Experience

First Bank Financial Centre (FBFC)

• United States
• Banking
• 1 - 100 Employee

• Senior Mortgage Underwriter

  • 2015 - Present

  FHA Conventional Construction Jumbo WHEDA MN Housing Grant programs In-house loans HELOC/second mortgages FHA Conventional Construction Jumbo WHEDA MN Housing Grant programs In-house loans HELOC/second mortgages


Waukesha State Bank
• United States
• Banking
• 100 - 200 Employee
• Mortgage Underwriter

  • 2011 - Jun 2015

Florida Capital Bank
• United States
• Banking
• 100 - 200 Employee
• Conventional Mortgage Underwriter

  • 2010 - Oct 2011


Opus

• India
• Transportation, Logistics, Supply Chain and Storage

• Mortgage Due Diligence/Fraud Auditor

  • 2009 - 2009

  Special emphasis on fraud review and early payment defaults. -Reviewed loan application packages for completeness and accuracy. -Confirmed application information (1003) against other documents within the file: validate employment, verifications, income, assets, etc. Identify underwriting/data discrepancies and other diligence issues. -Verify and validate income, assets and liability documentation to support underwriting decision. Calculate and verify income structure (employment verification, tax returns, divorce decree, alimony, etc), verify funds to close -Review appraisals to support value, determine flipping, comps are reasonable, etc. -Review loans for compliance related items, i.e. TILA, ROR, and miscellaneous disclosures. -Revealed fraud red flags and used outside resources to determine/verify fraud. Show less



ComCor Mortgage, a Division of Southport Bank

• Mortgage Account Executive/Underwriter

  • 2000 - 2009

  -Established and developed long-term, productive relationships with over 60+ high quality mortgage brokers -Created marketing plans for continued volume growth -Maintained regular communication with the brokers; informing them of changes and enhancements to our programs. -With my previous underwriting experience I worked closely and communicated proactively and effectively with all the brokers and company operations group to ensure an efficient loan origination process. -Established and developed long-term, productive relationships with over 60+ high quality mortgage brokers -Created marketing plans for continued volume growth -Maintained regular communication with the brokers; informing them of changes and enhancements to our programs. -With my previous underwriting experience I worked closely and communicated proactively and effectively with all the brokers and company operations group to ensure an efficient loan origination process.


Comcor Mortgage
• United States
• Financial Services
• Conventional Mortgage Underwriter

  • 1996 - 2000