Experience

MEDIN

• United Arab Emirates
• Medical and Diagnostic Laboratories
• 1 - 100 Employee

• Director of Finance and investment

  • Dec 2021 - Present

  United Arab Emirates Control & Reporting • Reporting to CEO and the board • Leading all financial activities, including accounting, budgeting, reporting, financial planning, and external investments. • Leading direct and manage the day-to-day financial activities of the company. • Developing finance and risk management strategies. • Managing internal and external audits for the company • Running activity-based cost accounting • Ensuring the preparation and releases of accurate and timely… Show more Control & Reporting • Reporting to CEO and the board • Leading all financial activities, including accounting, budgeting, reporting, financial planning, and external investments. • Leading direct and manage the day-to-day financial activities of the company. • Developing finance and risk management strategies. • Managing internal and external audits for the company • Running activity-based cost accounting • Ensuring the preparation and releases of accurate and timely management reports/dashboards • Directing the continuous improvement of finance and accounting practices taking into account IFRS existing and new rules. • Coordinating with internal and external auditors • Overseeing and monitoring effective implementation of audit recommendations • Coordinating with the Legal and Risk teams • Overseeing the monthly proper timely closing the books of accounts • Ensuring adherence to VAT law through effective monitoring of all transactions Planning & Performance • Providing input and supporting the preparation of the annual budget for each sales department • Providing quarterly review of sales departments’ performance • Planning, implementing, and managing company’s financial strategy and financial performance. • Ensuring that the finance department coordinates with different departments and functions within the organization. • Developing feasibility studies to help sales team price properly to secure target returns and profit margins. Corporate Finance & Treasury • Overseeing Accounts Payable and Accounts Receivable and develops and implements systems, procedures and policies. • Building feasibility models for investments in new markets. • Developing business plans for new distributorship. • Ensuring accurate cash flow projections and efficient cash management through adequate funding from banks • Ensuring the company is adequately funded • Nurturing relationships with various banks and vendors Show less



Professional Business Solutions Institute (PBSI)

• Lebanon
• Professional Training and Coaching
• 1 - 100 Employee

• Consultant/ Trainer

  • Sep 2015 - Present

  Lebanon • Consultancy: - Pre- Startups: Provide feasibility studies with sensitivity analysis, scenarios, and simulation. We helped many entrepreneurs secure debt and equity financing while helping them determine any weaknesses and threats. - Startups: Provide business plans, and feasibility studies for debt financing. - Existing companies: Develop advanced financial models for risk management, budgeting, inventory management, financial planning for major companies in the golf area and… Show more • Consultancy: - Pre- Startups: Provide feasibility studies with sensitivity analysis, scenarios, and simulation. We helped many entrepreneurs secure debt and equity financing while helping them determine any weaknesses and threats. - Startups: Provide business plans, and feasibility studies for debt financing. - Existing companies: Develop advanced financial models for risk management, budgeting, inventory management, financial planning for major companies in the golf area and Lebanon. • Lecturer: CFA (all three levels), FRM, CMA, and financial modeling (beginners and advanced) in Beirut, KSA, UAE, Qatar, and Kuwait. • Corporate Training: Financial Modeling, tailored courses, feasibility studies, etc.… • Training and Consultancy references: - BUPPA KSA, Union of Investment Companies in Kuwait, Audi Bank, Byblos Bank, Fattal, Kafalat, Mena Research Partners, Capital Guidance, VLC, under PBSI - ADNOC UAE, PDO Oman, NCB Bank KSA, Sorouh UAE, Mubadala UAE, Kuwait Investment Authority, Qatar Investment Fund, Abu Dhabi Investment Council under the umbrella of reputable academic institutions like PWC Academy Show less



Fiesta Holding

• Lebanon
• Events Services
• 1 - 100 Employee

• Chief Financial Officer

  • Aug 2020 - Mar 2023

  United Arab Emirates • General Accounting and Cost Accounting: - Ensuring compliance to the country’s accounting standards in UAE, Jordan, and Lebanon - Managed to develop excel models to ensure Value Added Tax reports’ compliance with accurate easy fast VAT reporting any possibility of fines and penalties. - Preparing consolidated financial Statements, and progress reports for Owners and Creditors - Determining the cost job with best cost allocation procedure allowing best pricing… Show more • General Accounting and Cost Accounting: - Ensuring compliance to the country’s accounting standards in UAE, Jordan, and Lebanon - Managed to develop excel models to ensure Value Added Tax reports’ compliance with accurate easy fast VAT reporting any possibility of fines and penalties. - Preparing consolidated financial Statements, and progress reports for Owners and Creditors - Determining the cost job with best cost allocation procedure allowing best pricing considering growth and competition • Managing Working capital : - Projecting surplus cash and deficit, developing short term investment policies, making deals with banks to finance short term deficits through revolving and non-revolving credit lines. - Improving receivables turnover by following up clients’ aged receivable and changing credit facilities terms accordingly. - Managing accounts payable by negotiating better credit facilities and benefiting from trade discounts when possible • Conducting Financial planning: - Projecting sales and profits based on several pricing scenarios and drawing the free cash flow. - Determining the best pricing strategy. - Managed to drop the unprofitable product lines, and add new profitable product lines. - Enhancing risk management and financial planning by running advanced sensitivity analysis, scenario analysis and Monte Carlo simulation using developed excel financial models - Managed throughout the years to choose the optimal projects within the budget limitations. • Managing the company’s budget: - Projecting Sales using econometrics (multiple regression and trend analysis) - Preparing budgeted income, balance sheet, and cash flow statements using complex financial models - Preparing the company’s Capital budget based on projections. - Managed to develop zero based rolling budgets to ensure continuous agility and risk compliance. - Conducting variance analysis. - Determining the optimal budget funding using complex financial models Show less



Phoenicia University

• Lebanon
• Higher Education
• 1 - 100 Employee

• Instructor

  • Sep 2016 - Jan 2021

  Lebanon Part Time instructor. Courses Covered: Portfolio Management, Corporate finance, Accounting, Cost Accounting, financial modeling



The Jordanian Lebanese Company for laboratory instruments

• General Manager

  • Jan 2012 - Aug 2020

  Amman. Jordan • Managing the Engineering Team • Managing the Sales Team • Managing tenders: • Business Development through supplier/distributor relationship management • Customer relationship Management for big accounts • Managing Working capital: • Conducting Feasibility studies : • Managing the companies budget planning : • Pricing process and cost accounting: • Preparing consolidated financial Statements, and progress reports for Owners and Creditors • Overlooking Income… Show more • Managing the Engineering Team • Managing the Sales Team • Managing tenders: • Business Development through supplier/distributor relationship management • Customer relationship Management for big accounts • Managing Working capital: • Conducting Feasibility studies : • Managing the companies budget planning : • Pricing process and cost accounting: • Preparing consolidated financial Statements, and progress reports for Owners and Creditors • Overlooking Income Tax and Value Added Tax reports insuring timely and accurate reporting eliminating any possibility of fines and penalties. Show less



Lab Care

• Chief Financial Officer

  • Jan 1997 - Aug 2020

  Beirut • General Accounting and Cost Accounting: - Ensuring compliance to the country’s accounting standards - Managed to develop excel models to ensure Value Added Tax reports’ compliance with accurate easy fast VAT reporting - Preparing consolidated financial Statements, and progress reports for Owners and Creditors - Determining the cost of each inventory item with best cost allocation procedure allowing best pricing considering growth and competition - Using the ERP… Show more • General Accounting and Cost Accounting: - Ensuring compliance to the country’s accounting standards - Managed to develop excel models to ensure Value Added Tax reports’ compliance with accurate easy fast VAT reporting - Preparing consolidated financial Statements, and progress reports for Owners and Creditors - Determining the cost of each inventory item with best cost allocation procedure allowing best pricing considering growth and competition - Using the ERP system to allocate maintenance and service cost to each client through cost/profit centers. • Managing Working capital through the ERP system: - Projecting surplus cash and deficit, developing short term investment policies, making deals with banks to finance short term deficits through revolving and non-revolving credit lines. - Optimizing the amount of material inventory, instruments, and spare part inventory through the ERP system - Improving receivables turnover by following up clients’ aged receivable and changing credit facilities terms accordingly. - Managing accounts payable by negotiating better credit facilities and benefiting from trade discounts when possible - Managed to get all the short-term funding securing overdrafts, revolving loans, and Letter of credit. • Conducting Financial planning: - Projecting sales and profits based on several pricing scenarios and drawing the free cash flow. - Determining the best pricing strategy. - Managed to drop the unprofitable product lines, and add new profitable product lines. - Enhancing risk management and financial planning by running advanced developed excel financial models - Managed to help sustain a 30% growth at the early years and maintain a 10 percent growth at later stage. • Managing the company’s budget: - Projecting Sales using econometrics - Preparing budgeted statements using complex financial models - Preparing the company’s Capital budget based on projections.. - Conducting variance analysis. Show less



Lebanese American University

• Lebanon
• Higher Education
• 700 & Above Employee

• Part time Instructor

  • Nov 2005 - Feb 2012

  Beirut Courses Covered: Senior Finance, Portfolio Management, Private Banking, Financial modeling, and Corporate finance



Institute for Financial Analysts

• Lecturer/Trainer/Consultant

  • Mar 2007 - Jan 2012

  beirut-lebanon • Lecturer in Beirut, Abu Dhabi and Kuwait : - CFA level I sessions: Equity, Markets, Derivatives, Debt, Corporate Finance, Portfolio, Quantitative Analysis, and Alternative investment. - CFA level II sessions: Financial Statement Analysis, Corporate Finance, Derivatives, and Alternative investment - FRM level I sessions: Quantitative Analysis, and Derivatives - Financial modeling: Basic and Advanced • Consultancy and tailored financial model development for major… Show more • Lecturer in Beirut, Abu Dhabi and Kuwait : - CFA level I sessions: Equity, Markets, Derivatives, Debt, Corporate Finance, Portfolio, Quantitative Analysis, and Alternative investment. - CFA level II sessions: Financial Statement Analysis, Corporate Finance, Derivatives, and Alternative investment - FRM level I sessions: Quantitative Analysis, and Derivatives - Financial modeling: Basic and Advanced • Consultancy and tailored financial model development for major companies in Abu Dhabi Show less



American University of Beirut

• Lebanon
• Higher Education
• 700 & Above Employee

• Part Time Instructor

  • Feb 2006 - Sep 2009

  Part Time instructor. Courses Covered: GIC/AUB program, Portfolio Management, Corporate Finance, managerial economics