Experience

nuborrow
• Canada
• Financial Services
• 1 - 100 Employee
• Mortgage Agent

  • Jun 2017 - Present


Home Trust Company

• Canada
• Financial Services
• 700 & Above Employee

• Mortgage Originator

  • Feb 2016 - Jun 2017

  -Review Residential and Commercial mortgage applications submitted by brokers through Filogix -Negotiate rates and fees with mortgage broker partners -Provide a Pre-qualifying offer based on the 5 C's, assisting the broker in structuring the deal to conform to guidelines -Once Pricing is accepted, send the broker a commitment with outstanding conditions -Once the commitment is signed, assist the senior underwriter in collecting remaining conditions until deal is… Show more -Review Residential and Commercial mortgage applications submitted by brokers through Filogix -Negotiate rates and fees with mortgage broker partners -Provide a Pre-qualifying offer based on the 5 C's, assisting the broker in structuring the deal to conform to guidelines -Once Pricing is accepted, send the broker a commitment with outstanding conditions -Once the commitment is signed, assist the senior underwriter in collecting remaining conditions until deal is funded -Average monthly volume closed of $10,000,000.00 (roughly 25 units) -Primary focus is Alternative lending, majority of client's being either credit challenged or Business For Self -Products are 1st mortgages and Home Equity Line of Credit products Show less -Review Residential and Commercial mortgage applications submitted by brokers through Filogix -Negotiate rates and fees with mortgage broker partners -Provide a Pre-qualifying offer based on the 5 C's, assisting the broker in structuring the deal to conform to guidelines -Once Pricing is accepted, send the broker a commitment with outstanding conditions -Once the commitment is signed, assist the senior underwriter in collecting remaining conditions until deal is… Show more -Review Residential and Commercial mortgage applications submitted by brokers through Filogix -Negotiate rates and fees with mortgage broker partners -Provide a Pre-qualifying offer based on the 5 C's, assisting the broker in structuring the deal to conform to guidelines -Once Pricing is accepted, send the broker a commitment with outstanding conditions -Once the commitment is signed, assist the senior underwriter in collecting remaining conditions until deal is funded -Average monthly volume closed of $10,000,000.00 (roughly 25 units) -Primary focus is Alternative lending, majority of client's being either credit challenged or Business For Self -Products are 1st mortgages and Home Equity Line of Credit products Show less



paradigm quest

• Canada
• Financial Services
• 100 - 200 Employee

• Personal Renewal Mortgage Advisor

  • Apr 2013 - Feb 2016

  Primary focus was managing a monthly pipeline of between 80-150 client's with mortgages maturing Daily tasks were primarily outbound calls, while also managing an inbound queue Maintained relationships with mortgage brokers that would negotiate on behalf of client's Position involved adaptability and constant learning as various mortgage brands as well as investors were serviced simultaneously Acted as Team Escalations Officer for much of 2016, this involved acting as an… Show more Primary focus was managing a monthly pipeline of between 80-150 client's with mortgages maturing Daily tasks were primarily outbound calls, while also managing an inbound queue Maintained relationships with mortgage brokers that would negotiate on behalf of client's Position involved adaptability and constant learning as various mortgage brands as well as investors were serviced simultaneously Acted as Team Escalations Officer for much of 2016, this involved acting as an intermediary between other renewal specialists and investors when a rate exception was requested Performed consistently as one of the top sales people within the department Show less Primary focus was managing a monthly pipeline of between 80-150 client's with mortgages maturing Daily tasks were primarily outbound calls, while also managing an inbound queue Maintained relationships with mortgage brokers that would negotiate on behalf of client's Position involved adaptability and constant learning as various mortgage brands as well as investors were serviced simultaneously Acted as Team Escalations Officer for much of 2016, this involved acting as an… Show more Primary focus was managing a monthly pipeline of between 80-150 client's with mortgages maturing Daily tasks were primarily outbound calls, while also managing an inbound queue Maintained relationships with mortgage brokers that would negotiate on behalf of client's Position involved adaptability and constant learning as various mortgage brands as well as investors were serviced simultaneously Acted as Team Escalations Officer for much of 2016, this involved acting as an intermediary between other renewal specialists and investors when a rate exception was requested Performed consistently as one of the top sales people within the department Show less



RMG Mortgages

• Canada
• Financial Services
• 1 - 100 Employee

• Mortgage Specialist

  • Jul 2012 - Mar 2013

  Main responsibility was to contact between 50-80 client's monthly to negotiate the renewal of their mortgage. This process included analyzing each client's credit and repayment history in order to price accordingly. Other duties included submitting mid term and end of term refinances, new home purchases, ports and release of covenants. I would communicate with the clients, underwriters and funding as well as realtor's and lawyer's until the final documents were signed. Achieved 75% or higher… Show more Main responsibility was to contact between 50-80 client's monthly to negotiate the renewal of their mortgage. This process included analyzing each client's credit and repayment history in order to price accordingly. Other duties included submitting mid term and end of term refinances, new home purchases, ports and release of covenants. I would communicate with the clients, underwriters and funding as well as realtor's and lawyer's until the final documents were signed. Achieved 75% or higher unit and volume retention every month I had a portfolio. Also responsible for attending to inbound customer service calls. Show less Main responsibility was to contact between 50-80 client's monthly to negotiate the renewal of their mortgage. This process included analyzing each client's credit and repayment history in order to price accordingly. Other duties included submitting mid term and end of term refinances, new home purchases, ports and release of covenants. I would communicate with the clients, underwriters and funding as well as realtor's and lawyer's until the final documents were signed. Achieved 75% or higher… Show more Main responsibility was to contact between 50-80 client's monthly to negotiate the renewal of their mortgage. This process included analyzing each client's credit and repayment history in order to price accordingly. Other duties included submitting mid term and end of term refinances, new home purchases, ports and release of covenants. I would communicate with the clients, underwriters and funding as well as realtor's and lawyer's until the final documents were signed. Achieved 75% or higher unit and volume retention every month I had a portfolio. Also responsible for attending to inbound customer service calls. Show less



AGF Trust

• Canada
• Financial Services

• Lending Specialist

  • Mar 2010 - Nov 2011

  Once I contacted a potential mortgage referral and they passed a preliminary pre-qualification, I would submit a credit application using filogix. If approved, I would follow up with the client's until funding. This includes the collection of all documents,ordering of the appraisal and the signing of documents. I was a top performer for my entire tenure and would assist colleagues with trouble files. I was also chosen to represent my department at presentations for our partners and potential… Show more Once I contacted a potential mortgage referral and they passed a preliminary pre-qualification, I would submit a credit application using filogix. If approved, I would follow up with the client's until funding. This includes the collection of all documents,ordering of the appraisal and the signing of documents. I was a top performer for my entire tenure and would assist colleagues with trouble files. I was also chosen to represent my department at presentations for our partners and potential referral sources. Show less Once I contacted a potential mortgage referral and they passed a preliminary pre-qualification, I would submit a credit application using filogix. If approved, I would follow up with the client's until funding. This includes the collection of all documents,ordering of the appraisal and the signing of documents. I was a top performer for my entire tenure and would assist colleagues with trouble files. I was also chosen to represent my department at presentations for our partners and potential… Show more Once I contacted a potential mortgage referral and they passed a preliminary pre-qualification, I would submit a credit application using filogix. If approved, I would follow up with the client's until funding. This includes the collection of all documents,ordering of the appraisal and the signing of documents. I was a top performer for my entire tenure and would assist colleagues with trouble files. I was also chosen to represent my department at presentations for our partners and potential referral sources. Show less



Cunha Design Consultants

• Office Administrator

  • Sep 2008 - Feb 2010

  Provided support to the President, setting up meetings, applying for building permits, preparing invoices, interacting with client's. Provided support to the President, setting up meetings, applying for building permits, preparing invoices, interacting with client's.



TD

• Pakistan
• Technology, Information and Media
• 1 - 100 Employee

• Financial Advisor/Financial Service Representative

  • Feb 2005 - Aug 2008

  Responsible for working a portfolio of high valued client's as well as walk ins. Main focus was selling real estate secured products and mutual funds as well as identifying possible referrals to Wealth partners. Lead several quarterly campaigns and would assist in the training of new sales staff and front line staff. Responsible for working a portfolio of high valued client's as well as walk ins. Main focus was selling real estate secured products and mutual funds as well as identifying possible referrals to Wealth partners. Lead several quarterly campaigns and would assist in the training of new sales staff and front line staff.



CIBC

• Canada
• Banking
• 700 & Above Employee

• Personal Banking Associate

  • Sep 2000 - Jul 2004

  Promote, sell and deliver a basic range of banking products and services including bank accounts, gic's, loans, lines of credit, credit cards and mortgages. Acted as evening and weekend supervisor responsible for opening and closing procedures, customer complaint resolution and ensuring minimal losses. Promote, sell and deliver a basic range of banking products and services including bank accounts, gic's, loans, lines of credit, credit cards and mortgages. Acted as evening and weekend supervisor responsible for opening and closing procedures, customer complaint resolution and ensuring minimal losses.