Experience

Northern Arc Capital

• India
• Financial Services
• 300 - 400 Employee

• Assistant Manager

  • Mar 2023 - Present

  Bengaluru, Karnataka, India

• Senior Associate (Risk Analytics and Modelling)

  • Sep 2022 - Mar 2023

  Bengaluru, Karnataka, India



Satin Creditcare Network Limited

• India
• Financial Services
• 700 & Above Employee

• Senior Manager

  • Apr 2022 - Sep 2022

  Gurugram, Haryana, India

• Manager

  • Jul 2021 - Jun 2022

  Gurugram, Haryana, India Analysing key performance parameters of loan portfolio, for timely identification of risk and mitigation.  Analysing various operational aspects of the business like disbursement, collection, incentive design and workforce allocation.  Using machine learning algorithm on past client behaviour for better analysing the risk and identifying potential targets segments in JLG model (The following projects were designed and implemented in R, using various linear and non-liner algorithms like… Show more Analysing key performance parameters of loan portfolio, for timely identification of risk and mitigation.  Analysing various operational aspects of the business like disbursement, collection, incentive design and workforce allocation.  Using machine learning algorithm on past client behaviour for better analysing the risk and identifying potential targets segments in JLG model (The following projects were designed and implemented in R, using various linear and non-liner algorithms like Binary logistic regression, Decision tree, Random forest, Deep Neural Networks (tensor flow)etc. Project 1: Prediction model for identifying default tendency of the client, by moving beyond credit score criteria. Project 2: Prediction model for segmenting potential cross sell clients. (for targeted marketing of cross sell products) Project 3: Prediction model for individual loans (Fintech model), identifying factors contributing to default.  Using optimisation models for better operational efficiency. Project 1: Benchmarking performance of branches, based on defined inputs and outputs (Envelop Based Benchmarking).  Visualising complex data structures for better business understanding and insights (TABLEAU). Dashboard 1: PAR (Portfolio At Risk) bucket movement dashboard. Dashboard 2: Clustering of branches (k-means) based on various financial parameters for collective decision making.



Satin Creditcare Network Limited

• India
• Financial Services
• 700 & Above Employee

• Management Associate

  • Jul 2020 - Mar 2021

  Gurgaon, Haryana, India



Mindtree

• India
• Information Technology & Services
• 700 & Above Employee

• Internship Trainee

  • Jun 2019 - Aug 2019

  Bangalore Title: Developing Agri value chains for a Platform Business model (Platform: I got Crop) in the context of Andhra Pradesh  Developed business proposal for potential value chains to link with ‘I got Crops’ market platform, through FPOs. 1) Chilli Oleoresin extraction, 2) Red chill pickle making and dried-packed chilli and 3) solar dried fruits were explored. The policy gaps in establishing effective FPO linkages were also analysed. High, medium and low capital value chains were compared in… Show more Title: Developing Agri value chains for a Platform Business model (Platform: I got Crop) in the context of Andhra Pradesh  Developed business proposal for potential value chains to link with ‘I got Crops’ market platform, through FPOs. 1) Chilli Oleoresin extraction, 2) Red chill pickle making and dried-packed chilli and 3) solar dried fruits were explored. The policy gaps in establishing effective FPO linkages were also analysed. High, medium and low capital value chains were compared in terms of effectiveness in linking with FPOs.  Understood the design principles and value chain of various upstream and downstream agri-platform business models, and developed a design curriculum for rural managers. (I got crop, crop In, e-Naam, and Dehaat models were explored) Show less



BAIF Development Research Foundation

• India
• Non-profit Organizations
• 500 - 600 Employee

• Senior Development Officer

  • Jul 2015 - Jun 2018

  Scientific Impact evaluation of existing projects, considering quantitative and qualitative outcomes. (control group, treatment group approach) ANNOVA, T-TEST  Beneficiary selection models for identifying the potential beneficiary, fulfilling the criteria of the project.  Management of off-farm livelihood projects: Planning, review and corrective measures for projects being handled.  Liaisoning with clients/funders for new / existing projects.  Auditing existing projects and… Show more Scientific Impact evaluation of existing projects, considering quantitative and qualitative outcomes. (control group, treatment group approach) ANNOVA, T-TEST  Beneficiary selection models for identifying the potential beneficiary, fulfilling the criteria of the project.  Management of off-farm livelihood projects: Planning, review and corrective measures for projects being handled.  Liaisoning with clients/funders for new / existing projects.  Auditing existing projects and evaluating progress. Show less