Experience

St. Anton am Arlberg
• General Manager

One Savings Bank PLC - Challenger Banking Group
• Group Chief Compliance Officer, Deputy MLRO
• Group Chief Compliance Officer, Deputy MLRO


AM PLC

• United States
• Medical Practices

• Interim Compliance Manager

  • Jan 1991 - Present

  funds - SIF Funds ( UK - UCIS funds) • FSA Permissions, variation and authorisations • Operational Risk Management / Risk Framework / Policies / Process / Assessments and Risk Appetite determination, ICAS assessments (preparation) • FSA ARROW firms advice and assistance. All three phases (ARROW preparation, visit coordination and senior management briefings, and post visit analysis and projects including Risk Assessment Report outcomes and RMPs. • FSA ARROW follow-up projects including review and remediation. • Commoditised product offerings (Financial Promotions / Outsourcing Risk Assessment / Arrow / Senior Management & Approved Persons coaching) • Multi-product and single product firms: General compliance consultancy issues involving advice, assistance and training regarding Treating Customers Fairly initiatives, Financial Crime and AML projects, Approved Persons and Governance matters, Client Money arrangements, Lender conflicts of interest matters, Compliance function training, Financial Promotions issues, FSA remediation and review projects Show less

• Group Chief Compliance Officer

  • Nov 2014 - Oct 2015


Lloyds Banking Group

• United Kingdom
• Financial Services
• 700 & Above Employee

• Senior Conduct Risk and Data Compliance Manager

  • Jan 2012 - Jul 2013

  Risk & Compliance Management - Retail & Commercial Business Divestment Programme - (Project Verde/TSB Bank) - Conduct Risk TeamSenior Conduct Risk and Data Compliance Manager:• Regulatory & Conduct Risk oversight for business change programmes• Regulatory & Conduct Data SME Risk Manager - data matters all Programme work streams (all business/product areas).• Verde / LBG Data ( privacy and competition and security ) Standards / Data Policies Compliance: commercialand retail business• Chair - Verde / LBG Legal Data Principles Working Group - Risk Forum• Transitional Services / Outsourcing Arrangements change management / governance frameworkdevelopment - Regulatory/Conduct Risk SME (end to end business processes outsourcing)• Conduct Risk Lead - Central Divestment Steering Groups: Transitional Change - IT/Operational and Legalseparation events towards 'day one' of divested newly created bankDeputy Risk Director to Senior Divisional Business Risk & First Line Risk Director Show less

• Senior Conduct Risk and Data Compliance Manager

  • Jan 2012 - Jul 2013

  Risk & Compliance Management - Retail & Commercial Business Divestment Programme - (Project Verde/TSB Bank) - Conduct Risk TeamSenior Conduct Risk and Data Compliance Manager:• Regulatory & Conduct Risk oversight for business change programmes• Regulatory & Conduct Data SME Risk Manager - data matters all Programme work streams (all business/product areas).• Verde / LBG Data ( privacy and competition and security ) Standards / Data Policies Compliance: commercialand retail business• Chair - Verde / LBG Legal Data Principles Working Group - Risk Forum• Transitional Services / Outsourcing Arrangements change management / governance frameworkdevelopment - Regulatory/Conduct Risk SME (end to end business processes outsourcing)• Conduct Risk Lead - Central Divestment Steering Groups: Transitional Change - IT/Operational and Legalseparation events towards 'day one' of divested newly created bankDeputy Risk Director to Senior Divisional Business Risk & First Line Risk Director Show less



BNP Paribas Securities Services

• France
• Financial Services
• 700 & Above Employee

• Interim Operational Compliance Manager

  • Mar 2009 - Sep 2010

  Level 2 Control Team) - Inwards (EEA) passported Branch of French Bank (Institutional Business Level 2 Control Team) - Inwards (EEA) passported Branch of French Bank (Institutional Business



Capita Financial Group

• United Kingdom
• Financial Services

• Interim Operational Compliance Manager

  • Sep 2008 - Feb 2009

  Project management resource for completion of internal review of compliance work streams with reporting to Head of Institutional Compliance and the Risk Team and MLRO • Interim operational compliance support - technical and business advice and assistance to compliance and business units (including but not limited to banking operations, coverage to functional support functions) • Review and update of applicable group and local business policies. Updating central procedures database • Planning and completion of outstanding ARROW II remedial action programme Large Authorised UK Fund Manager / Third Party Administrator / Registrar; Scheme Administration and legal documentation Outsourcer - Scheme administration / legal documentation drafting tasks - fund changes (new launches, investment power and investment limit changes, scheme wind ups and other significant/ non - significant changes, FSA notifications and submissions) Large Authorised UK Fund Manager / Third Party Administrator / Registrar Show less

• Business Analyst and Legal

  • Sep 2006 - Feb 2007

  & Scheme Administration Programme Support - FSA CIS to COLL conversion / UCITS 3 Regulatory Transition Project • Business processes and systems review, gap analysis and implementation of regulatory/business process changes. • Compliance / regulatory risk analysis for business acquisition - systems and controls review, gap analysis and implementation of regulatory risk process changes. • COLL conversion/UCITS 3 project Compliance Technical Support • Scheme documentation reviews, including prospectuses simplified and full, investment management agreements, outsource administration, registration and depositary agreements • Business analysis for proposed restructuring of Legal and Scheme Administration Team • Liaison / advice and assistance with compliance teams - policy and monitoring • Interim / Deputy management - Legal and Scheme Administration team (team of 5 - lawyers and scheme administration and document design specialists) • Business analysis and requirements drafting - Swordfish Image and Workflow process change for Legal and Scheme Administration function (change management project). Show less



Momenta Consulting Limited

• PRINCIPAL CONSULTANT

  • Feb 2005 - Sep 2006

  Compliance and Risk Management Business (employed role)• Operational management of associates database• FSA Compliance, regulatory and risk management consultancy• Client relationship management• Projects oversightSectors: Fund Management (regulated and unregulated collectives) firms, Life Assurers, Pensions Providersand Intermediaries, Mortgage business (mortgage complaints reviews), Mortgage Intermediary - Advisory andSales Process Quality Assurance, lender selection / lender panel management General Insurers, and GeneralInsurance Intermediary firms, Corporate Finance and Private Client Stock broking Service firmsTypical assignment types:• Development of risk based compliance models and processes• Corporate Governance and Policy reviews and development ( including FSA remedial work )• TCF policy guidance and review project management and technical support• Building risk - based monitoring programmes Show less

• PRINCIPAL CONSULTANT

  • Feb 2005 - Sep 2006

  Compliance and Risk Management Business (employed role)• Operational management of associates database• FSA Compliance, regulatory and risk management consultancy• Client relationship management• Projects oversightSectors: Fund Management (regulated and unregulated collectives) firms, Life Assurers, Pensions Providersand Intermediaries, Mortgage business (mortgage complaints reviews), Mortgage Intermediary - Advisory andSales Process Quality Assurance, lender selection / lender panel management General Insurers, and GeneralInsurance Intermediary firms, Corporate Finance and Private Client Stock broking Service firmsTypical assignment types:• Development of risk based compliance models and processes• Corporate Governance and Policy reviews and development ( including FSA remedial work )• TCF policy guidance and review project management and technical support• Building risk - based monitoring programmes Show less

• PRINCIPAL CONSULTANT

  • Feb 2005 - Sep 2006

  Compliance and Risk Management Business (employed role)• Operational management of associates database• FSA Compliance, regulatory and risk management consultancy• Client relationship management• Projects oversightSectors: Fund Management (regulated and unregulated collectives) firms, Life Assurers, Pensions Providersand Intermediaries, Mortgage business (mortgage complaints reviews), Mortgage Intermediary - Advisory andSales Process Quality Assurance, lender selection / lender panel management General Insurers, and GeneralInsurance Intermediary firms, Corporate Finance and Private Client Stock broking Service firmsTypical assignment types:• Development of risk based compliance models and processes• Corporate Governance and Policy reviews and development ( including FSA remedial work )• TCF policy guidance and review project management and technical support• Building risk - based monitoring programmes Show less



Axa Insurance

• Thailand
• Insurance
• 100 - 200 Employee

• HEAD OF REGULATORY POLICY

  • Aug 2003 - Oct 2003

  for General Insurance intermediary and third party service provider to prepare for NGI including: • NGI gap analysis including: Review of conduct of business procedures and processes, status disclosure, auditing history, selling standards, complaints handling and claims handling practice. • Advice paper on authorisation application matters, including 'Suitability' of directors and advice on approved persons arrangements. for General Insurance intermediary and third party service provider to prepare for NGI including: • NGI gap analysis including: Review of conduct of business procedures and processes, status disclosure, auditing history, selling standards, complaints handling and claims handling practice. • Advice paper on authorisation application matters, including 'Suitability' of directors and advice on approved persons arrangements.



Sun Life Assurance Company

• United Kingdom
• Insurance

• COMPLIANCE AND AUDIT MANAGER

  • Jan 2002 - Jan 2003

  Responsible for all compliance policy matters for a multi discipline compliance function within a coregovernance environment• Development of compliance policy for the initial prudential sourcebook matters (including initial PSB policyand CP97/140/142 GAP approach)• Monitoring all regulatory policy matters re: FSA, ABI, ASA, OSFI, Data Protection Registrar and liaison withAMLRO on financial crime and AML matters• Management of main outsource relationship - compliance and operational areas• Compliance assessment of outsource compliance arrangements (life admin/fund management policy)• Advice and assistance to chief operating officer on governance/compliance policy matters• External industry representation/liaison for firm• Review investment management policies and compliance arrangements of outsourced fund management Show less

• COMPLIANCE AND AUDIT MANAGER

  • Jan 2002 - Jan 2003

  Responsible for all compliance policy matters for a multi discipline compliance function within a coregovernance environment• Development of compliance policy for the initial prudential sourcebook matters (including initial PSB policyand CP97/140/142 GAP approach)• Monitoring all regulatory policy matters re: FSA, ABI, ASA, OSFI, Data Protection Registrar and liaison withAMLRO on financial crime and AML matters• Management of main outsource relationship - compliance and operational areas• Compliance assessment of outsource compliance arrangements (life admin/fund management policy)• Advice and assistance to chief operating officer on governance/compliance policy matters• External industry representation/liaison for firm• Review investment management policies and compliance arrangements of outsourced fund management Show less



JP Morgan Asset Management

• France
• Investment Management

• Assistant Manager

  • Jan 1985 - Jan 1989

• Assistant Manager

  • Jan 1985 - Jan 1989