Chief Financial Officer

• Jun 2021 - Present

Fractional CFO

• Aug 2016 - May 2021

• Highly experienced CPA providing accounting, taxation and consulting services for privately owned businesses and court appointed guardianships; assignments include audits, compilations and reviews, write-ups, as well as corporation, partnership, and personal income tax return preparation • Assisting business owners in evaluating potential mergers, acquisitions, and joint ventures • Working with banks and other lenders to assist clients in obtaining loans and lines of credit; preparation… Show more • Highly experienced CPA providing accounting, taxation and consulting services for privately owned businesses and court appointed guardianships; assignments include audits, compilations and reviews, write-ups, as well as corporation, partnership, and personal income tax return preparation • Assisting business owners in evaluating potential mergers, acquisitions, and joint ventures • Working with banks and other lenders to assist clients in obtaining loans and lines of credit; preparation of submission packages with historical and pro forma financial data • Analyzing internal systems, processes and controls to identify potential weaknesses and to design and implement corrective measures and improvements Show less • Highly experienced CPA providing accounting, taxation and consulting services for privately owned businesses and court appointed guardianships; assignments include audits, compilations and reviews, write-ups, as well as corporation, partnership, and personal income tax return preparation • Assisting business owners in evaluating potential mergers, acquisitions, and joint ventures • Working with banks and other lenders to assist clients in obtaining loans and lines of credit; preparation… Show more • Highly experienced CPA providing accounting, taxation and consulting services for privately owned businesses and court appointed guardianships; assignments include audits, compilations and reviews, write-ups, as well as corporation, partnership, and personal income tax return preparation • Assisting business owners in evaluating potential mergers, acquisitions, and joint ventures • Working with banks and other lenders to assist clients in obtaining loans and lines of credit; preparation of submission packages with historical and pro forma financial data • Analyzing internal systems, processes and controls to identify potential weaknesses and to design and implement corrective measures and improvements Show less

Chief Financial Officer

• Jul 2010 - Aug 2016

National distributor of cellular handsets and accessories for tier-one U.S. carriers; peak annual revenues in excess of $700 million for two consecutive fiscal years. Current primary role was strategic, working closely with the President and CEO on a daily basis. Preparation of various budgets, forecasts and financial projections. Searched, identified and negotiated $90M Asset Based Line of Credit with banking syndicate. Management of the Finance, Credit, Procurement and Human Resources… Show more National distributor of cellular handsets and accessories for tier-one U.S. carriers; peak annual revenues in excess of $700 million for two consecutive fiscal years. Current primary role was strategic, working closely with the President and CEO on a daily basis. Preparation of various budgets, forecasts and financial projections. Searched, identified and negotiated $90M Asset Based Line of Credit with banking syndicate. Management of the Finance, Credit, Procurement and Human Resources functions. Primary liaison to bankers, lenders, commercial and credit insurers, external auditors, tax advisors, legal counsel, key customers and suppliers. Implemented monthly internal financial reporting, consolidated financial statements, operational analysis reports, budgets, projections and forecasts. Led team in migration to SAP Business One ERP suite. Plan Administrator and Trustee for employer sponsored 401(k) Retirement Savings Plan. Show less National distributor of cellular handsets and accessories for tier-one U.S. carriers; peak annual revenues in excess of $700 million for two consecutive fiscal years. Current primary role was strategic, working closely with the President and CEO on a daily basis. Preparation of various budgets, forecasts and financial projections. Searched, identified and negotiated $90M Asset Based Line of Credit with banking syndicate. Management of the Finance, Credit, Procurement and Human Resources… Show more National distributor of cellular handsets and accessories for tier-one U.S. carriers; peak annual revenues in excess of $700 million for two consecutive fiscal years. Current primary role was strategic, working closely with the President and CEO on a daily basis. Preparation of various budgets, forecasts and financial projections. Searched, identified and negotiated $90M Asset Based Line of Credit with banking syndicate. Management of the Finance, Credit, Procurement and Human Resources functions. Primary liaison to bankers, lenders, commercial and credit insurers, external auditors, tax advisors, legal counsel, key customers and suppliers. Implemented monthly internal financial reporting, consolidated financial statements, operational analysis reports, budgets, projections and forecasts. Led team in migration to SAP Business One ERP suite. Plan Administrator and Trustee for employer sponsored 401(k) Retirement Savings Plan. Show less

Chief Financial Officer

• Jun 2006 - Jun 2010

Growing, successful, multi state Mortgage Banker; responsible for Accounting, Human Resources and Information Technology functions; converted accounting system to industry specific software; created a branch reporting structure; established branch and loan level accounting procedures and financial reporting presentations; primary liaison with warehouse lenders, regulatory agencies and investors; worked closely with the company's independent CPA firm to complete the annual financial audit on… Show more Growing, successful, multi state Mortgage Banker; responsible for Accounting, Human Resources and Information Technology functions; converted accounting system to industry specific software; created a branch reporting structure; established branch and loan level accounting procedures and financial reporting presentations; primary liaison with warehouse lenders, regulatory agencies and investors; worked closely with the company's independent CPA firm to complete the annual financial audit on time and under budget, by providing the highest levels of client assistance and support, resulting in reduced external audit fees Show less Growing, successful, multi state Mortgage Banker; responsible for Accounting, Human Resources and Information Technology functions; converted accounting system to industry specific software; created a branch reporting structure; established branch and loan level accounting procedures and financial reporting presentations; primary liaison with warehouse lenders, regulatory agencies and investors; worked closely with the company's independent CPA firm to complete the annual financial audit on… Show more Growing, successful, multi state Mortgage Banker; responsible for Accounting, Human Resources and Information Technology functions; converted accounting system to industry specific software; created a branch reporting structure; established branch and loan level accounting procedures and financial reporting presentations; primary liaison with warehouse lenders, regulatory agencies and investors; worked closely with the company's independent CPA firm to complete the annual financial audit on time and under budget, by providing the highest levels of client assistance and support, resulting in reduced external audit fees Show less

Controller/CFO

• Sep 2001 - Jun 2006

Former division of a publicly held depository financial institution; hired as Controller, promoted to CFO; established formal internal monthly financial reporting procedures; designed and implemented a detailed monthly financial analysis package; monthly presentations to the executive group and parent entity; created financial forecasts for multiple profit centers and detailed operating budgets for thirty five departments; designed and authored Accounting Policies and Procedures Manual and… Show more Former division of a publicly held depository financial institution; hired as Controller, promoted to CFO; established formal internal monthly financial reporting procedures; designed and implemented a detailed monthly financial analysis package; monthly presentations to the executive group and parent entity; created financial forecasts for multiple profit centers and detailed operating budgets for thirty five departments; designed and authored Accounting Policies and Procedures Manual and Electronic Work Sheet Control Systems as required by Sarbanes-Oxley Section 404; continually reviewed existing policies, procedures and methods for opportunities to automate tasks, maximize staff productivity and to contain costs; Plan Administrator for employer sponsored 401(k) Retirement Savings Plan Show less Former division of a publicly held depository financial institution; hired as Controller, promoted to CFO; established formal internal monthly financial reporting procedures; designed and implemented a detailed monthly financial analysis package; monthly presentations to the executive group and parent entity; created financial forecasts for multiple profit centers and detailed operating budgets for thirty five departments; designed and authored Accounting Policies and Procedures Manual and… Show more Former division of a publicly held depository financial institution; hired as Controller, promoted to CFO; established formal internal monthly financial reporting procedures; designed and implemented a detailed monthly financial analysis package; monthly presentations to the executive group and parent entity; created financial forecasts for multiple profit centers and detailed operating budgets for thirty five departments; designed and authored Accounting Policies and Procedures Manual and Electronic Work Sheet Control Systems as required by Sarbanes-Oxley Section 404; continually reviewed existing policies, procedures and methods for opportunities to automate tasks, maximize staff productivity and to contain costs; Plan Administrator for employer sponsored 401(k) Retirement Savings Plan Show less

Controller/Treasurer

• Dec 1993 - Sep 2001

Closely held mortgage banking company; supervised Accounting and Loan Servicing staff; local area network administration; established monthly financial reporting, detailed financial analysis and cash management systems, while automating all significant accounting department functions; preparation of all Corporation Income Tax returns; Personal Financial Statements for Owners; individually responsible for numerous related party LLP's and LLC's, including the compilation of the accounting… Show more Closely held mortgage banking company; supervised Accounting and Loan Servicing staff; local area network administration; established monthly financial reporting, detailed financial analysis and cash management systems, while automating all significant accounting department functions; preparation of all Corporation Income Tax returns; Personal Financial Statements for Owners; individually responsible for numerous related party LLP's and LLC's, including the compilation of the accounting records, year end closings, and preparation of all Partnership Income Tax returns Show less Closely held mortgage banking company; supervised Accounting and Loan Servicing staff; local area network administration; established monthly financial reporting, detailed financial analysis and cash management systems, while automating all significant accounting department functions; preparation of all Corporation Income Tax returns; Personal Financial Statements for Owners; individually responsible for numerous related party LLP's and LLC's, including the compilation of the accounting… Show more Closely held mortgage banking company; supervised Accounting and Loan Servicing staff; local area network administration; established monthly financial reporting, detailed financial analysis and cash management systems, while automating all significant accounting department functions; preparation of all Corporation Income Tax returns; Personal Financial Statements for Owners; individually responsible for numerous related party LLP's and LLC's, including the compilation of the accounting records, year end closings, and preparation of all Partnership Income Tax returns Show less

Controller

• Jul 1990 - Dec 1993

Multi location distribution operation, division of a publicly traded company; supervised the Accounting Department as well as the Credit Department; prepared monthly financial statements, budgets, cash flow forecasts, strategic plans, pro forma corporation income tax returns; created monthly financial reporting packages, including charts and graphs, financial models, projections, profitability, income and expense analysis; led monthly operations reviews; established cash, credit and various new… Show more Multi location distribution operation, division of a publicly traded company; supervised the Accounting Department as well as the Credit Department; prepared monthly financial statements, budgets, cash flow forecasts, strategic plans, pro forma corporation income tax returns; created monthly financial reporting packages, including charts and graphs, financial models, projections, profitability, income and expense analysis; led monthly operations reviews; established cash, credit and various new policies, procedures and internal controls; worked with consultants to implement conversion from periodic to computerized perpetual inventory system, point of sale order entry and invoicing, and sales analysis Show less Multi location distribution operation, division of a publicly traded company; supervised the Accounting Department as well as the Credit Department; prepared monthly financial statements, budgets, cash flow forecasts, strategic plans, pro forma corporation income tax returns; created monthly financial reporting packages, including charts and graphs, financial models, projections, profitability, income and expense analysis; led monthly operations reviews; established cash, credit and various new… Show more Multi location distribution operation, division of a publicly traded company; supervised the Accounting Department as well as the Credit Department; prepared monthly financial statements, budgets, cash flow forecasts, strategic plans, pro forma corporation income tax returns; created monthly financial reporting packages, including charts and graphs, financial models, projections, profitability, income and expense analysis; led monthly operations reviews; established cash, credit and various new policies, procedures and internal controls; worked with consultants to implement conversion from periodic to computerized perpetual inventory system, point of sale order entry and invoicing, and sales analysis Show less

Audit Manager

• Oct 1986 - Jul 1990

Responsible for audit, consulting and other engagements; supervised senior and junior staff, performed detailed work paper review; prepared audited financial statements with footnotes and supporting schedules; reviewed systems of internal accounting controls, prepared management letters of recommendation, discussed findings with clients; prepared staff performance evaluations and reviewed with audit staff; industry experience in Financial Services, Aerospace & Defense, Privately Owned Businesses Responsible for audit, consulting and other engagements; supervised senior and junior staff, performed detailed work paper review; prepared audited financial statements with footnotes and supporting schedules; reviewed systems of internal accounting controls, prepared management letters of recommendation, discussed findings with clients; prepared staff performance evaluations and reviewed with audit staff; industry experience in Financial Services, Aerospace & Defense, Privately Owned Businesses

Audit Senior

• Jan 1985 - Oct 1986

Lead auditor on various engagements; crafted new, unique audit program and procedures for division of national auto rental entity; industries audited included Financial Services, Health Care, Wholesale Distribution and Municipalities Lead auditor on various engagements; crafted new, unique audit program and procedures for division of national auto rental entity; industries audited included Financial Services, Health Care, Wholesale Distribution and Municipalities