Experience

Farmers & Merchants Bank, AL

• United States
• Banking
• 1 - 100 Employee

• City President

  • Jul 2021 - Present

  Anniston, Alabama

• Vice President

  • Feb 2018 - Present

  Anniston, Alabama



NobleBank & Trust

• United States
• Financial Services
• 1 - 100 Employee

• City President

  • Oct 2014 - Jan 2018

  Oxford, Alabama Commercial & Consumer Lending, Real Estate Lending, Business Development.

• Branch Manager

  • Jan 2013 - Oct 2014

  anniston, alabama Branch Management, Consumer & Commercial Loans, New Accounts.

• Credit Officer

  • Mar 2008 - Dec 2012

  Duties include: -Annual Loan Review Analysis for Commercial Loan Relationships. -Financial Spread Analysis preparation for Commercial Lenders. -Special Assets: Managing the Bank's ORE and Non-performing assets portfolio. -Personal & Corporate Bankruptcy: Assessing the Bank's standing after Bankruptcy is filed and minimizing the loss incurred. -Appraisal Review & Internal Evaluation: Reviewing appraisals for accuracy that meet USPAP standards and preparing Bank's "internal"… Show more Duties include: -Annual Loan Review Analysis for Commercial Loan Relationships. -Financial Spread Analysis preparation for Commercial Lenders. -Special Assets: Managing the Bank's ORE and Non-performing assets portfolio. -Personal & Corporate Bankruptcy: Assessing the Bank's standing after Bankruptcy is filed and minimizing the loss incurred. -Appraisal Review & Internal Evaluation: Reviewing appraisals for accuracy that meet USPAP standards and preparing Bank's "internal" appraisals. -Collections: Delinquent account management and pursuit of judgments. -Residential Construction Inspections -Automobile Floor Plan Monitoring



Encasa Real Estate & Development, LLC / Encasa Builders, LLC

• Financial Manager

  • May 2006 - Feb 2008

  Responsible for accounting, payroll, payroll taxes, workers compensation, budgeting, etc. for a Construction/Real Estate company located on Fort McClellan, AL. This company invested in previous U.S Army properties which included remodeling structures, rental properties and new construction