Md. Serajul Mamun Chowdhury, CERM
First Assistant Vice President (FAVP) at United Commercial Bank Limited- Claim this Profile
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Bio
Credentials
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Certified Expert in Risk Management (CERM)
BIBM-Frankfurt School GermanyJul, 2019- Oct, 2024
Experience
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United Commercial Bank Limited
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Bangladesh
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Banking
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700 & Above Employee
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First Assistant Vice President (FAVP)
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Jan 2021 - Present
Corporate Banking Division
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Assistant Vice President
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Nov 2017 - Dec 2020
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AB Bank Ltd
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Banking
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400 - 500 Employee
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Senior Principal Officer
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Jan 2016 - Nov 2017
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Principal Officer
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Sep 2012 - Dec 2015
1. Ensure loan documentation and securities are duly completed and in place prior to disbursement of loans.2. Ensure accurate and timely submissions of returns of both the Central Bank and Head office.3. Act on exception reports and ensure timely receipt of loan installments.4. Ensure that adequate insurance is in place on all pledged assets, all approval conditions have been met, and any exceptions are appropriately approved prior to disbursement of loans.5. Ensure that department operations, including the preparation of loan documentation, recording of charges, and reporting of exceptions are done in a timely and efficient manner.6. Ensure compliance with internal policies and procedures and external regulatory requirements, and that all internal and external audit recommendations are implemented.7. Completion of documentation formalities as per the terms of sanction.8. Issuance of document completion certificate to Head Office, CAM and obtaining disbursement authority.9. Disbursement & Monitoring of Loan.10. Safe custody/storage of loan/security documents.11. Periodic review of loan/security documents.12. Ensure proper insurance of the security & collateral.13. Monitoring of the following: Borrower’s compliance with agreed terms & conditions, Account performance & Control over security documents.14. Ensure accurate and timely submission of returns to Head Office.15. To take steps for loan repayments.16. To be responsible to conduct collateral inspection as per credit approval terms.17. Statements: Credit by size & sector Statement, Data/advances classified economic purpose code, Early Alert Statement, Client–wise LDO’s Position and Bangladesh Bank related statements, Agricultural Loans & advances, Loans to private sector, Major Financial Indicators, Outstanding LDO’s, SME Statement, DB-3, Time Loan & Term Loan statement, Other Bank’s Directors Loans, Re-finance on SME & Agro-processing. Show less
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Management Trainee
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Sep 2010 - Sep 2012
General Banking, Credit Portfolio and Foreign Exchange Operation.
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Education
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University of Chittagong
Master of Business Administration (MBA), Marketing Studies of International Marketing -
Diploma (Computer)
Higher Diploma in Computer Science & Engineering, Computer -
University of Chittagong
Bachelor of Business Administration (BBA), Marketing Studies of International Marketing -
Khulna Public Collage, Khulna
Higher Secondary Certificate (HSC), Business Studies