Experience

AGRIM

• India
• Technology, Information and Internet
• 200 - 300 Employee

• Credit Analyst

  • Jul 2022 - Present

  •Performed the required KYC screenings on customers documenting the information obtained on the client's as required by global KYC procedures. •Improved and implemented customer risk rating criteria with KYC management. •Analyze financial data, such as market share and income growth, to determine expected loan profitability. •Consulted with clients to verify credit and financial transactions. •Recommended payment plans based on payment history, earnings, purchase activity, and savings data. •Collaborates with internal departments for final closure. •Prepares and presents credit reports. •Analyzes data to verify information and uncover fraud. •Oversees or undertakes document preparation. •Maintained service level agreements by managing an average of 10 loans per day. •Performed regular review of client accounts. Show less



Shivalik Small Finance Bank

• India
• Banking
• 500 - 600 Employee

• Executive (Credit Policy)

  • Nov 2021 - Jun 2022

  •Review and evaluate legislation and policies. •Identify legal flaws in policies and recommend amendments. •Determine the benefits and drawbacks of existing policies. •Edit and amend policy drafts as required. •I worked on Loan origination system, do testing on daily basis on it. •Resolve the CCAT team issues regarding Loan origination system. •I use to prepare manuals of LOS and also prepare credit policies. •Prepared credit circular according to RBI guidelines. Show less



Praedico Global Research Pvt. Ltd.

• India
• Financial Services
• 100 - 200 Employee

• Finance Research and Business Development Associate

  • Jun 2021 - Jul 2021

  •The main objective of the SIP is to understand the stock market and analyze stock market past trends and forecast future trends with maximum possible accuracy. •To spread awareness among the young generations about the exciting career opportunities available in capital markets and the financial services industry. •The main objective of the SIP is to understand the stock market and analyze stock market past trends and forecast future trends with maximum possible accuracy. •To spread awareness among the young generations about the exciting career opportunities available in capital markets and the financial services industry.



Bhushan & Co., Chartered accountant

• Chandausi, Uttar Pradesh, India

• Trainee

  • Nov 2019 - Oct 2020

  •Reviewed and summarized various client and industry reports for the identification of potentially key events that occurred during the year. •Assisted with the preparation of audit reports and management rep letters. •Assessed, reviewed and filed tax returns for SME companies and sole traders. •I helped in the preparation of Financial Statements for a variety of clients including Limited Companies, Partnerships, Non Profit Organisations and Sole Traders. •I helped in the preparation of Tax Returns such as Income Tax. Show less