Experience

LendInvest (LSE: LINV)

• United Kingdom
• Financial Services
• 100 - 200 Employee

• Director of Portfolio Risk

  • May 2021 - Present

• Portfolio Risk Manager

  • May 2018 - Present



Situs

• United States
• Real Estate
• 100 - 200 Employee

• Vice President - Asset Management

  • Aug 2014 - May 2018

  Asset management and supervision of complicated loan structures secured against pan-European real estate assets. Management of balance sheet legacy and new loans for major banking institutions. The role requires comprehensive knowledge of the loan due diligence process with in-depth project management skills. Asset management and supervision of complicated loan structures secured against pan-European real estate assets. Management of balance sheet legacy and new loans for major banking institutions. The role requires comprehensive knowledge of the loan due diligence process with in-depth project management skills.



Lloyds Bank

• United Kingdom
• Banking
• 700 & Above Employee

• Director - Corporate Real Estate, Business Support Unit

  • Jul 2013 - Jul 2014

  I currently manage a portfolio of distressed real estate assets in the Corporate Real Estate Business Support Unit (BSU). Typically I manage cases where the debt exposure is >£25m. I have had experience of restructuring facilities for borrowers, sales of assets (both consensually and non-consensually) and managing assets through an insolvency process. I maintain an extensive network of professional contacts (lawyers, valuers and turnaround /restructuring advisers). I have… Show more I currently manage a portfolio of distressed real estate assets in the Corporate Real Estate Business Support Unit (BSU). Typically I manage cases where the debt exposure is >£25m. I have had experience of restructuring facilities for borrowers, sales of assets (both consensually and non-consensually) and managing assets through an insolvency process. I maintain an extensive network of professional contacts (lawyers, valuers and turnaround /restructuring advisers). I have worked in the LBG BSU since the start of the economic downturn and have experienced a wide range of borrower/lending situations. Through my involvement in a variety of cases I have established a strong restructuring/workout track record.

• Credit Analyst, Corporate Real Estate Credit, Lloyds TSB Bank plc

  • Jul 2013 - Jul 2014

  I am currently working as an Analyst in the CRE Credit Team. My key responsibilities are to conduct independent credit assessment of lending proposals, preparatuion of reports for presentation to sanctioning officials, and analysis of financial and non-financial information to identify key risks, assess their impact and provide suitable mitigants. This appraisal process applies to new business proposals and annual renewals, together with increases and amendments to existing… Show more I am currently working as an Analyst in the CRE Credit Team. My key responsibilities are to conduct independent credit assessment of lending proposals, preparatuion of reports for presentation to sanctioning officials, and analysis of financial and non-financial information to identify key risks, assess their impact and provide suitable mitigants. This appraisal process applies to new business proposals and annual renewals, together with increases and amendments to existing facilities. I undertake sensitivity analysis to ‘stress test’ lending proposals using a variety of tools including the Bank’s modelling, rating and loss probability models. In addition I undertake research using business press, professional contacts, credit rating and information agencies and develop and maintain credit risk and industry sector expertise.



Lloyds Banking Group

• United Kingdom
• Financial Services
• 700 & Above Employee

• Senior Manager

  • Jul 2007 - Mar 2009

  I worked in the Major Corporate Property team managing a portfolio of customers with senior debt lending >£25m. In addition to identifying and exploiting opportunties to lend additioanl money to exisitng borrowers, I also had a target to identify and establish relationships with new good quality prospective borrowers. This I did sucessfully and in 2007/2008 secured new borrwoing liabilities of £99m in what proved to be challenging market conditions.. I worked in the Major Corporate Property team managing a portfolio of customers with senior debt lending >£25m. In addition to identifying and exploiting opportunties to lend additioanl money to exisitng borrowers, I also had a target to identify and establish relationships with new good quality prospective borrowers. This I did sucessfully and in 2007/2008 secured new borrwoing liabilities of £99m in what proved to be challenging market conditions..



RBS

• 135 Bishopsgate, London

• Associate Director - Real Estate Finance Group

  • 2001 - 2007

  I provided support to different Corporate Directors during my time at RBS. Each Director was responsible for managing a portfolio of property customers borrowing >£25m. My duties included the preparation and presentation of papers for submission to credit, attending customer meetings and assisting the Corporate Director in the structuring and execution of new lending proposals. I provided support to different Corporate Directors during my time at RBS. Each Director was responsible for managing a portfolio of property customers borrowing >£25m. My duties included the preparation and presentation of papers for submission to credit, attending customer meetings and assisting the Corporate Director in the structuring and execution of new lending proposals.



Lloyds Banking Group

• United Kingdom
• Financial Services
• 700 & Above Employee

• Various

  • May 1986 - May 2001

  I worked in retail banking at LBG at various branches and Business centres. My last role before leaving was as a Business Banking Manager at the Law Courts branch manging a portfolio of c. 350 customer mainly from the legal profession. I worked in retail banking at LBG at various branches and Business centres. My last role before leaving was as a Business Banking Manager at the Law Courts branch manging a portfolio of c. 350 customer mainly from the legal profession.