Experience

Top Flite Financial, Inc.

• United States
• Banking
• 1 - 100 Employee

• Sr Mortgage Underwriter

  • Jan 2009 - Present

  To underwrite mortgage loans for sale on the secondary market to FHLMC, FNMA and various other investors. underwrite FHA insured and VA guarantied loans. To underwrite mortgage loans for sale on the secondary market to FHLMC, FNMA and various other investors. underwrite FHA insured and VA guarantied loans.



Independent Bank

• United States
• Banking
• 700 & Above Employee

• Mortgage Underwriter/Product Developmentt

  • Oct 1996 - Dec 2008

  To underwrite mortgage loans for sale on the secondary market to FHLMC, FNMA and various other investors and well as for affiliate bank portfolios. Underwrite FHA Insured, VA and Rural Development Guaranteed Loans. To assist the Servicing Department with PMI cancellation requests, partial release requests, assumptions, loan modifications, and conversions. To publish training materials for the mortgage origination and processing sites including directions for input on UniFi Computer Origination System, Loan Product Descriptions and Underwriting Guidelines. To act as facilitator for IB construction training, FHA training, and loan basics. To research new products to enhance the mortgage product line offered by Independent Bank Corporation. To review and recommend appraiser’s for IBC approval. To obtain and update HUD and VA approvals for the entities that comprises Independent Bank Corporation. Show less