Experience

Complok

• Estonia
• Financial Services
• 1 - 100 Employee

• CEO & Co-Founder

  • Aug 2020 - Present

  Complok provides a platform that offers compliance operational risk management tool for fintechs and banks. Complok provides a platform that offers compliance operational risk management tool for fintechs and banks.


ACAMS
• United States
• Financial Services
• 200 - 300 Employee
• Board Member of Baltic Chapter

  • Feb 2020 - Present


ING Belgium

• Belgium
• Financial Services
• 700 & Above Employee

• Financial Crime Compliance Risk Expert

  • Sep 2019 - Sep 2020

  • Accountable for drafting and describing Customer Activity Monitoring Program ING Belgium, including manual and automated and pre and post transaction monitoring • Risk specialist for the outsourcing project from Belgium to Poland and transaction monitoring tool system upgrade • Accountable for conducting Risk assessment for variable projects (Transaction Analysis, Post Transaction Monitoring tooling migration, sourcing) • Part of the remediation project in order to close open risks… Show more • Accountable for drafting and describing Customer Activity Monitoring Program ING Belgium, including manual and automated and pre and post transaction monitoring • Risk specialist for the outsourcing project from Belgium to Poland and transaction monitoring tool system upgrade • Accountable for conducting Risk assessment for variable projects (Transaction Analysis, Post Transaction Monitoring tooling migration, sourcing) • Part of the remediation project in order to close open risks (accountable for drafting and validating documents, responsible for gap analyses between Global and local documents in order to align) • Data Protection Impact assessment for Transaction Analysis tool and post transaction monitoring tool • Accountable to conduct annual key control testing Show less • Accountable for drafting and describing Customer Activity Monitoring Program ING Belgium, including manual and automated and pre and post transaction monitoring • Risk specialist for the outsourcing project from Belgium to Poland and transaction monitoring tool system upgrade • Accountable for conducting Risk assessment for variable projects (Transaction Analysis, Post Transaction Monitoring tooling migration, sourcing) • Part of the remediation project in order to close open risks… Show more • Accountable for drafting and describing Customer Activity Monitoring Program ING Belgium, including manual and automated and pre and post transaction monitoring • Risk specialist for the outsourcing project from Belgium to Poland and transaction monitoring tool system upgrade • Accountable for conducting Risk assessment for variable projects (Transaction Analysis, Post Transaction Monitoring tooling migration, sourcing) • Part of the remediation project in order to close open risks (accountable for drafting and validating documents, responsible for gap analyses between Global and local documents in order to align) • Data Protection Impact assessment for Transaction Analysis tool and post transaction monitoring tool • Accountable to conduct annual key control testing Show less



EastNets

• United Arab Emirates
• IT Services and IT Consulting
• 300 - 400 Employee

• Subject Matter Expert AML KYC CTF

  • Jan 2019 - Sep 2019

  Keeping abreast of important and relevant AML issues, laws and regulations that impact the business, acting as trusted advisory, Subject Matter Expert and partner to business units throughout the organization. Establishing and maintaining close working relationships with industry experts, regulators and law enforcement officials to understand current expectation, supporting business development and/or enhancements affecting solutions, products. Assists the sales team for… Show more Keeping abreast of important and relevant AML issues, laws and regulations that impact the business, acting as trusted advisory, Subject Matter Expert and partner to business units throughout the organization. Establishing and maintaining close working relationships with industry experts, regulators and law enforcement officials to understand current expectation, supporting business development and/or enhancements affecting solutions, products. Assists the sales team for demonstrations/presentations to the customers, participating in conferences as a speaker in order to introduce company’s AML products, solutions. EastNets® is a leading global developer and provider of Compliance and Payments solutions for the Financial Services industry since over 30 years. Over 1,000 customers including the largest international financial institutions rely on EastNets solutions and professional services, and over 300 corporate and financial institution rely on EastNets for outsourced SWIFT connectivity and compliance software solutions as a service through its fully managed service bureaus. More info at www.eastnets.com Show less Keeping abreast of important and relevant AML issues, laws and regulations that impact the business, acting as trusted advisory, Subject Matter Expert and partner to business units throughout the organization. Establishing and maintaining close working relationships with industry experts, regulators and law enforcement officials to understand current expectation, supporting business development and/or enhancements affecting solutions, products. Assists the sales team for… Show more Keeping abreast of important and relevant AML issues, laws and regulations that impact the business, acting as trusted advisory, Subject Matter Expert and partner to business units throughout the organization. Establishing and maintaining close working relationships with industry experts, regulators and law enforcement officials to understand current expectation, supporting business development and/or enhancements affecting solutions, products. Assists the sales team for demonstrations/presentations to the customers, participating in conferences as a speaker in order to introduce company’s AML products, solutions. EastNets® is a leading global developer and provider of Compliance and Payments solutions for the Financial Services industry since over 30 years. Over 1,000 customers including the largest international financial institutions rely on EastNets solutions and professional services, and over 300 corporate and financial institution rely on EastNets for outsourced SWIFT connectivity and compliance software solutions as a service through its fully managed service bureaus. More info at www.eastnets.com Show less



Nordea

• Finland
• Banking
• 700 & Above Employee

• Senior AML Expert

  • Jun 2018 - Jan 2019

  Key member of Anti-Financial Crime and Compliance analysis teams within Centre of Excellence located in Tallinn, supporting projects in the areas of AML, CTF, and sanctions implementation across all four Scandinavian countries. Facilitated business case development, impact assessments, operational readiness, target state modelling, process mapping, requirements cataloguing, acceptance, and post implementations for one of Europe’s largest universal banks (Stockholm, Helsinki and Copenhagen stock… Show more Key member of Anti-Financial Crime and Compliance analysis teams within Centre of Excellence located in Tallinn, supporting projects in the areas of AML, CTF, and sanctions implementation across all four Scandinavian countries. Facilitated business case development, impact assessments, operational readiness, target state modelling, process mapping, requirements cataloguing, acceptance, and post implementations for one of Europe’s largest universal banks (Stockholm, Helsinki and Copenhagen stock exchanges). Select Highlights: • Played instrumental roles in continuous improvement of development practices by uncovering and targeting bottlenecks in business processes. • Teamed up with geographically-dispersed global teams in delivery of compliant, safe, and quality banking services to diverse clients. • Facilitated development and implementation of customised service solutions via acceptance testing. Voluntary: Great Place To Work Ambassador Show less Key member of Anti-Financial Crime and Compliance analysis teams within Centre of Excellence located in Tallinn, supporting projects in the areas of AML, CTF, and sanctions implementation across all four Scandinavian countries. Facilitated business case development, impact assessments, operational readiness, target state modelling, process mapping, requirements cataloguing, acceptance, and post implementations for one of Europe’s largest universal banks (Stockholm, Helsinki and Copenhagen stock… Show more Key member of Anti-Financial Crime and Compliance analysis teams within Centre of Excellence located in Tallinn, supporting projects in the areas of AML, CTF, and sanctions implementation across all four Scandinavian countries. Facilitated business case development, impact assessments, operational readiness, target state modelling, process mapping, requirements cataloguing, acceptance, and post implementations for one of Europe’s largest universal banks (Stockholm, Helsinki and Copenhagen stock exchanges). Select Highlights: • Played instrumental roles in continuous improvement of development practices by uncovering and targeting bottlenecks in business processes. • Teamed up with geographically-dispersed global teams in delivery of compliant, safe, and quality banking services to diverse clients. • Facilitated development and implementation of customised service solutions via acceptance testing. Voluntary: Great Place To Work Ambassador Show less



Coop Pank AS

• Estonia
• Banking
• 100 - 200 Employee

• Head of AML Compliance

  • Sep 2017 - Jun 2018

  Spearheaded regulatory environments, covering AML, sanctions, and Know Your Customer (KYC). Managed banking relations, risk detection, investigations, reporting, and research / analysis of laws and regulations. Coordinated team of four staff while engaging with Money Laundering Reporting Officer (MLRO) in all aspects of daily operations. Select Highlights: • Established applicable laws, rules, and regulations in alignment with relevant jurisdictions. • Optimised implementation of… Show more Spearheaded regulatory environments, covering AML, sanctions, and Know Your Customer (KYC). Managed banking relations, risk detection, investigations, reporting, and research / analysis of laws and regulations. Coordinated team of four staff while engaging with Money Laundering Reporting Officer (MLRO) in all aspects of daily operations. Select Highlights: • Established applicable laws, rules, and regulations in alignment with relevant jurisdictions. • Optimised implementation of regulatory changes via training and senior leadership counsel. • Uncovered and effectively prepared to mitigate new risks in collaboration with supervisory authorities. • Participated in development and implementation of robust controls as well as risk assessment methodology (AML / TF / KYC). • Optimised ML prevention (risk profiling, transaction monitoring, and sanction screening). • Negotiated with, and secured buy-in from Board level stakeholders for external vendor software for Prevent ML. Show less Spearheaded regulatory environments, covering AML, sanctions, and Know Your Customer (KYC). Managed banking relations, risk detection, investigations, reporting, and research / analysis of laws and regulations. Coordinated team of four staff while engaging with Money Laundering Reporting Officer (MLRO) in all aspects of daily operations. Select Highlights: • Established applicable laws, rules, and regulations in alignment with relevant jurisdictions. • Optimised implementation of… Show more Spearheaded regulatory environments, covering AML, sanctions, and Know Your Customer (KYC). Managed banking relations, risk detection, investigations, reporting, and research / analysis of laws and regulations. Coordinated team of four staff while engaging with Money Laundering Reporting Officer (MLRO) in all aspects of daily operations. Select Highlights: • Established applicable laws, rules, and regulations in alignment with relevant jurisdictions. • Optimised implementation of regulatory changes via training and senior leadership counsel. • Uncovered and effectively prepared to mitigate new risks in collaboration with supervisory authorities. • Participated in development and implementation of robust controls as well as risk assessment methodology (AML / TF / KYC). • Optimised ML prevention (risk profiling, transaction monitoring, and sanction screening). • Negotiated with, and secured buy-in from Board level stakeholders for external vendor software for Prevent ML. Show less



SEB

• United States
• Financial Services

• Head of AML and Monitoring/Compliance Officer

  • Jan 2014 - Jan 2017

  Optimised risks detection, including levels, significance, and scope via risk assessment and rollout of monitoring / treatment plans. Ensured timely and proper implementation of internal regulations and policies as well as external laws. Monitored, recorded, and reported regulatory performance to management. Liaised with banks as well as internal / external stakeholders. Select Highlights: • Improved staff implementation of AML, KYC, and CTF regulations via training. • Optimised… Show more Optimised risks detection, including levels, significance, and scope via risk assessment and rollout of monitoring / treatment plans. Ensured timely and proper implementation of internal regulations and policies as well as external laws. Monitored, recorded, and reported regulatory performance to management. Liaised with banks as well as internal / external stakeholders. Select Highlights: • Improved staff implementation of AML, KYC, and CTF regulations via training. • Optimised regulatory compliance across marketing materials, presentations, and website through comprehensive reviews. • Addressed data requests from FSA / FIU by supporting gathering and reporting of specific information. • Served key role in establishing robust culture of compliance, working with multidisciplinary teams. • Facilitated risk assessment in regards to transactions, covering diverse locations, products, and customer profiles. • Properly assigned risk classification (SDD / DD / EDD) to all bank customers as well as formulated high-risk customer strategies. • Drove compliance aspects of retail, private, merchant, and corporate banking services as well as life insurance and wealth management. • Created methodology used to assess and classify risk for over one million customers aligned with bank’s risk appetite.

• Client Executive

  • Oct 2006 - Jan 2014

  Cultivated productive relationships with clients, achieving top levels of business development and retention in support of revenue generation within assigned portfolio.