Experience

Financial Supervision Commission

• Bulgaria
• Financial Services
• 1 - 100 Employee

• Chief Expert – Remote Supervision of Insurers and Insurance Groups

  • Oct 2020 - Present

  Performs remote (risk-based) supervision of the activities of insurance and reinsurance companies and insurance groups for the implementation of the Insurance Code and regulations according to its implementation, the acts of the European Commission under Directive 2009/138/EC (Solvency II). Performs remote (risk-based) supervision of the activities of insurance and reinsurance companies and insurance groups for the implementation of the Insurance Code and regulations according to its implementation, the acts of the European Commission under Directive 2009/138/EC (Solvency II).



Micro Financing Institution JOBS EAD, Sofia, Bulgaria – a member of the Group of the BDB

• Chief Expert – Credit and Leasing Department

  • Nov 2018 - Present

  Conducts meetings and telephone conversations with potential and current credit clients of the company as a financial advisor; prepares credit proposals for financing of start-up and operating small and medium-sized enterprises and farmers; prepares loan and financial leasing contracts; responsible for the establishment of collaterals as a proxy of the company; manages a loan portfolio of 50 credit transactions. Conducts meetings and telephone conversations with potential and current credit clients of the company as a financial advisor; prepares credit proposals for financing of start-up and operating small and medium-sized enterprises and farmers; prepares loan and financial leasing contracts; responsible for the establishment of collaterals as a proxy of the company; manages a loan portfolio of 50 credit transactions.



Municipal Bank AD

• Senior Risk Manager

  • Jul 2017 - Present

  Responsible for analyzing the credit risk of new loan proposals of corporate customers; presenting credit opinions, credit reviews of existing corporate deals risk report, recognizing early warning signals; supporting other units involved in the implementation of the credit strategy of the Bank. Responsible for analyzing the credit risk of new loan proposals of corporate customers; presenting credit opinions, credit reviews of existing corporate deals risk report, recognizing early warning signals; supporting other units involved in the implementation of the credit strategy of the Bank.



Bulgarian Development Bank AD

• Chief Expert – Back Office

  • Jan 2016 - Jul 2017

  Responsible for the processing of the trade deals concluded by the Treasury department with other financial institutions on the domestic market and on foreign financial markets (foreign currency exchange deals, lending and borrowing of deposits, bonds deals, repo deals). Responsible for the processing of the trade deals concluded by the Treasury department with other financial institutions on the domestic market and on foreign financial markets (foreign currency exchange deals, lending and borrowing of deposits, bonds deals, repo deals).



Cibank EAD

• Head of Sales Management Department – Small and medium sized enterprises (SME)

  • Apr 2012 - Dec 2012

  Manages a team of eight regional SME Sales managers directly subordinated to the position and organizes active management of 45 SME advisors for reaching of the targets. Manages a team of eight regional SME Sales managers directly subordinated to the position and organizes active management of 45 SME advisors for reaching of the targets.



Alpha Bank, Bulgaria Branch

• • Mar 2011 - Apr 2012

  Manages significant corporate exposures (exceeding EUR 10 million), who have either fallen into arrears for the first time or who experience or are likely to experience in the short-run difficulties in servicing their obligations towards the Bank, and/or whose only viable prospect is through restructuring.

• • Sep 2008 - Mar 2011

  Establishes, develops, manages and maintains relationships with corporate clients, acting as the primary point of contact; proposes credit facilities to the local Credit Committee.



Raiffeisenbank (Bulgaria) EAD

• Head of Business Development Section – Factoring Department

  • Jul 2007 - Sep 2008

  Manages the overall relationship of assigned clients and borrowers with the factoring company by being primary contact point. Manages the overall relationship of assigned clients and borrowers with the factoring company by being primary contact point.



HVB Bank Biochim AD, Sofia and Hebros Bank AD, Sofia (UniCredit Bulbank AD since 27th April, 2007),

• Head of Documentary Operations Department

  • Dec 2004 - Jul 2007

  Organizes, coordinates and supervises the processing of L/Cs, L/Gs, Import and Export Collections (staff of 10 specialists). Manages the integration process of the documentary business of Bulbank AD, HVB Bank Biochim AD and Hebros Bank AD focused on the establishment of a new structure of the combined entities -Trade finance department of UniCredit Bulbank AD. Project manager of a project for implementation of the new core banking system Flex Cube. Organizes, coordinates and supervises the processing of L/Cs, L/Gs, Import and Export Collections (staff of 10 specialists). Manages the integration process of the documentary business of Bulbank AD, HVB Bank Biochim AD and Hebros Bank AD focused on the establishment of a new structure of the combined entities -Trade finance department of UniCredit Bulbank AD. Project manager of a project for implementation of the new core banking system Flex Cube.



HVB Bank Biochim AD

• Senior Specialist “Documentary Operations”

  • Jun 1999 - Dec 2004

  Processing of L/Cs, L/Gs, Collections (import and export). Specialist “Documentary Operations” until December 2002. Processing of L/Cs, L/Gs, Collections (import and export). Specialist “Documentary Operations” until December 2002.



HVB Bank Bulgaria EAD

• Specialist – foreign and domestic payments, treasury back-office

  • Jun 1996 - Jun 1999

  Processing of international and domestic payments, treasury back-office operations. Processing of international and domestic payments, treasury back-office operations.