Experience

Hudson Realty Capital

• United States
• Real Estate
• 1 - 100 Employee

• Chief MAP Underwriter

  • Jan 2021 - Present

  Hudson Realty Capital LLC ("Hudson") is an established lender with a track record of originating senior mortgage loans. experienced private equity commercial real estate fund manager. Since inception, we’ve closed and managed over $4.5 billion in aggregate debt and equity transactions across the U.S. Hudson’s daily business activities include originating, servicing, restructuring and/or acquiring high-yield, special situation debt and mezzanine loans, including FHA & GSE. Hudson Realty Capital LLC ("Hudson") is an established lender with a track record of originating senior mortgage loans. experienced private equity commercial real estate fund manager. Since inception, we’ve closed and managed over $4.5 billion in aggregate debt and equity transactions across the U.S. Hudson’s daily business activities include originating, servicing, restructuring and/or acquiring high-yield, special situation debt and mezzanine loans, including FHA & GSE.



Avalanche Apples

• President/Owner

  • Nov 2002 - Present

  Own and manage a gourmet candy apple business which provides variety of confections and gifts. Handle all aspects of business, including customer service, sales, purchasing, accounting, distribution, employee hiring and training and marketing. Business is Oct - Christmas holiday seasonal. Increased volume of sales from $2,000 to $19,000 per season. Own and manage a gourmet candy apple business which provides variety of confections and gifts. Handle all aspects of business, including customer service, sales, purchasing, accounting, distribution, employee hiring and training and marketing. Business is Oct - Christmas holiday seasonal. Increased volume of sales from $2,000 to $19,000 per season.



Dwight Capital

• United States
• Financial Services
• 100 - 200 Employee

• Senior Underwriter

  • Jul 2020 - Jan 2021



Q10 BREC (Bonneville Real Estate Capital)

• United States
• Real Estate
• 1 - 100 Employee

• Chief MAP Underwriter

  • Jan 2004 - Apr 2020

  2009 - 2020Only MAP approved underwriter located in UtahUnderwritten applications in excess of $543 millionEstablish and maintain relationships with developers, government agencies, 3rd party analysts, contractors, architects and management companies.Perform a complete underwriting of the application including an architectural review, a cost review, an appraisal review, a management analysis and a mortgage credit analysis.Manage loan analysts and mortgage credit department.Closed over $227 million in FHA Apartment LoansGinnie Mae Specialist - 2007 - currentSecuritized the first construction/permanent USDA 538 loan in the United States.Packaged and securitized loans. 1) funded closed loans with bank line of credit, 2) worked with title company, Ginnie Mae special counsel, LOC bank counsel, Bank of New York and Document custodian to produce a ";security";; 3) Securitized and delivered to the investor or loan purchaser in exchange for funding in accordance with trade confirmation. Show less

• Loan Closer

  • Jan 2008 - Jan 2009

  Loan Closer - 1 yearClosed complicated LIHTC/538 loans, reviewed due diligence, interacted with closing counsel, title company, syndicated LIHTC partner, borrower, USDA and investor (purchaser of the guaranteed loan). In depth/hands on experience of all phases from initial multifamily loan application through closing to final delivery to secondary market investor.

• Loan Underwriter/Processor

  • Jan 2004 - Jan 2008

  4 yearsUSDA 538 Underwriting and Processing - Reviewed loan financials and third party reports, reviewed borrower financials, checked consistency throughout the application process. Worked with 150 USDA 538 construction/permanent and permanent loans (155 closed to date). Worked closely with USDA field and national offices to comply with program requirements and effective underwriting.Conventional Loans - assisted in underwriting, processed and closed eight non-538 projects. Strong interpersonal and customer service skills brought the borrowers back repeated times. Developed a general knowledge of Low Income Housing Tax Credits and adapted to 33 different states affordable housing practices. Show less



The Lending Group

• Loan Processor

  • Feb 2003 - Nov 2003

  Processed residential loan applications from initial application to closing. Provided reception and administrative services. Processed residential loan applications from initial application to closing. Provided reception and administrative services.



Kirton and McConkie Law Office

• Receptionist

  • Sep 2002 - Feb 2003

  Responsible for the provision of an efficient and effective reception service, and for administrative support of other staff. Greeted clients. Responsible for the provision of an efficient and effective reception service, and for administrative support of other staff. Greeted clients.