Matt Baca
VP Commercial Loan Officer at Plumas Bank- Claim this Profile
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Bio
Experience
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Plumas Bank
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United States
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Financial Services
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100 - 200 Employee
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VP Commercial Loan Officer
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Sep 2021 - Present
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Ikänik Farms
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United States
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Pharmaceutical Manufacturing
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1 - 100 Employee
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VP Real Estate and Financial Planning
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Mar 2019 - Aug 2021
Manage current Real Estate portfolio while negotiating new lease terms and acquisitions. Develop and monitor forecast models and budgets based on current and anticipated market trends, demand patterns and project costs. Analyze inventory and profitability to gauge concentration and sell-through rate. Underwrite and negotiate merger & acquisition opportunities in the domestic market for all cannabis license types. Manage current Real Estate portfolio while negotiating new lease terms and acquisitions. Develop and monitor forecast models and budgets based on current and anticipated market trends, demand patterns and project costs. Analyze inventory and profitability to gauge concentration and sell-through rate. Underwrite and negotiate merger & acquisition opportunities in the domestic market for all cannabis license types.
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U.S. Bank
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United States
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Banking
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700 & Above Employee
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VP Business Development Officer SBA Division
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Mar 2018 - Mar 2019
Sourced, developed and maintained lending relationships with current and prospective banking clients throughout the Northern California and Northern Nevada market. Provided lending to small and mid-market business with revenues in the $500M-$35MM range. Assisted clients in structuring partnership buyouts, property acquisitions and short-term working capital Sourced, developed and maintained lending relationships with current and prospective banking clients throughout the Northern California and Northern Nevada market. Provided lending to small and mid-market business with revenues in the $500M-$35MM range. Assisted clients in structuring partnership buyouts, property acquisitions and short-term working capital
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Plumas Bank
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United States
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Financial Services
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100 - 200 Employee
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AVP Commercial Loan Officer
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Sep 2015 - Apr 2018
Exhibited a comprehensive banking approach, offering a full spectrum of banking products to meet client needs. Provided lending to small and mid-market business with revenues in the $500M-$50MM range. Managed all credit facilities in commercial portfolio through annual reviews of full credit underwriting. Grew portfolio credit quality by recommending credits for upgrade/downgrade in timely fashion. Exhibited a comprehensive banking approach, offering a full spectrum of banking products to meet client needs. Provided lending to small and mid-market business with revenues in the $500M-$50MM range. Managed all credit facilities in commercial portfolio through annual reviews of full credit underwriting. Grew portfolio credit quality by recommending credits for upgrade/downgrade in timely fashion.
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Nevada State Bank
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United States
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Banking
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300 - 400 Employee
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Business Relationship Manager, AVP
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Dec 2013 - Sep 2015
Sourced, developed and maintained lending relationships with current and prospective banking clients throughout the Northern Nevada market. Provided lending to small and mid-market business with revenues in the $500M-$20MM range. Managed and grew portfolio credit quality by recommending credits for upgrade/downgrade in timely fashion. Worked with loan portfolios consisting of owner occupied and developer/investor commercial real estate, term loans, practice and equipment finance, working capital lines of credit. Show less
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U.S. Bank
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United States
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Banking
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700 & Above Employee
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Business Banking Officer
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Jul 2011 - Dec 2013
Provided lending to small and mid-market business with revenues in the $500M-$20MM range. Maximized revenue and customer retention through cross selling. Worked with loan portfolios consisting of owner occupied and developer/investor commercial real estate, term loans, practice and equipment finance, working capital lines of credit. Initiated independent marketing campaigns through direct mail, cold calling and COI’s, to better leverage market penetration. Provided lending to small and mid-market business with revenues in the $500M-$20MM range. Maximized revenue and customer retention through cross selling. Worked with loan portfolios consisting of owner occupied and developer/investor commercial real estate, term loans, practice and equipment finance, working capital lines of credit. Initiated independent marketing campaigns through direct mail, cold calling and COI’s, to better leverage market penetration.
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Education
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University of Nevada-Las Vegas
Bachelor's degree, Business Management, Finance -
Community College of Southern Nevada
Finance and Financial Management Services