Experience

Armendariz Consultores

• Mexico
• Business Consulting and Services
• 1 - 100 Employee

• Consulting and Wealth Management Solutions Partner

  • Jun 2016 - Present

  Wealth Management Solutions with a top performing selection of alternative investments and best in class Asset Managers for investments in Real Estate, Pre IPO, Growth, Fintech, Digital Assets, Crypto, Venture Capital and other as well as traditional investment products. Consulting on Financial Services, Payment Solutions and Real Estate. Strategy deffinition, Performance analysis, establishing KPIs, cash flow and profitability analysis, loan restructuring, capital and debt optimization and company valuation and value creation streams. Show less



ARIA Bots (sold to EY)

• Mexico
• IT Services and IT Consulting

• Managing Partner

  • Jan 2018 - Mar 2020

  RPA can transform your business: increase its value, profitability and scalability, while positioning it for the digital age and gaining a broader market access. Committed to transform spanish speaking businesses through automation to become more competitive and a key player in the digital era. RPA can transform your business: increase its value, profitability and scalability, while positioning it for the digital age and gaining a broader market access. Committed to transform spanish speaking businesses through automation to become more competitive and a key player in the digital era.



Interproteccion

• Mexico
• Insurance
• 500 - 600 Employee

• Head of M&A

  • Sep 2014 - Jun 2016

  Inorganic growth via acquisitions & alliances, post acquisition integration strategy and plan to capitalize synergies. Inorganic growth via acquisitions & alliances, post acquisition integration strategy and plan to capitalize synergies.



Scotiabank

• Canada
• Banking
• 700 & Above Employee

• SVP Retail Products

  • Sep 2011 - Sep 2013

  Retail Products Head for Mexico. Turned around business restoring credibility, profitability & growth though partnership with Risk, Distribution Network, Channels and Operations.

• DGA Tarjetas

  • Sep 2008 - Aug 2011

  Turned around the business returning to profitability, cancelled co-brand Alliance with Posadas, launched Scotia Travel Card and a proprietary "Scotia Rewards Plus".Implemented share of wallet analysis leveraging credit bureau informationImplemented competitive line management



American Express México

• Mexico
• Financial Services
• 200 - 300 Employee

• Dir. Gral American Express Bank

  • Sep 1996 - Aug 2008

  Managed the bank for 10 years. My key responsibilities included Deposits and investments (over 30 products), Retail lending (revolve credit cards and personal loans) and Insurance with a cumulative pretax income of around USD $100 MM. Member of the International Lending Leadership Team. Launched new cards, alliances to include over 30 mutual funds and all deposits, checking and debit cards. Previously Head on NPD & Alliances ('96 to '99) where I launched the American Express Aeromexico card and a reliable and efficient remittance network with banks and stores capitalizing annual synergies of over $5 M USD. Show less