Michael Anton Estipona

Head of Loan Sales and Innovation at Netbank
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Contact Information
us****@****om
(386) 825-5501
Location
Metro Manila, National Capital Region, Philippines, PH

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Experience

    • Philippines
    • Financial Services
    • 1 - 100 Employee
    • Head of Loan Sales and Innovation
      • Jun 2022 - Present

    • United States
    • Technology, Information and Internet
    • 1 - 100 Employee
    • Media Hub Tester
      • Aug 2021 - Jun 2022

  • CrossFit Mad Minute
    • San Antonio Village, Makati City
    • Coach
      • Oct 2013 - Mar 2020

      Facilitates CrossFit classes, and provides one-on-one coaching Facilitates CrossFit classes, and provides one-on-one coaching

    • Philippines
    • Government Relations
    • 400 - 500 Employee
    • Technical Consultant
      • Aug 2018 - Feb 2019

      Reviewed Project Proposals, Work and Financial Plans, and other documents of the Department. Assisted in reprogramming the 2018 Work and Financial Plan of the Office of the Secretary, and in formulating the 2019 Work and Financial Plan of the same office. Reviewed Project Proposals, Work and Financial Plans, and other documents of the Department. Assisted in reprogramming the 2018 Work and Financial Plan of the Office of the Secretary, and in formulating the 2019 Work and Financial Plan of the same office.

    • Philippines
    • Banking
    • 700 & Above Employee
    • Enterprise Risk Manager
      • Feb 2018 - Aug 2018

      Prepared Credit Proposals and client call reports for the Ortigas Banking Center's SME accounts in the process of their annual review. Rated the same accounts under the Bank's internal credit ratings scorecard. Prepared Credit Proposals and client call reports for the Ortigas Banking Center's SME accounts in the process of their annual review. Rated the same accounts under the Bank's internal credit ratings scorecard.

    • United States
    • Financial Services
    • 700 & Above Employee
    • Credit and Portfolio Analyst 1
      • Aug 2017 - Jan 2018

      Conducted annual reviews of the Bank's financial intermediary accounts in the Asia Pacific region, particularly those of fund managers and universal banks Conducted annual reviews of the Bank's financial intermediary accounts in the Asia Pacific region, particularly those of fund managers and universal banks

    • Banking
    • 700 & Above Employee
    • Asset Quality Specialist
      • Jan 2015 - Aug 2017

      Co-responsible for the quality of the Bank's lending portfolio, particularly that of its corporate and SME loan exposures and Treasury bond exposures. Prepared reports on Past Due and Flagged Accounts, Treasury Bond Portfolio, and Quarterly Credit Metric Analysis Reports in coordination with and under the guidance of senior Asset Quality Officers. Initiated and maintained a database for the Bank's Flagged credit accounts.

    • Credit Review Officer
      • Jul 2012 - Jan 2015

      Reviews the Bank's lending accounts and rates their credit risk (based on probability of default) via the Bank's Internal Credit Risk Rating System (for most accounts for 2012 to February 2013) and the Standard & Poor's credit scorecard (for most accounts for February 2013 onwards). Verifies the Credit Applications made by counterpart account officers for correctness and compliance to credit policies.

    • ODP Management Trainee
      • Jul 2011 - Jul 2012

      Was trained in various facets of Bank operations (namely Retail Banking, Treasury, Trust, Credit Risk, Corporate Lending, SME Lending, and Global Transactions) and given on-the-job immersion training in each of the key marketing departments of the Bank (including branch deployments).

Education

  • University of Asia and the Pacific
    Master of Science - MS, Business Administration and Management, General
    2019 - 2021
  • Ateneo de Manila University
    College, Legal Management
    2005 - 2011
  • Philippine Military Academy
    BS, Management
    2006 - 2008

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