Experience

MRP Solutions

• United States
• Packaging and Containers Manufacturing
• 100 - 200 Employee

• Corporate Financial Analyst

  • Mar 2017 - Present

  • Performed profitability, sales, cost, and margin analysis for total company, customers, and product lines • Responsible for submitting the financial reporting packages to the investors and the external banks • Constructed income statements, balance sheets, and cash flow statements for the bank certificate • Responsible for daily, weekly, monthly, quarterly, and annual financial reporting and analysis • Performed variance analysis, trend analysis, cost modeling, and sensitivity analysis scenarios • Assisted in the preparation of the budget files, templates, and assumptions which were to be presented • Provided ad hoc analysis and business support in order to trouble shoot company inefficiencies • Implemented charting, graphing, and reporting to understand financial and operational opportunities • Created reports through the use of Excel, Periscope, IQMS, and Powershop software Show less



Safeguard Properties

• United States
• Real Estate
• 500 - 600 Employee

• Financial Analyst

  • Dec 2015 - Feb 2017

  • Performed profitability, sales, cost, and margin analysis determining inefficiencies and opportunities • Responsible for weekly, monthly, quarterly, and annual financial reporting and analysis • Built statistical and financial forecast models to predict possible sales, costs, and margin outcomes • Responsible for the forecasting of sales, costs, and margin for total company and business units • Investigated variances between the actual results compared against the plan and forecast amounts • Constructed income statements, balance sheets, and cash flow statements through accounting software • Performed trend analysis determining the patterns, shapes, and behavior of the financial data • Provided ad hoc analysis and business support recommending suggestions based upon results • Created reports through the use of Cognos, Navision, Excel, Access, and SPI software Show less



JOANN Stores

• United States
• Retail
• 700 & Above Employee

• Financial Analyst

  • Jan 2015 - Dec 2015

  • Managed and maintained a total company sales database totaling in excess of two billion dollars • Performed total company and individual store profitability, sales, cost, margin, and inventory analysis • Built statistical and financial forecast models to predict possible sales, costs, and margin outcomes • Responsible for the sales forecasting of daily and monthly sales totals and new store openings • Implemented sales curves and graphs to depict cyclical, seasonality, and sales trends for the company • Responsible for weekly, monthly, quarterly, and annual store and merchandise reporting • Performed SAP project testing ensuring coupons, promotions, and discounts are calculating correctly • Performed store list reconciliations due to current store openings, closings, and remodels • Created reports through the use of SAP, Business Warehouse, JDA, Excel, and Access software Show less



Airgas

• United States
• Chemical Manufacturing
• 700 & Above Employee

• Accounts Receivable Specialist

  • Sep 2014 - Jan 2015

  • Responsible for the performance and management of a four million dollar national account portfolio • Issued debits and credits on accounts to offset invoice pricing and quantity discrepancies • Reviewed purchase order agreements, proof of delivery documents, and product and rental invoices • Reviewed and adjusted inventory and cylinder count levels for company specific ship to locations • Researched and resolved payment discrepancies including application of unapplied cash on accounts • Responsible for billing and invoicing companies and ensuring orders are shipped to the proper location • Responsible for business to business collections on companies such as Kraft, Coca-Cola, and Nestle • Created accounts receivable reports through the use of SAP and Business Warehouse software Show less



ServiceLink Field Services, LLC

• United States
• Real Estate
• 200 - 300 Employee

• Conveyance Coordinator

  • Jan 2014 - Sep 2014

  • Processed and updated client billable and supplier payables for billing and invoicing contractors • Reviewed cost estimates determining the accuracy and validity, and ensuring the prices and rates are reasonable based on the scope of work ordered or completed • Calculated profit and loss on work orders determining if feasible or not to perform work • Researched expenses and calculated the spend to date amount for the property • Reviewed property inspections determining necessary work in order to convey the property to HUD • Reviewed contractor bids and negotiated supplier rates and fees with contractors Show less



Bank of America

• United States
• Banking
• 700 & Above Employee

• Mortgage Loan Processor/Underwriter

  • Jun 2012 - Jan 2014

  • Responsible for the performance, maintenance, and management of a mortgage loan pipeline consisting of 45 loans valued at approximately 4.5 million dollars• Reviewed loan applications, titles, appraisals, credit reports, insurance forms, tax documents, income documents, trusts, and power of attorney agreements to expedite the mortgage loan process• Determined financing eligibility by analyzing credit bureaus to monitor credit worthiness of the borrowers• Ensured compliance by resolving discrepancies with title companies and third party banks• Calculated D/I and LTV ratios as well as income, asset, tax, reserve, and debt levels for borrowers• Reviewed and resolved fraud alerts including identity, address, and occupancy discrepancies• Received SASE Level One underwriting authority for initial loan approval or denial• Performed verbal and written verification of employment and updated borrowers homeowner insurance Show less

• Senior Level Account Manager

  • Jun 2005 - Jun 2012

  • Responsible for the performance and management of a ten million dollar loan portfolio• Performed income and budget analysis for our clients detailing strategies based upon results• Calculated loan payoff amounts and amortization schedules including principal, interest, and fees• Helped clients maintain their good credit histories while mitigating credit losses to the company by analyzing credit bureaus and contacting delinquent customers to negotiate payment arrangements• Restructured the payments, terms, and interest rates on accounts through various bank programs• Negotiated settlement terms and percentages and executed those settlements on qualified accounts• Processed and inputted client payments via check by phone, credit card, debit card, and Western Union Show less