Experience

FitzGerald Financial Group - Division of TowneBank Mortgage

• United States
• Financial Services
• 1 - 100 Employee

• Underwriter

  • Mar 2020 - Present



Sourcepoint

• United States
• Financial Services
• 300 - 400 Employee

• Underwriter

  • Sep 2019 - Mar 2020



Citizens

• United States
• Banking
• 700 & Above Employee

• Underwriter

  • Nov 2016 - Feb 2019

  Reviewed conventional and manually underwritten home loans remotely from home office. Managed a large pipeline ranging in loan sizes from conforming to jumbo. Underwriting authority up to $1,000,000 loan amount. Successfully navigated and underwrote using Empower.Net system and received clear audits from company’s internal audit group. Built strong, productive working relationships with loan officers and processors within the company. Consistently maintained strong turn-around times for initial and condition reviews. Mentored processors with underwriting procedures resulting in faster turn-around times. Received several company awards for customer service and team play.



Wells Fargo

• United States
• Financial Services
• 700 & Above Employee

• Consumer Loan Underwriter 4

  • 1998 - 2016

  Started as a loan processor with the company working up to full-time underwriting. Strong customer service skills which resulted in positive survey reviews from customers. Reviewed credit applications and loan packages to render a sound underwriting decision. Maintained a pipeline of 50-70 loans and kept loan processors and home mortgage consultants well informed of loan status. Analyzed credit reports, income including personal and business tax returns, bank statements, collateral, and title work. Work with outside partners to obtain necessary information/documentation to make proper loan decision. Loan quality audits were excellent.