Experience

The Index Mortgage Company

• Financial Services
• 1 - 100 Employee

• Chief Executive Officer

  • Jul 2022 - Present



Challenger Financial Services Group

• United States

• Head of Commercial and Non-Conforming Funding

  • Nov 2003 - Jun 2022

  Martin joined Challenger Mortgage Management (“CMM”) following the sale of The Mortgage Alternative (“TMA”), a specialist lending business he had co-founded in 2001. Over the next five years, CMM will grow to be Australia’s largest non-bank lender (>24b of loans under management) and Australia’s 3rd most active RMBS issuer in the Australian market. Throughout this time, Martin ran the specialist lending funding program and had unique access and insight into the business's success as a permanent invitee/member of all critical commercial committees (such as ALCo, Product and Pricing, and Risk and Compliance committees). Following the sale of CMM’s origination business to NAB in 2009, Martin, and his unique knowledge of all areas of the CMM business, and active involvement as Responsible Manager (RM) for 3 Australian Credit Licenses (ACL) and one AFSL, was the sole CMM employee retained by Challenger to discharge its ongoing Trust Manager and Servicer obligations on the $14b of securitised mortgages it retained. While Martin maintained oversight of the run-off $14b CMM portfolio throughout his time at Challenger, from 2010 onwards, he increasingly focused on building out Challengers’ ABS investments and grew its ABS portfolio from < 2 billion dollars to around 7 billion by 2022. Throughout this time, rather than simply buying publicly available RMBS, he built long-term strategic relationships with most of Australia’s leading non-bank lenders. Developing innovative and bespoke funding solutions that help expand their product sets and/or grow their business, including: • Portfolio Acquisitions funding (Senior and/or Mezzanine Funding); • CDS; • Warehouse Funding (Senior and/or Mezzanine Funding); • Private Placements ; • Bilateral Securitisations ; • Whole Loan Sale (loan purchases at a premium) and; • Revolving credit facilities.



The Mortgage Alternative (TMA)

• Founder - Treasurer

  • Apr 2001 - Nov 2003

  As a founder of the business, Martin had material input into building the team and culture of the business. He worked closely with credit, distribution and capital markets to develop appropriate policies, products and pricing appropriate for each relevant risk profile. He also co-led the capital raising and negotiations with Challenger on the sale of the business. As a founder of the business, Martin had material input into building the team and culture of the business. He worked closely with credit, distribution and capital markets to develop appropriate policies, products and pricing appropriate for each relevant risk profile. He also co-led the capital raising and negotiations with Challenger on the sale of the business.



Pepper Financial Services Group

• Singapore
• Financial Services
• 1 - 100 Employee

• Treasury Manager

  • Oct 1999 - Mar 2001

  Pepper launched in 2000 with an innovative product suite and the goal of helping more Australians achieve their financial dreams by providing flexible financial solutions that factor in the ups and downs of real life. As one of Pepper’s first employees, Martin was responsible for negotiating and establishing their initial warehouse funding line with Merrill Lynch and was the bridge between credit, product pricing and funding markets. In this role, he was materially involved in shaping the initial credit policy, products and related loan pricing models.