Underwriter

• Mar 2022 - Present

Sr Mortgage DE Underwriter

• Jan 1979 - Apr 2022

43 years in Mortgage Banking Industry - Retail & Wholesale Divisions holding numerous roles and positions, cross trained in most all areas of mortgage banking. DE Underwriter, Office Manager, Trainer, Retail Loan Officer, Retail Branch Manager, Wholesale Closing Supervisor, Secondary Marketing Assistant, Asst. Vice President, DE HUD certified in 1989. 43 years in Mortgage Banking Industry - Retail & Wholesale Divisions holding numerous roles and positions, cross trained in most all areas of mortgage banking. DE Underwriter, Office Manager, Trainer, Retail Loan Officer, Retail Branch Manager, Wholesale Closing Supervisor, Secondary Marketing Assistant, Asst. Vice President, DE HUD certified in 1989.

Sr. DE Mortgage Underwriter

• Jun 2021 - Nov 2021

SR. DE MORTGAGE UNDERWRITER

• Aug 2017 - Jun 2021

DE SENIOR UNDERWRITER

• Aug 2017 - Jul 2019

Fidelity Bank merged with Ameris Bank Fidelity Bank merged with Ameris Bank

SR. DE Mortgage Underwriter

• Jul 2015 - May 2017

Former Great Plains National Bank Mortgage Alpharetta Operations Center (Entire staff) merged to Home Point Financial, newly established Mortgage Banker. Front Line Mortgage Underwriting in 50 States, adhering to company and agency requirements in all areas of Risk, Credit, Capacity and Collateral: FHA, VA, HARP, FNMA, FHLMC, Texas Equity 50(a)(6), and Investor Portfolio products. Former Great Plains National Bank Mortgage Alpharetta Operations Center (Entire staff) merged to Home Point Financial, newly established Mortgage Banker. Front Line Mortgage Underwriting in 50 States, adhering to company and agency requirements in all areas of Risk, Credit, Capacity and Collateral: FHA, VA, HARP, FNMA, FHLMC, Texas Equity 50(a)(6), and Investor Portfolio products.

DE Mortgage Underwriter

• May 2014 - Jul 2015

Senior Mortgage Underwriter

• 2012 - 2013

Underwriter for FHA, VA, HARP, Jumbo, FNMA, FHLMC, and USDA loans. Nominated and received 7 Rise Awards in recognition of hard work, dedication and willingness to go above and beyond. Underwriter for FHA, VA, HARP, Jumbo, FNMA, FHLMC, and USDA loans. Nominated and received 7 Rise Awards in recognition of hard work, dedication and willingness to go above and beyond.

Remote Senior Underwriter

• 2011 - 2012

DE Underwriter

• 2010 - 2010

Senior Mortgage Underwriter

• Nov 2007 - Nov 2009

Sr. DE Underwriter, Submitted all test cases to HUD, trained staff in FHA lending and assisted in obtaining FHA Non supervised lender Eagle Certification. Underwrote Construction loans, FHA, VA, FNMA, FHLMC, and USDA loans. Sr. DE Underwriter, Submitted all test cases to HUD, trained staff in FHA lending and assisted in obtaining FHA Non supervised lender Eagle Certification. Underwrote Construction loans, FHA, VA, FNMA, FHLMC, and USDA loans.

Senior Mortgage Underwriter

• 2005 - 2007

Underwriter for FHA,FNMA, FHLMC, DCA loans. Trained new Processors Underwriter for FHA,FNMA, FHLMC, DCA loans. Trained new Processors

Wholesale Closing Supervisor

• 2004 - 2005

Managed Wholesale closing department with a staff of 15 team members. Responsible for regulatory and investor requirements, document preparation, Broker closing issues servicing over 3,500 brokers and correspondent lenders nationwide. Managed Wholesale closing department with a staff of 15 team members. Responsible for regulatory and investor requirements, document preparation, Broker closing issues servicing over 3,500 brokers and correspondent lenders nationwide.

Staff Underwriter, Asst. V.P of Wholesale Operations, and Secondary Marketing Assistant

• 2001 - 2004

Staff Underwriter, Asst. V.P of Wholesale Operations, and Secondary Marketing Assistant Staff Underwriter, Asst. V.P of Wholesale Operations, and Secondary Marketing Assistant

Underwriter and Senior Processor

• 2002 - 2003

Branch Manager

• 1998 - 2000

Branch Manager, Managed branch operations for #1 tank top producing retail branch. Responsible for operations from point of origination, processing, underwriting on site, to closing. 1999 Total branch funding of $118 million. Trained and supervised staff of 15, 9 loan officer, 4 processors, Underwriter and closer onsite. Branch Manager, Managed branch operations for #1 tank top producing retail branch. Responsible for operations from point of origination, processing, underwriting on site, to closing. 1999 Total branch funding of $118 million. Trained and supervised staff of 15, 9 loan officer, 4 processors, Underwriter and closer onsite.

Branch Manager, Underwriter, Closer, Shipper

• 1996 - 1998

Branch manager responsible for business development and operational efforts that resulted in origination of quality loans in compliance with agency and company guidelines. Responsibilities of Loan originations, underwriting, closings, shipping and insuring of government loans. FNMA,FHLMC, Jumbo, FHA, VA Managed a staff of three. Branch manager responsible for business development and operational efforts that resulted in origination of quality loans in compliance with agency and company guidelines. Responsibilities of Loan originations, underwriting, closings, shipping and insuring of government loans. FNMA,FHLMC, Jumbo, FHA, VA Managed a staff of three.

Office Manger , Loan Originator

• 1993 - 1996

Office Manger

• Jan 1982 - 1993

Office Manager, Underwriter, and Processing Supervisor. Top Government Branch 5 consecutive years. Office Manager, Underwriter, and Processing Supervisor. Top Government Branch 5 consecutive years.