Maria C. Maldonado
Senior Underwriter at Wisconsin Mortgage Corporation- Claim this Profile
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Bio
Experience
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Wisconsin Mortgage Corporation
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Financial Services
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1 - 100 Employee
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Senior Underwriter
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Feb 2021 - Present
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JPMorgan Chase & Co.
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United States
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Financial Services
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700 & Above Employee
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Home Equity Underwriter II
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Jul 2015 - Aug 2020
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Mortgage Underwriter II
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Jul 2015 - Aug 2020
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Wells Fargo Home Mortgage
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United States
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Banking
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Consumer Loan Underwriter
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Nov 2009 - Jul 2015
Servicing Delegation of Decisioning Authority Level C for Investors Freddie Mac and Fannie Mae Responsibilities include, but are not limited to: Mitigate loss for Wells Fargo Home Mortgage while allowing the mortgagor to retain their home. Responsible for reviewing, analyzing, approving and underwriting unusual or complex individual consumer mortgage requests and products within company and industry guidelines. Specific responsibilities include: • Loan level underwriting authority within Home Preservation. • Responsible for reviewing hardship packages. • Determine length and impact of financial hardship. • Conducting loan level cash flows for borrower to determine affordability, including self employed borrowers and detailed analysis of complex tax returns. • Utilize investor guidelines and delegated authority to decision customer hardships within related home retention strategy. • Provides coaching and training to less experienced team members or new hires and provide feedback as needed Show less
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Maglio & Company
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Wholesale
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Human Resources/Payroll Administrator/Accounting
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Nov 2008 - Nov 2009
Responsibilities include, but are not limited to: Bi-weekly payroll for 150 Employees Interviewing/Recruiting/Orientation for all new Employees Benefits and Compensation Administration of changing employment laws/rates Facilitating training and development Administration of employment screening/random drug testing: New Hire and Quarterly Workers compensation Injury reporting OSHA Logs Unemployment Records Unemployment Hearings Payroll Calculations Child Support Deductions Garnishment Deductions Employee Direct Deposit Tracking Employee Vacation Time Safety Committee Accounts Receivable Invoicing, Check Deposits Accounts Payable Collections Show less
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Education
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Oak Creek Senior High School