Martin Podolák

Deputy director of mBank Czech Republic responsible for Product and Segment management in CZ and SK at mBank CZ
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Contact Information
us****@****om
(386) 825-5501
Location
Prague, Czechia, CZ
Languages
  • Czech Native or bilingual proficiency
  • English Full professional proficiency
  • Slovak Full professional proficiency
  • Polish Elementary proficiency

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Credentials

  • Odborná zkouška pro poskytování nebo zprostředkování spotřebitelského úvěru jiného než na bydlení a na bydlení
    Česká bankovní asociace (Czech Banking Association)
    Jan, 2019
    - Oct, 2024

Experience

    • Czechia
    • Banking
    • 100 - 200 Employee
    • Deputy director of mBank Czech Republic responsible for Product and Segment management in CZ and SK
      • Jun 2022 - Present

      • Managing all product and segment teams in mBank CZSK• Responsible for Retail - mass market, SME and affluent segments• Preparing strategy in given areas and transforming it to whole bank perspective• Responsible for business results and product profitability• Discovering new opportunities on the market and trying to react to it by the bank offer or service

    • Head of Business lines and product development for Czech Republic and Slovakia
      • Jul 2020 - May 2022

      • Managing cross-functional teams responsible for the areas of: o Acquisition and adoption of new customers, o Daily banking as cards, accounts and payments, o Housing needs, o Extra funding needs (Cash loans), o E-commerce and E-services, o Saving and investment needs, o Insurance products, o Business compliance• Preparing strategy in given areas and transforming it to whole bank perspective• Responsible for business results and product profitability• Discovering new opportunities on the market and trying to react to it by the bank offer or services Show less

    • Head of loan products and processes for Czech republic and Slovakia
      • May 2017 - Jul 2020

      • Leading product managers, business analysts and product development (process) specialist dealing with two countries• Owner of the area of Mortgage loans, cash loans, credit cards, overdrafts, SME loans• Responsible for business results and product profitability

    • Head of Credit Analysis Division for Czech republic and Slovakia
      • Oct 2015 - Apr 2017

      • Responsible for leading of the credit analysis teams in mortgage/nonmortgage lending, property value assessment, admin support and credit regulation areas(5 teams, 30 members)

    • Supervisor of mortgage loan credit analysis team
      • Mar 2015 - Oct 2015

      • In charge of the team of mortgage lending approvers, their KPI setting and evaluation• Coordination of current and new processes description, set up, improvement, their testing and implementation• Participating on mortgage lending methodology creation

    • Specialist of mortgage loan credit analysis
      • Aug 2010 - Mar 2015

      • Independent mortgage assessment and approvals• Cooperation on development activities, testing and implementation of new processes

    • Underwriter for non-mortgage lending
      • Mar 2009 - Aug 2010

      • Independent approval of unsecured loans• Cooperating on new process and/or system implementation

    • Loan maintenance junior specialist
      • Jun 2008 - Mar 2009

      • Responsible for pre-scoring and mortgage loan application completeness

    • United States
    • 1 - 100 Employee
    • Application processing
      • Mar 2007 - Jun 2008

Education

  • Vysoká škola finanční a správní - Praha
    Magistr (Mgr.), Law in business
    2016 - 2018
  • Vysoká škola finanční a správní - Praha
    Bakalář (Bc.), Law in business
    2013 - 2016

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