Structured Finance Analyst

• Sep 2022 - Present

First Flyer, Underwriter

• Jun 2021 - Jun 2022

• Used Finance and Underwriting skills involving the mortgage industry to assess the risk of applicants during the process of acquiring a loan using FNMA and FHLMC guidelines to completeness • Went through rigorous training over 1–3-week stints to learn the specifications of conventional and non-conventional mortgage loans along with heightened risks involving foreclosures, defaults, credit, etc. • Analyzed over 50 loans a day pertaining to income risk during a multi-month-long rotation diving into various borrower’s paystubs, W2s, Tax-Returns and Transcripts, and self-employed income • Trained new groups entering the income team in the fundamentals of income analysis for multiple weeks answering any questions and problems they had while learning how to use the software and protocols • Communicated with multiple departments regarding the requirements of a loan as it worked through the pipeline in order to ensure it had all required documentation as it made it ways to closing Show less

Exam Proctor

• Sep 2019 - Feb 2020

Sales Associate

• May 2017 - Aug 2019