Mario Foster
Lock Desk Supervisor- Product Development & Lock Desk at Veterans First Mortgage- Claim this Profile
Click to upgrade to our gold package
for the full feature experience.
Topline Score
Bio
Credentials
-
Agile Project Management with Jira Cloud: 1 Projects, Boards, and Issues
LinkedInSep, 2023- Oct, 2024 -
Agile Project Management with Jira Cloud: 2 Lean and Agile Processes
LinkedInSep, 2023- Oct, 2024 -
Agile Project Management with Jira Cloud: 3 Advanced Topics
LinkedInSep, 2023- Oct, 2024 -
SharePoint Online Essential Training: The Basics
LinkedInSep, 2023- Oct, 2024 -
Lean Six Sigma Black Belt
Management & Strategy InstituteAug, 2023- Oct, 2024 -
Professional Scrum Master I
Scrum.orgAug, 2023- Oct, 2024 -
Lean Six Sigma Green Belt
Management & Strategy InstituteJun, 2023- Oct, 2024 -
Securitization and the Secondary Mortgage Market
OnCourse LearningJan, 2023- Oct, 2024 -
Coaching and Developing Employees
LinkedInAug, 2022- Oct, 2024 -
Delivering Employee Feedback
LinkedInJul, 2022- Oct, 2024
Experience
-
Veterans First Mortgage
-
United States
-
Financial Services
-
100 - 200 Employee
-
Lock Desk Supervisor- Product Development & Lock Desk
-
Dec 2021 - Present
Manages the lock desk team, including assigning work, monitoring productivity, and reviewing work for accuracy. Works closely with Capital Markets and Loan Originators to lock interest rates and appropriately hedge interest rate exposure. Perform miscellaneous duties as assigned.
-
-
Secondary Marketing Pricing Coordinator
-
Jun 2016 - Dec 2021
Works effectively in cross-functional, fast-paced environment to complete multipledaily tasks.Oversees lock desk which entails locking loans, issuing concessions, verifying pricingand effectively communicating with loan officers.Created and issued daily rate sheets.Provided and presented real-time reports on current market conditions.Creates and issues both daily and end of month reporting to management.
-
-
Warehousing
-
Jun 2016 - Dec 2018
Created purchase devices and settlement reports for banks.Ensured the delivery of documents (11711a, 11706 and 11711b).Utilized GinnieNet.
-
-
Capital Market Specialist
-
Jun 2016 - Dec 2018
Packaged loans to sell on the secondary market.Called and discussed bids with investors.Cultivated relationships with investors to enhance trading experience.
-
-
Loan Officer Assistant
-
Apr 2014 - Jun 2016
Analyzed loan files and reviewed client income, assets and credit to verify complianceto specific underwriting criteria and input new loans into designated software.Maintained up-to-date knowledge and compliance with internal policies andprocedures and verified adherence to state and federal laws, rules and regulationsaffecting loan institutions.Examined and verified information in loan application.Communicated with loan officers to ensure accuracy of files. Transitioned all files from E3 to Byte (current system). Show less
-
-
RESPA Specialist
-
Apr 2012 - Apr 2014
Reviewed files and prepared initial closing disclosures and issuance to clients.Ensured that all documentation was complete, accurate, verified and complied withcompany policy in Federal and State regulations.
-
-
Data Entry Specialist
-
Apr 2010 - Apr 2012
Identified, corrected and reported data entry errors.Completed accurate and efficient data entry.Filed all paper documents into E3 before the company went paperless.
-
-
Phone Representative
-
Feb 2010 - Apr 2010
Handled inbound and outbound calls for prospective borrowers.Transferred qualified borrowers to loan officers.Collected potential borrower information.
-
-
Education
-
2005 - 2007
Southern Virginia University
Bachelor of Arts - BA, Business Administration and Management, General -
2003 - 2004
Piedmont Virginia Community College
-
2002 - 2003
Averett University
Business Administration and Management, General -
1998 - 2002
Nelson County High School
Advanced Degree
Community
