Grade A officer

• Aug 2019 - Present

Credit Manager

• Oct 2016 - Jul 2019

Credit Manager- Retail Agri Credit (KGC & SLI- Underwriter), looking after the North-Eastern state branches, while assisting the Area Credit Manager for maintaining a healthy portfolio in the designated locations. As a Credit Manager – Retail Agri Credit, I am responsible for : * Credit Administration- File decisioning as per KGC and JLG product programme within the defined TAT as per the policy. * Vendor Management- Training to vendors/ Vendor Billing/ Ensuring Vendor quality in terms of process and policy adherence. * Compliance- Responsible for Audit and Regulatory compliance for designated location. * Portfolio Quality Management- To ensure lower delinquency ratio while maintaining business flexibility. * Compliance of policies, processes and generation of MIS with relevant analysis to suggest policy improvements. * To interact closely with other functions such Sales/ Operations/ Collections/ policy etc in ensuring smooth day to day functioning at designated locations. Show less

Live Project

• Oct 2015 - Oct 2015

“Performance and Analysis of Microfinance Institutions" • Study about the social performance and financial performance of Microfiance Institutions of India based on the standard check list of MIX • Mapping of tier 1 and tier 2 Microfinance Institutions of India • Brief analysis of Afghanistan MFI’s “Performance and Analysis of Microfinance Institutions" • Study about the social performance and financial performance of Microfiance Institutions of India based on the standard check list of MIX • Mapping of tier 1 and tier 2 Microfinance Institutions of India • Brief analysis of Afghanistan MFI’s

Summer Internship

• Apr 2015 - Jul 2015

"Strategy Formulation & Business Plan Development to enhance the Operations of AIP- ICRISAT- Client Ind-Millet Foods" Working closely with Ind-Millet Foods(an emerging start-up company mainly manufacturing Jowar and Ragi crispies) and understanding their business, the major challenges in their production and marketing front have been identified through this project and suggested detailed strategic business plan comprising of analysis of target market, competitor analysis, proposed marketing plan, production line, management & HR strategy, financial analysis and Risk analysis. Show less

Summer Trainee

• Oct 2013 - Oct 2013

Development of Skills on Bamboo Sector Development of Skills on Bamboo Sector

Summer Trainee

• Aug 2013 - Sep 2013

Module I- Fundamentals of Wood Working Module II- Basic Mechanical Wood Processing Module III- Advanced Mechanical Wood Processing Module I- Fundamentals of Wood Working Module II- Basic Mechanical Wood Processing Module III- Advanced Mechanical Wood Processing