
      • May 2002 - Apr 2004

      Was in the top 3 every single month out of 90+ Loan Officers in the 2nd Trust Deed Division. Multiple awards for Origination and Funding's. Responsible for training Loan Officers in sales and product knowledge for my team. During my tenure, I averaged 19 loans Funded per month. Was in the top 3 every single month out of 90+ Loan Officers in the 2nd Trust Deed Division. Multiple awards for Origination and Funding's. Responsible for training Loan Officers in sales and product knowledge for my team. During my tenure, I averaged 19 loans Funded per month.

Education

  • California State University-Sacramento
    Finance, General
    1991 - 1993

Community

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