Experience

GoPrime Mortgage, Inc.
• Financial Services
• 100 - 200 Employee
• Chief Lending Officer

  • Oct 2021 - Present

Churchill Mortgage Corporation NMLS # 1591
• United States
• Financial Services
• 400 - 500 Employee
• SVP Credit Risk/National Underwriting

  • Aug 2020 - Jan 2022


U.S. Bank

• United States
• Legal Services
• 1 - 100 Employee

• SVP National Underwriting Manager

  • Aug 2015 - Oct 2019

  Senior Manager leading a National platform of Underwriting while working closely within the operations framework; resulting in annual revenue of 35-40B within The Third Party Channel. Responsible for Multiple Underwriting sites covering all states within the TPO footprint; developed work from home role positions while implementing robust set of scorecard metrics. Manage the high-level, business planning for Mortgage Fulfillment, independently performing a wide-range of function and tasks requiring a strong sense of direction and proficiency. Develop high performing teams, provide leadership by building strong relationships with Fulfillment sites, Quality Control, and Sales Teams. Show less



JPMorgan Chase & Co.

• United States
• Financial Services
• 700 & Above Employee

• Regional VP Operations

  • Mar 2012 - Aug 2015

  Built out South Division Operation and Underwriting sites from less than 50 associates to 400+ during my tenure resulting in annual closed units of approx. 78,500 with an average loan size of $231,000.00. Expanded South Division growth plan to multiple sites that gained deeper penetration into the South Region. Managed all Mortgage Underwriting and Operations for Chase within the South Region. Oversaw the channels strategic development of multi-site fulfillment platforms leading high standards in delivery. Responsible for development of management team while ensuring each site properly had sufficient product type and skill-set to support Operation Sites. Ensured uniformity and standardization of policies and processes across all sites. Show less



Bank of America

• United States
• Banking
• 700 & Above Employee

• VP National Credit Underwriting Manager

  • 2009 - 2012

  Provided Credit/Underwriting direction that established one platform between former Countrywide and Bank of America Operation Sites. Developed strategies that engaged operation sites across the country to follow National set of policies and procedures for Bank of America. Successfully expanded Credit Analyst position; Position was the main enhancement to reduce the Quality Rate Delq Rate of 24% to 4.5% within 6 months.

• VP FulFillment Site Leader

  • 2007 - 2009

  Managed a full mortgage operation site that comprised of Unit Managers, Team Managers Underwriting, processing, and closing associates. Area Operation Site (AOC) responsible for supporting all Sales within the South Division. Consolidated several smaller Operation sites into One Large Operation Site for the South; Site head-count of 150 plus associates. Consistently managed a pipeline of all loan types consisting of 3500-4000 units monthly.



RBC

• France
• Design Services
• 1 - 100 Employee

• Senior VP National Underwriting Manager

  • 2005 - 2007

  Responsible for all Mortgage Underwriting operations that included both Retail and Wholesale for RBC USA mortgage. Supported 145 Retail Branch Offices along with 6 Wholesale/Broker Sites within the United States. Developed Delegated Underwriting Authority tables and provided an overall highly successful reporting matrices within the Mortgage Underwriting Line of Business. Responsible for all Mortgage Underwriting operations that included both Retail and Wholesale for RBC USA mortgage. Supported 145 Retail Branch Offices along with 6 Wholesale/Broker Sites within the United States. Developed Delegated Underwriting Authority tables and provided an overall highly successful reporting matrices within the Mortgage Underwriting Line of Business.

• VP National Underwriting Manager

  • 2003 - 2005

Irwin Mortgage
• Financial Services
• 1 - 100 Employee
• Underwriting Manager

  • 2000 - 2003