Experience

Carter Federal Credit Union

• United States
• Banking

• Chief Lending Officer

  • Feb 2014 - Present

  • Ensure credit union controls within the lending department are operating efficiently • Create and analyze department management information and reports to determine areas to generate growth within the lending portfolio. • Lead a department of 27 associates. Hire, conduct performance reviews, and provide performance coaching as needed. • Conduct outside production efforts to generate new clients and maintain/expand the current loan portfolio. • Drive department performance results with direction of department staff to meet and exceed loan goals and quality service standard goals. • Implemented key lending process changes that led to dramatic increases in loan production. • Averaged 9.5% net Consumer Loan growth over the past three years. • Consumer auto loan loans grew over 20% in 2020 and over 75% in 2021 • Created partnerships with multiple Fintech companies generating over $100MM in loans for Carter and then sold those loans on the secondary market yielding over $5MM in premium and ongoing servicing income for the credit union • Completed a full LOS conversion in 2018



Regions Financial Corporation

• Branch Manager IV

  • May 2006 - Feb 2014

  * Managed multiple locations * Recognized and met customer needs by proactively cross selling appropriate products and services to new and existing customers * Referred customers to other lines of business partners when other needs were uncovered. * Responsible for day to day resolution of client account issues & maintenance. * Managed multiple locations * Recognized and met customer needs by proactively cross selling appropriate products and services to new and existing customers * Referred customers to other lines of business partners when other needs were uncovered. * Responsible for day to day resolution of client account issues & maintenance.



Cameron State Bank

• United States
• Banking

• Branch Manager/Commercial Loan Officer

  • Aug 2000 - Nov 2005

  * Managed multiple locations * Recognized and met customer needs by proactively cross selling appropriate products and services to new and existing customers * Referred customers to other lines of business partners when other needs were uncovered. * Responsible for day to day resolution of client account issues & maintenance. * Responsible for underwriting and approving branch loans within my lending authority along with packaging, funding, and booking these loans. * Managed the floor plan financing for local vehicle dealers in the Lake Charles and surrounding areas *Managed the collection process of several branch portfolios