Experience

1st Security Bank of Washington

• United States
• Banking
• 200 - 300 Employee

• Underwriter

  • Apr 2016 - Present

  Underwrite Conventional, FHA, Jumbo, Portfolio and WSHFC Bond loans to insure compliance with guidelines and investor requirements. Underwrite Conventional, FHA, Jumbo, Portfolio and WSHFC Bond loans to insure compliance with guidelines and investor requirements.



Evergreen Home Loans NMLS 3182

• Financial Services
• 400 - 500 Employee

• Branch Operation manager/Loan Processor IV/Underwriter

  • Apr 2009 - Apr 2016

  Process Conventional, FHA, VA, USDA loans and insure program guidelines are met and files are in compliance while assuring that all loans close on time. Underwrite all Approve/Eligible Conventional files and pre-underwrite all files to be submitted to Underwriting. Manage operations staff and develop processes for file flow, compliance and meeting deadlines. Insure that all required training is completed by branch staff. Interview potential employees and perform annual reviews on branch operations staff Show less



Metlife Home Loans

• Greater Seattle Area

• Senior Loan Processor/Underwriter

  • Mar 2002 - Apr 2009

  • Develop and implement systems to streamline origination processes. • Assist junior processors with all aspects of loan processes and requirements. Provide support to Loan Officers to pre-approve borrowers and assist in program identification Review loan files to assure that they meet program parameters and customer needs as well as all regulatory requirements. Oversee the loan process to assure that all required documentation obtained. Process and Underwrite all approve/Eligible Convention and FHA files or pre-underwrite all files to be submitted to the Underwriting center. Show less



Golf Savings Bank/Lynnwood Mortgage

• Greater Seattle Area

• Senior Loan Processor/Underwriter

  • Apr 1998 - Feb 2002

  Provide support to Loan Officers to pre-approve borrowers and identify the program’s that best fit their circumstance. Review loan files to assure that they meet program parameters and customer needs as well as all regulatory requirements. Oversee the loan process to assure that all required documentation obtained. Process and Underwrite all approve/Eligible Convention loans or pre-underwrite all files to be submitted to the Underwriting center. Provide support to Loan Officers to pre-approve borrowers and identify the program’s that best fit their circumstance. Review loan files to assure that they meet program parameters and customer needs as well as all regulatory requirements. Oversee the loan process to assure that all required documentation obtained. Process and Underwrite all approve/Eligible Convention loans or pre-underwrite all files to be submitted to the Underwriting center.



Garrett and Associates and Richard James Real Estate

• Texas and Washington

• Real Estate Sales and Marketing

  • 1986 - 1991

  Assisted Buyers and Sellers in all aspects of the transfer of Real Estate. Research and advise on properties available for sale or lease. Assist current customers with leasing of properties Assisted Buyers and Sellers in all aspects of the transfer of Real Estate. Research and advise on properties available for sale or lease. Assist current customers with leasing of properties



Holland Mortgage

• Houston, Texas Area

• Customer Service/Escrow Department and Loss Mitigation

  • 1984 - 1986

  Payment Processing/Customer Service Loss mitigation Escrow Department- annual payment of taxes and insurance, processing of loss draft’s per policy and customer service. Payment Processing/Customer Service Loss mitigation Escrow Department- annual payment of taxes and insurance, processing of loss draft’s per policy and customer service.