Experience

FINCA Impact Finance

• United States
• Financial Services
• 100 - 200 Employee

• CEO - FINCA Bank Kyrgyzstan

  • Jun 2018 - Present

  I manage and lead the senior staff of the Bank to achieve the strategic objectives and goals of the Bank. At this role I am responsible for taking major decisions, managing overall operations and resources as well as safeguarding the Bank's assets and customers. I chair the Management Board of the Bank and set the tone over the mission and vision of the Bank. Among many roles, I also ensure compliance with the Charter/bylaws of the Bank; policies and procedures, strategic plans and agreements;… Show more I manage and lead the senior staff of the Bank to achieve the strategic objectives and goals of the Bank. At this role I am responsible for taking major decisions, managing overall operations and resources as well as safeguarding the Bank's assets and customers. I chair the Management Board of the Bank and set the tone over the mission and vision of the Bank. Among many roles, I also ensure compliance with the Charter/bylaws of the Bank; policies and procedures, strategic plans and agreements; decisions of Bank's governing bodies and shareholders; maintain good coordination with regional office/headquarters, and governing bodies.

• CEO/Country Director, FINCA Jordan

  • Jul 2015 - Dec 2018

  Jordan As a CEO and Country Manager, I was primarily responsible for driving the financial and operational performance of FINCA in Jordan with assets valued at over $30 million, and over 30,000 clients. The team that I was proud to lead consisted of: 8 senior managers (direct reports) and in total, more than 200 national staff (COO, CFO, and Department Heads). I was involved in and successfully turned the business around from a not-for-profit organisational culture to a for profit, with… Show more As a CEO and Country Manager, I was primarily responsible for driving the financial and operational performance of FINCA in Jordan with assets valued at over $30 million, and over 30,000 clients. The team that I was proud to lead consisted of: 8 senior managers (direct reports) and in total, more than 200 national staff (COO, CFO, and Department Heads). I was involved in and successfully turned the business around from a not-for-profit organisational culture to a for profit, with clear annual targets and income levels which has been developed down to branch levels. Financial results have increased substantially with ROE growth from 2.8% to 18% in 3 years. During the process of change, we eliminated unproductive work processes, centralized quick-loans approval process and established a call-centre. We simplified the decision-making hierarchy, decentralized contract formalization & digitized clients’ documents management system. Among many initiatives that have delivered significant value for the company, we introduced soft competition ratings, strongly emphasizing customer service quality, client drop-out rates, profitability etc. We also managed to be the first company in Jordan which obtained the Microfinance company license under the new regulations of the Central Bank of Jordan.

• Management Board Advisor, FINCA Bank Kyrgyzstan

  • Feb 2015 - Jun 2015

  Bishkek, Kyrgyzstan During my time here, my primary role was to provide detailed and well-considered advice as well as recommendations to the Management Board regarding daily operations including management of human capital as well as all aspects of operations. In addition, I provided strategic advice and assessments on key operational projects and priorities. During this time I played a pivotal role in the positive development of the Bank’s institutional capacity. This included advancing its market share… Show more During my time here, my primary role was to provide detailed and well-considered advice as well as recommendations to the Management Board regarding daily operations including management of human capital as well as all aspects of operations. In addition, I provided strategic advice and assessments on key operational projects and priorities. During this time I played a pivotal role in the positive development of the Bank’s institutional capacity. This included advancing its market share and positioning in the Banking sector. I devised and recommended many strategic improvements and developments including improving efficiency, risk management, corporate governance, as well as for the development of staff, new banking products & services, and alternative delivery channels. We also fine tuned and developed the Management Information Systems (MIS) MIS and internal programs to process banking operations in compliance with regulations.

• CEO, FINCA Kyrgyzstan

  • Aug 2010 - Feb 2015

  Bishkek, Kyrgyzstan During my time here, I was primarily responsible for directing and managing overall FMCC activities, including managing the economic and human resources of the company, its operational & financial performance, whilst managing assets worth over $150 million, and 130,000 clients. I led the Management Board & mobilized funding resources for the company. We delivered many outstanding achievements as a team during this time and I am particularly proud of the fact that we obtained our… Show more During my time here, I was primarily responsible for directing and managing overall FMCC activities, including managing the economic and human resources of the company, its operational & financial performance, whilst managing assets worth over $150 million, and 130,000 clients. I led the Management Board & mobilized funding resources for the company. We delivered many outstanding achievements as a team during this time and I am particularly proud of the fact that we obtained our banking license in March 2015, leading the company to obtain the SMART client protection certification (certificate obtained in Dec 2014) and implementation of new banking MIS (Flexcube) for the company. We also changed the performance remuneration model for credit staff as per the FINCA Int. strategic initiative which, despite several challenging obstacles being in the way was implemented and delivered substantial benefits to the business and the people in the team.

• CEO/Country Director, FINCA Azerbaijan

  • Aug 2009 - Jul 2010

  Baku, Azerbaijan During what was a really enjoyable and successful time here, I was responsible for directing and managing FINCA Azerbaijan’s activities, including the management of the economic and human resources of the company, its operational and financial performance, whilst being responsible for assets worth over $88 million, and 89,000 active clients. I am particularly proud of the fact that we were able to develop FINCA Azerbaijan’s institutional capacity and that I was chosen to lead FINCA… Show more During what was a really enjoyable and successful time here, I was responsible for directing and managing FINCA Azerbaijan’s activities, including the management of the economic and human resources of the company, its operational and financial performance, whilst being responsible for assets worth over $88 million, and 89,000 active clients. I am particularly proud of the fact that we were able to develop FINCA Azerbaijan’s institutional capacity and that I was chosen to lead FINCA Azerbaijan’s Management Board. Overall, I led 9 senior managers along with an oversight of over 700 national staff (COO, CFO, and Department Heads).

• Chief Operating Officer, FINCA Kyrgyzstan

  • Dec 2006 - Aug 2009

  Bishkek, Kyrgyzstan Among many achievements in the role, I was able to develop and grow the outstanding loan portfolio from $18 Million to over $50 Million – from 37,000 active clients to more than 103,000, along with an increase in annual profit (net) from $2.2 million to $4.2 million. We grew the number of branches substantially, from 6 to 14, & grew staff from 470 to 825. This improved outreach & country coverage and brought the company to the No.1 rating in the country in terms of portfolio amount &… Show more Among many achievements in the role, I was able to develop and grow the outstanding loan portfolio from $18 Million to over $50 Million – from 37,000 active clients to more than 103,000, along with an increase in annual profit (net) from $2.2 million to $4.2 million. We grew the number of branches substantially, from 6 to 14, & grew staff from 470 to 825. This improved outreach & country coverage and brought the company to the No.1 rating in the country in terms of portfolio amount & clientele. I was successful in obtaining Silver and Gold tree recognitions for our team from the company for the achievement of 50,000 & 100,000 clients respectively within 24 months.



LFS Financial Systems

• Banking Consultant, Tajikistan

  • Sep 2003 - Dec 2006

  Tajikistan Participated in the management of EBRD funded "Tajikistan Micro and Small Enterprise Finance Facility" downscaling project in Tajikistan. Particularly, established SME lending departments in different commercial banks, including selection of loan officers, training them, and implementing prudent lending principles and procedures appropriate for SME lending.

• Banking Consultant, Azerbaijan

  • Feb 2003 - Sep 2003

  Azerbaijan Assisted in establishing and managing the Microfinance Bank in Azerbaijan funded by the EBRD. Set up SME lending departments, and established criteria, procedures and mechanisms related to the loan granting process in the Bank.



LFS Financial Systems

• SME Consultant

  • May 2001 - Sep 2001

  Participated in the establishment of SME lending departments in different commercial banks of Uzbekistan under the EBRD funded “Japan-Uzbekistan Small Business Program”.



Joint-stock company "National Bank for Foreign Economic Activity of the Republic of Uzbekistan"

• Uzbekistan
• Banking
• 1 - 100 Employee

• Investment Officer

  • Aug 1998 - May 2001

  Uzbekistan Conducted evaluation of financial standing, performance and governance policies of borrowers. Undertook technical, economic and financial analyses of investment projects, including those to be financed under the loan facilities of IFIs. Designed financial models for financial and economic analyses of projects Prepared complete appraisal reports on projects, identified and structured project financing schemes.



The National University of Uzbekistan

• Part-time lecturer

  • Sep 1998 - Aug 1999

  Uzbekistan Delivered lectures in “fundamentals of management” and “international trade”.