Experience

Davies North America

• United States
• Insurance
• 100 - 200 Employee

• Senior Consulting Actuary

  • Oct 2023 - Present



Merlinos & Associates - a Davies Company

• United States
• Insurance
• 1 - 100 Employee

• Senior Consulting Actuary

  • Sep 2009 - Oct 2023



Farmers Insurance

• United States
• Insurance
• 700 & Above Employee

• Senior Actuarial Analyst

  • Jul 2009 - Aug 2009

  • Calculating rate indications for our auto programs in various northeast and south central states • Working with management to establish needed rate levels and other company actions to achieve the corporate targeted combined ratio • Constructing analyses for various rating variables • Collecting and reconciling company data via Microsoft Access, Oracle Discoverer and SQL • Performing quarterly reserving analysis for our special lines products of commercial vehicle… Show more • Calculating rate indications for our auto programs in various northeast and south central states • Working with management to establish needed rate levels and other company actions to achieve the corporate targeted combined ratio • Constructing analyses for various rating variables • Collecting and reconciling company data via Microsoft Access, Oracle Discoverer and SQL • Performing quarterly reserving analysis for our special lines products of commercial vehicle, motorcycle and recreational vehicles Show less • Calculating rate indications for our auto programs in various northeast and south central states • Working with management to establish needed rate levels and other company actions to achieve the corporate targeted combined ratio • Constructing analyses for various rating variables • Collecting and reconciling company data via Microsoft Access, Oracle Discoverer and SQL • Performing quarterly reserving analysis for our special lines products of commercial vehicle… Show more • Calculating rate indications for our auto programs in various northeast and south central states • Working with management to establish needed rate levels and other company actions to achieve the corporate targeted combined ratio • Constructing analyses for various rating variables • Collecting and reconciling company data via Microsoft Access, Oracle Discoverer and SQL • Performing quarterly reserving analysis for our special lines products of commercial vehicle, motorcycle and recreational vehicles Show less



21st Century Insurance

• United States
• Insurance
• 500 - 600 Employee

• Senior Actuarial Analyst

  • Mar 2009 - Jun 2009

  • Calculating rate indications for our auto programs in various northeast and south central states • Working with management to establish needed rate levels and other company actions to achieve the corporate targeted combined ratio • Constructing analyses for various rating variables • Collecting and reconciling company data via Microsoft Access, Oracle Discoverer and SQL • Performing quarterly reserving analysis for our special lines products of commercial vehicle… Show more • Calculating rate indications for our auto programs in various northeast and south central states • Working with management to establish needed rate levels and other company actions to achieve the corporate targeted combined ratio • Constructing analyses for various rating variables • Collecting and reconciling company data via Microsoft Access, Oracle Discoverer and SQL • Performing quarterly reserving analysis for our special lines products of commercial vehicle, motorcycle and recreational vehicles Show less • Calculating rate indications for our auto programs in various northeast and south central states • Working with management to establish needed rate levels and other company actions to achieve the corporate targeted combined ratio • Constructing analyses for various rating variables • Collecting and reconciling company data via Microsoft Access, Oracle Discoverer and SQL • Performing quarterly reserving analysis for our special lines products of commercial vehicle… Show more • Calculating rate indications for our auto programs in various northeast and south central states • Working with management to establish needed rate levels and other company actions to achieve the corporate targeted combined ratio • Constructing analyses for various rating variables • Collecting and reconciling company data via Microsoft Access, Oracle Discoverer and SQL • Performing quarterly reserving analysis for our special lines products of commercial vehicle, motorcycle and recreational vehicles Show less



AIG Agency Auto

• Senior Actuarial Analyst

  • Sep 2006 - Apr 2009

  • Calculating rate indications for our auto programs in various northeast and south central states • Working with management to establish needed rate levels and other company actions to achieve the corporate targeted combined ratio • Constructing analyses for various rating variables • Collecting and reconciling company data via Microsoft Access, Oracle Discoverer and SQL • Performing quarterly reserving analysis for our special lines products of commercial vehicle… Show more • Calculating rate indications for our auto programs in various northeast and south central states • Working with management to establish needed rate levels and other company actions to achieve the corporate targeted combined ratio • Constructing analyses for various rating variables • Collecting and reconciling company data via Microsoft Access, Oracle Discoverer and SQL • Performing quarterly reserving analysis for our special lines products of commercial vehicle, motorcycle and recreational vehicles Show less • Calculating rate indications for our auto programs in various northeast and south central states • Working with management to establish needed rate levels and other company actions to achieve the corporate targeted combined ratio • Constructing analyses for various rating variables • Collecting and reconciling company data via Microsoft Access, Oracle Discoverer and SQL • Performing quarterly reserving analysis for our special lines products of commercial vehicle… Show more • Calculating rate indications for our auto programs in various northeast and south central states • Working with management to establish needed rate levels and other company actions to achieve the corporate targeted combined ratio • Constructing analyses for various rating variables • Collecting and reconciling company data via Microsoft Access, Oracle Discoverer and SQL • Performing quarterly reserving analysis for our special lines products of commercial vehicle, motorcycle and recreational vehicles Show less



Vesta Insurance Company

• Senior Actuarial Analyst

  • Apr 1994 - Aug 2006

  • Calculating rate level indications for our Homeowners and Auto programs using internal company data and industry data from rating organizations • Filing of rates and rules with the Department Of Insurance in each state and responding to written and verbal inquiries by state regulators • Providing technical support and system specifications to our Information Systems Department to ensure policy rating and issuance accuracy • Collecting and reconciling company data via… Show more • Calculating rate level indications for our Homeowners and Auto programs using internal company data and industry data from rating organizations • Filing of rates and rules with the Department Of Insurance in each state and responding to written and verbal inquiries by state regulators • Providing technical support and system specifications to our Information Systems Department to ensure policy rating and issuance accuracy • Collecting and reconciling company data via Microsoft Access and SQL Show less • Calculating rate level indications for our Homeowners and Auto programs using internal company data and industry data from rating organizations • Filing of rates and rules with the Department Of Insurance in each state and responding to written and verbal inquiries by state regulators • Providing technical support and system specifications to our Information Systems Department to ensure policy rating and issuance accuracy • Collecting and reconciling company data via… Show more • Calculating rate level indications for our Homeowners and Auto programs using internal company data and industry data from rating organizations • Filing of rates and rules with the Department Of Insurance in each state and responding to written and verbal inquiries by state regulators • Providing technical support and system specifications to our Information Systems Department to ensure policy rating and issuance accuracy • Collecting and reconciling company data via Microsoft Access and SQL Show less



American Modern Insurance Group

• United States
• Insurance
• 700 & Above Employee

• Actuarial Analyst

  • Sep 1989 - Apr 1994

  • Preparing the annual budget for the Actuarial Department • Calculating rate level indications for the mobile home, homeowners and watercraft programs • Developing a Microsoft Excel macro to measure the rate impact for filings • Assisting product analysts in developing the loss cost multipliers for our commercial lines programs • Providing product analysts with the necessary actuarial support for filings • Updating quarterly loss trends for the average claim… Show more • Preparing the annual budget for the Actuarial Department • Calculating rate level indications for the mobile home, homeowners and watercraft programs • Developing a Microsoft Excel macro to measure the rate impact for filings • Assisting product analysts in developing the loss cost multipliers for our commercial lines programs • Providing product analysts with the necessary actuarial support for filings • Updating quarterly loss trends for the average claim severity, claim frequency and pure premium for the personal lines programs • Collecting quarterly data for loss reserves and reconciling it to internal accounting reports Show less • Preparing the annual budget for the Actuarial Department • Calculating rate level indications for the mobile home, homeowners and watercraft programs • Developing a Microsoft Excel macro to measure the rate impact for filings • Assisting product analysts in developing the loss cost multipliers for our commercial lines programs • Providing product analysts with the necessary actuarial support for filings • Updating quarterly loss trends for the average claim… Show more • Preparing the annual budget for the Actuarial Department • Calculating rate level indications for the mobile home, homeowners and watercraft programs • Developing a Microsoft Excel macro to measure the rate impact for filings • Assisting product analysts in developing the loss cost multipliers for our commercial lines programs • Providing product analysts with the necessary actuarial support for filings • Updating quarterly loss trends for the average claim severity, claim frequency and pure premium for the personal lines programs • Collecting quarterly data for loss reserves and reconciling it to internal accounting reports Show less