Senior Vice President | Texas Lending Division

• Sep 2017 - Present

Vice President | Lending

• Sep 2013 - 2017

Senior Vice President | Relationship Manager, Houston Commercial Banking

• Nov 2012 - Sep 2013

Founder | Experienced Banking Executive

• Nov 2009 - Nov 2012

Principal

• Sep 2009 - 2012

* Perform short-term consulting assignments including: Supervisory Agent for a Texas bank; credit administration; business development & loan brokering; and executive search. * Performed as contract Sales Director for Employee Professionals, a PEO outsourced HR solution specifically targeting commercial banks in Texas (Apr. 2011 - Aug. 2011). * Performed as independent contractor for KPMG doing credit reviews in support of KPMG's audit services and loan loss adequacy analyses. Also performed due diligence credit reviews (Nov. 2009 - Dec. 2010). * Explored executive position with new Houston, TX. Holding company formed to invest in Texas banks. * Explored the formation of “new” bank holding company to acquire Texas bank(s). Show less

Executive VP | Advisory Director

• Jan 2006 - Aug 2009

Member of executive management team reporting directly to the Chairman & CEO. Director of the bank and an Advisory Director of the holding company. Member of Directors’ and Senior Loan Committees. I joined the Company in Jan. 2006 when it was $32MM in assets with only 2 locations. In 3 years, we grew the Company through 4 bank acquisitions (50%) and through organic growth (50%) to $900+ million in assets and 37 locations. In addition, actively involved in capital raising efforts and bringing in key Company leadership. Managed our 5 individual bank charter Presidents which included attending monthly Board, Loan, and Market Committee meetings. Show less

Senior VP | Senior Commercial Lender

• Jan 2003 - Jan 2006

Worked in the Correspondent Banking Group. Actively marketed bank services and financial products to commercial banks and thrifts in Texas. Only one of 4 officers in the group to exceed 2003 personal goals for which incentive compensation was received. During the first six months of 2004, one of only 5 officers recognized for outstanding calling efforts for which a trip to the Bahamas and cash award granted. Stock option grants also provided. Worked in the Correspondent Banking Group. Actively marketed bank services and financial products to commercial banks and thrifts in Texas. Only one of 4 officers in the group to exceed 2003 personal goals for which incentive compensation was received. During the first six months of 2004, one of only 5 officers recognized for outstanding calling efforts for which a trip to the Bahamas and cash award granted. Stock option grants also provided.

Local Franchise Owner | CEO

• 1998 - Jan 2003

Owner / operator with my wife of full service, 9 bay automotive repair shop in Sugar Land, TX. Worked on wide range of domestic and foreign vehicles - from oil changes, to engines, to electronics. Left in 2003 to return to banking and my wife continued to run the business until we sold the franchise in November 2006. • Assisted franchisor in negotiations to purchase property and oversee construction of facility. • Responsible for daily operations of 9 bay, full service auto repair facility including: all personnel decisions (7 employees); marketing / advertising; accounting / bill paying; customer service; setting up credit lines with vendors; shuttling customers; and picking up parts. For the first 18 months, opened the shop daily at 7:00 am and closed at 6:00 pm Monday – Friday. • 1st year sales of $775,000 set record for startup Christian Brothers franchises. • Recognized for “Best Customer Relations” in 1999 and 2000 and “Most Improved Performance” in 2000 among all Christian Brothers franchises. Show less

VP | Correspondent Banking

• 1995 - 1998

Actively marketed bank services and financial products to downstream commercial banks, thrifts, and credit unions in Texas. Managed accounts through tumultuous hostile merger and transition to Wells Fargo Bank. Ultimately assumed management for South Texas Correspondent Banking. Received incentive compensation and stock awards for outstanding performance. Actively marketed bank services and financial products to downstream commercial banks, thrifts, and credit unions in Texas. Managed accounts through tumultuous hostile merger and transition to Wells Fargo Bank. Ultimately assumed management for South Texas Correspondent Banking. Received incentive compensation and stock awards for outstanding performance.

VP | Correspondent Banking Division

• 1992 - 1995

Actively marketed FHLB products and services to commercial banks, thrifts, credit unions, and insurance companies in South Texas from remote office in Houston, TX. Exceeded all 1993 performance goals in month of August 1993 for which incentive compensation was received. Outstanding 1993 performance resulted in highest percentage salary increase (16%) given by the Bank for 1994. Actively marketed FHLB products and services to commercial banks, thrifts, credit unions, and insurance companies in South Texas from remote office in Houston, TX. Exceeded all 1993 performance goals in month of August 1993 for which incentive compensation was received. Outstanding 1993 performance resulted in highest percentage salary increase (16%) given by the Bank for 1994.

VP | Senior Commercial Lender

• 1982 - 1992

Worked in various areas of the Company including credit administration / loan review, managed the commercial lending function for First City Humble, and was a senior lender at the flag bank, First City National Bank, Houston, TX. Worked in various areas of the Company including credit administration / loan review, managed the commercial lending function for First City Humble, and was a senior lender at the flag bank, First City National Bank, Houston, TX.

National Bank Examiner

• 1978 - 1982

Examined National Banks as a commercial examiner in Southeast Texas out of the Houston, TX office. Participated in a one month International assignment to Buenos Aires, Argentina in 1981. Examined National Banks as a commercial examiner in Southeast Texas out of the Houston, TX office. Participated in a one month International assignment to Buenos Aires, Argentina in 1981.