Experience

Yorkshire Wolds Teacher Training
• United Kingdom
• 1 - 100 Employee
• Trainee Spanish teacher

  • Sep 2023 - Present

Self-employed
• Real Estate
• 1 - 100 Employee
• Business Advisor and Non Executive Director

  • Jul 2020 - Sep 2023


Tandem Bank

• United States
• Banking
• 1 - 100 Employee

• Consultant

  • Aug 2019 - Jul 2020

  Consulting on regulatory strategy for this digital bank Consulting on regulatory strategy for this digital bank



Lloyds Banking Group

• United Kingdom
• Financial Services
• 700 & Above Employee

• Lead Anti Money Laundering Project Islands and Gibraltar

  • Jun 2018 - Jan 2019

  Brought in to lead a retrospective exercise to improve and regularise the situation following internal audit. Achieved a re-validation to ‘fully satisfactory’ from Group Internal Audit

• Head of Cross Border Compliance , International Private Bank

  • Apr 2013 - Jun 2018

  I led a team ensuring that customer-facing activity in the International Private Bank was compliant with global legislation;focus on 50 core countries including UK. I developed and implemented the risk management framework for cross border activity.Member of the International Private Bank Executive and Risk committees.Deputised for the International Private Bank Director during 7 month period of absence.

• Country Manager-Europe

  • Mar 2012 - Apr 2013

  Country Manager with overall responsibility for the operation,profitability and compliant functioning of the expatriate banking subsidiary covering the needs of UK expatriates resident in the European Economic Area, and the Gibraltar branch covering the needs of High Net Worth clients (50 staff in total) Combined balance sheet £2bn. Senior Approved Person of the combined banking business by Gibraltar Financial Services Commission. Managing Director of subsidiary board.

• Head of Overseas Private Banking Offices

  • 2010 - 2012

  I Oversaw the operations, business development, financial performance and compliance of 7 representative offices, branches and a full banking wealth subsidiary of the Lloyds Banking Group in : US, Canada, South Africa, Cyprus and Gibraltar. I Oversaw the operations, business development, financial performance and compliance of 7 representative offices, branches and a full banking wealth subsidiary of the Lloyds Banking Group in : US, Canada, South Africa, Cyprus and Gibraltar.



Lloyds TSB Bank (Gibraltar)Ltd

• Managing Director

  • Dec 2007 - Jan 2010

  Created the strategy to meet the needs of UK expatriate clients resident in Europe and gained senior stakeholder agreement to pursue. Project managed the establishment of an overseas subsidiary to satisfy those needs. Re-located to Gibraltar and ran the subsidiary for the first two years of it's life as Managing Director.Built deposit book from scratch to £500m. Senior Appointed Person for the bank with the Gibraltar Financial Services Commission. Created the strategy to meet the needs of UK expatriate clients resident in Europe and gained senior stakeholder agreement to pursue. Project managed the establishment of an overseas subsidiary to satisfy those needs. Re-located to Gibraltar and ran the subsidiary for the first two years of it's life as Managing Director.Built deposit book from scratch to £500m. Senior Appointed Person for the bank with the Gibraltar Financial Services Commission.