Experience

Greenwood Credit Union

• United States
• Banking
• 1 - 100 Employee

• Assistant Vice President, Senior Portfolio Manager

  • Aug 2019 - Present

  • Responsible for maintenance and growth of the Bank's commercial loan portfolio, in collaboration with the commercial loan officers and credit analysts. • Analyzes loan data on new, renewal and existing exposure; including developing and analyzing customer credit information pertaining to complex commercial real estate and business loans, including Small Business Administration requests through the 504 and 7a loan programs. • Tasked with business development through the existing dportfolio and professional contacts. Show less



Centreville Bank

• United States
• Banking
• 100 - 200 Employee

• Assistant Vice President, Portfolio Manager

  • Apr 2019 - Jul 2019

  • Responsible for maintenance and growth of the Bank's commercial loan portfolio, in collaboration with the commercial loan officers and credit analysts. • Analyzed loan data on new, renewal and existing exposure; including developing and analyzing customer credit information pertaining to complex commercial real estate and business loans, including Small Business Administration requests through the 504 and 7a loan programs. • Tasked with business development through the existing portfolio and professional contacts. Show less



Freedom Bank a Division of Bristol County Savings Bank

• United States
• Banking
• 1 - 100 Employee

• Vice President, Commercial Credit Manager

  • Jan 2018 - Apr 2019

  • Manage a team of individuals dedicated to servicing commercial relationships (up to $5MM in credit exposure) with a dual focus of growing Freedom's market share in the Rhode Island and Southeastern Massachusetts, while ensuring we remain within the Bank's overall risk appetite.• Provide mentoring and coaching on client proposals and underwritten applications.• Assess credit risk for commercial credit requests, providing credit approval within delegated limits, and utilizing Small Business Administration programs as needed.• Work with internal business partners (commercial lenders, cash management, etc.) and external business partners (lawyers, accountants, etc.) to provide value-added solutions and competitive credit structures that meet the needs of the customer while maintaining the bank's appetite for risk.• Responsible for developing and managing strategies, policies and procedures for all commercial lending activities. Show less

• Vice President, Senior Portfolio Manager

  • Oct 2011 - Dec 2017

  • Responsible for maintenance and growth of the Bank's commercial loan portfolio, in collaboration with my team of commercial portfolio managers and credit analysts.• Analyzes loan data on new, renewal and existing exposure; including developing and analyzing customer credit information pertaining to complex commercial real estate and business loans, including Small Business Administration requests through the 7a loan program. • Tasked with business development through the existing portfolio and professional contacts. Show less



Webster Bank

• United States
• Banking
• 700 & Above Employee

• Assistant Vice President, Senior Credit Analyst

  • 2010 - 2011

  • Responsible for the credit analysis and underwriting of new Business Banking loans to customer with total revenues generally up to $10MM; and exposure to $5MM. • Prepared high-quality, detailed approval documents that contained an in-depth analysis, understanding and identification of credit issues and risks. Decision loan requests within established timelines in accordance with Bank Loan Policy and Procedures. • Consulted with Underwriting Manager, Business Banker and Director of Government Guaranteed Lending (SBA) to recommend proper loan structuring that limits risk to the Bank. Show less



Navigant Credit Union

• United States
• Banking
• 100 - 200 Employee

• Credit Analyst

  • 2007 - 2010

  • Screened credit applications to ensure eligibility under specific credit union lending requirements and Small Business Administration guidelines. • Coordinated completion of application documents with borrowers and business development officers to maintain compliance with lending guidelines and ensure adherence to Small Business Administration lending programs. • Analyzed commercial loan requests for credit worthiness, repayment ability, and conformity to loan programs, including the preparation of internal bank credit memoranda, financial spreadsheets, ratio analyses, cash flow analyses, and projected financials. Show less