Maria Lowder

Executive Director at North Hills Christian School
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Contact Information
us****@****om
(386) 825-5501
Location
US

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5.0

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Jack Errante

Maria is a highly qualified CPA and approaches her assignments with the utmost of diligence.

Bob Stapleton, CPCC,PCC

Maria is a leader willing to take on the tough challenges and to speak up when other will not. She is also a smart negotiator who brings others along with her solid grasp of the facts; tenaciously standing for what she believes while actively weighing other perspectives. What impresses me most about Maria is that in addition to being an able accountant and CPA, she brings with that a good grasp for the business and a kind heart that inspires her peers and team. Bob Stapleton

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Credentials

  • Certified Public Accountant
    N.C. State Board of Certified Public Accountant Examiners

Experience

    • United States
    • Primary and Secondary Education
    • 1 - 100 Employee
    • Executive Director
      • Jan 2014 - Present

    • Executive Director
      • Jan 2014 - Present

      Responsible for the strategic direction and guidance of the school's mission "Equipping Hearts and Minds of Students to Impact the World for Christ". North Hills Christian School (NHCS) is a non-denominational college-preparatory Christian day school serving approximately 420 students in Junior Kindergarten (JK) through high school (12th grade). It is fully accredited by the Southern Association of Colleges and Schools (SACS), and by the Association of Christian Schools International (ACSI), an internationally respected organization that is recognized by the North Carolina Division of Non-Public Education. Show less

    • President
      • Oct 2012 - Dec 2013

      Maria D. Lowder, Certified Public Accountant, PLLC was a firm located in Salisbury, North Carolina specializing in providing excellent accounting, tax, payroll, business consulting and financial planning services for small to mid-size and emerging businesses. Built firm to over 40 monthly business clients and over 80 tax return clients in 15 months. Firm was sold in December of 2013 to Alan Rutherford, CPA, PA in Salisbury, NC. Maria D. Lowder, Certified Public Accountant, PLLC was a firm located in Salisbury, North Carolina specializing in providing excellent accounting, tax, payroll, business consulting and financial planning services for small to mid-size and emerging businesses. Built firm to over 40 monthly business clients and over 80 tax return clients in 15 months. Firm was sold in December of 2013 to Alan Rutherford, CPA, PA in Salisbury, NC.

    • United States
    • Retail Groceries
    • 400 - 500 Employee
    • VP of Financial Planning and Investment Analysis
      • Jan 2010 - May 2012

      Responsible for the budgeting, forecasting and 3 year planning process for 7 operating banners and shared services. Responsible for the investment analysis process which included, proforma analyses for new sites, closings, and acquisitions. Effectively led a team of 50 professionals in three different geographical locations along the east coast. Created a shared service structure and common process for financial planning and analysis to support 7 operating banners and shared services. Created and led a capital approval committee across Delhaize America to improve ROIC and effectively manage resources. Developed a consolidated projection model which enabled the organization to work towards achieving financial commitments. Implemented Hyperion Planning across each operating banner and shared services which enabled the organization to build budgets/forecasts in a common tool with drivers and assumptions identified. Show less

    • United States
    • Retail
    • 700 & Above Employee
    • VP of Associate Services
      • May 2009 - Jan 2010

      Responsible for the compensation process benefit plans as well as payroll for food Lion, LLC, over 74,000 associates across 11 states. This included leading a team of over 60 associates.Redesigned benefit portfolio to achieve $20M in savings annually. This included offering options for healthcare, increasing healthcare cost share to associates who are tobacco users, eliminating part-time associate coverage and offering supplemental provider option.Part of design team to create shared service organization which combined back office functions in 3 geographies to one central location for certain functions. Enabled organization to eliminate costs and reinvest in pricing. Show less

    • VP of Financial Planning and Investment Analysis
      • Aug 2007 - May 2009

      Responsible for the budgeting, forecasting and 3 year planning process for 5 operating banners and corporate functions, responsible for the investment analysis process and the Project Management Office.Coordinated the 3 year planning process with the strategic planning process.Developed a weekly projection process with updates from prior week performance on known variances for future weeks to predict financial outcomes and drive performance.Led the Strategic Planning and Forecasting Team, a cross functional team responsible for monitoring financial performanace and implementing action plans to improve financial position to achieve financial commitments.Developed the post-completion analysis process for major capital expenditures to improve ROIC. Show less

    • Director of Financial Planning
      • 2005 - 2007

      Responsible for the budgeting, forecasting and 3 year planning process for 5 operating banners and corporate functions consisting of over $13 billion in sales and over $500M in capx annually. This included supervising a staff of 15 professionals.Developed the Integrated Planning vision for Food Lion, LLC which included creating a driver based modeling system for budgeting/planning utilizing Hyperion Planning.Created the cross functional Strategic Planning and Forecasting Team to drive financial performance. Show less

    • Assistant Controller
      • 2004 - 2005

      Responsible for the financial accounting, reporting, and accuracy of store and warehouse inventory, store sales and fixed assets/leases. This included the managment of over 34 associates. Led the accounting efforts towards converting all stores (1220) to item level average cost inventory system within 12 months.

    • Belgium
    • Retail Groceries
    • Corporate Finance Manager
      • 2001 - 2004

      Responsible for the treasury functions mainly based in the U.S. Including the banking, credit rating agency and fixed income analyst relationships, covenant compliance, working capital management, risk management, debt financing and cash flow forecasting. Instrumental in obtaining $2.6 billion bond financing for Delhaize America. This bond transaction was the largest BBB- financing in the history of any industry sector. Responsible for the treasury functions mainly based in the U.S. Including the banking, credit rating agency and fixed income analyst relationships, covenant compliance, working capital management, risk management, debt financing and cash flow forecasting. Instrumental in obtaining $2.6 billion bond financing for Delhaize America. This bond transaction was the largest BBB- financing in the history of any industry sector.

    • Inventory Accounting Manager
      • 1999 - 2000

    • Internal Reporting Manager
      • 1997 - 1999

    • Senior Accountant
      • 1996 - 1997

    • Corporate Auditor
      • 1995 - 1996

    • United States
    • 1 - 100 Employee
    • Staff Accountant
      • 1994 - 1995
    • Staff Accountant
      • 1992 - 1993

Education

  • Georgia Southwestern State University
    BBA, Accounting
    1989 - 1992

Community

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