Melinda Urban

Vice President at Blackhawk Bank & Trust
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Location
Colona, Illinois, United States, US

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Experience

    • United States
    • Banking
    • 1 - 100 Employee
    • Vice President
      • Apr 2003 - Present

      I have been with Blackhawk Bank & Trust for almost 12 years. I am a lender at the Colona branch. I handle all installment, real estate and commercial loans for the Colona location. I analyze and spread balance sheets, tax returns and personal financial statements on commercial customers and present to the board for loans requiring a higher loan amount. Along with lending, I monitor the delinquency of the branch and help market the banks products. I have been with Blackhawk Bank & Trust for almost 12 years. I am a lender at the Colona branch. I handle all installment, real estate and commercial loans for the Colona location. I analyze and spread balance sheets, tax returns and personal financial statements on commercial customers and present to the board for loans requiring a higher loan amount. Along with lending, I monitor the delinquency of the branch and help market the banks products.

    • United States
    • Financial Services
    • 1 - 100 Employee
    • Area General Manger
      • Jan 1999 - Dec 2002

      I opened and managed a branch of AmeriCredit Financial Services, Inc., a multi billion dollar finance company for automobile loans. I interviewed and hired a team of people to service over 100 dealers within a 90 mile radius. I monitored and created monthly reports on volume, quality and category. I met volume goals and achieved a high rating within the company. AmeriCredit consolidated 100+ branches and eventually sold to GMAC Financial. I opened and managed a branch of AmeriCredit Financial Services, Inc., a multi billion dollar finance company for automobile loans. I interviewed and hired a team of people to service over 100 dealers within a 90 mile radius. I monitored and created monthly reports on volume, quality and category. I met volume goals and achieved a high rating within the company. AmeriCredit consolidated 100+ branches and eventually sold to GMAC Financial.

    • Loan Officer
      • Jan 1995 - Dec 1998

      I was hired at THE Rock Island Bank to create and build their Indirect auto department. I booked $55M in auto loans in the 4 years that I was there. Some of my duties included setting rates to ensure the spread was favorable for the bank, making decisions on auto applications from the car dealers in the Quad Cities, and coming up with marketing ideas to generate business for the bank. The bank sold in 1998 to Mercantile Bank. I was hired at THE Rock Island Bank to create and build their Indirect auto department. I booked $55M in auto loans in the 4 years that I was there. Some of my duties included setting rates to ensure the spread was favorable for the bank, making decisions on auto applications from the car dealers in the Quad Cities, and coming up with marketing ideas to generate business for the bank. The bank sold in 1998 to Mercantile Bank.

    • Loan Officer
      • Jan 1993 - Dec 1994

      I was hired at Brenton bank to take over and maintain the indirect auto portfolio. It was a small bank with only 3 locations. I helped set rates for the auto applications from car dealers and I was involved in creating marketing campaigns to grow and maintain the portfolio. I was hired at Brenton bank to take over and maintain the indirect auto portfolio. It was a small bank with only 3 locations. I helped set rates for the auto applications from car dealers and I was involved in creating marketing campaigns to grow and maintain the portfolio.

    • United States
    • Banking
    • 1 - 100 Employee
    • Loan Officer
      • Jan 1991 - Dec 1992

      I worked at the downtown office of First of America bank as a loan officer. I handled personal loans, unsecured loans, auto loans and home equity loans. I worked at the downtown office of First of America bank as a loan officer. I handled personal loans, unsecured loans, auto loans and home equity loans.

    • United States
    • Banking
    • 1 - 100 Employee
    • Loan Collector
      • Jan 1986 - Dec 1991

      I worked for Davenport Bank & Trust for almost 5 years as a loan collector. I collected and managed a $30+M portfolio of loans, did floor plan checks for local car dealers and repossessed vehicles that were delinquent. I worked for Davenport Bank & Trust for almost 5 years as a loan collector. I collected and managed a $30+M portfolio of loans, did floor plan checks for local car dealers and repossessed vehicles that were delinquent.

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