Luke Oosterhouse

Vice President, Commercial Services at Providence Bank & Trust
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Contact Information
us****@****om
(386) 825-5501
Location
Wheaton, Illinois, United States, US

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Experience

    • United States
    • Banking
    • 100 - 200 Employee
    • Vice President, Commercial Services
      • Apr 2021 - Present

      Commercial Real Estate Lending Business Lending Commercial Banking Services Commercial Real Estate Lending Business Lending Commercial Banking Services

    • United States
    • Banking
    • 1 - 100 Employee
    • Vice President Commercial Banking
      • Sep 2014 - Mar 2021

      Business Lending Real Estate Lending Commercial Banking Services Business Lending Real Estate Lending Commercial Banking Services

    • United States
    • Financial Services
    • 700 & Above Employee
    • Vice President
      • May 2012 - Aug 2014

    • United States
    • Banking
    • 100 - 200 Employee
    • Senior Vice President/Lending Group Manager
      • May 2010 - Apr 2012

      Reporting to the Regional President, I manage seven Relationship Managers as well as directly develop C&I and real estate relationships. Reporting to the Regional President, I manage seven Relationship Managers as well as directly develop C&I and real estate relationships.

    • Senior Vice President/Lending Group Manager
      • Apr 2001 - Apr 2010

      Team lead for a group of four relationship managers and three individuals who provide portfolio, underwriting and cash management support to the team. Responsible for originating and overseeing the origination of a wide variety of commercial loans to companies with $5MM to $50MM in sales. Grew the group portfolio from a minimal number of loans outstanding to the current level of $300MM while maintaining a high level of credit quality. Actively involved in personnel decisions within the team and in the underwriting division. Standing member of Senior Credit Committee. Show less

    • Vice President of Commercial Lending
      • Dec 1998 - Mar 2001

      Team lead for a group of ten relationship managers in the small business (business banking) division. Responsibilities included hiring relationship managers as well as direct oversight of the sales and underwriting activities of the team. Also responsible for management and development of one of the largest loan portfolios in the Illinois business banking market. Managed a portfolio of loan relationships in addition to management responsibilities. Active participant in the Regional Credit Committee and Loan Review Committee. Show less

    • United States
    • Banking
    • 700 & Above Employee
    • Vice President of Commercial Lending
      • Aug 1988 - Nov 1998

      Responsible for commercial loan analysis, underwriting and portfolio development. Top producer with respect to loan portfolio growth. Actively involved in Funds Management Committee, which set loan and deposit rates as well as growth strategy. Trained loan officers and credit analysis staff. Successively promoted to the level of Vice President over eight years.

    • Credit Analyst
      • Feb 1985 - Jul 1988

      Analyzed credit requests, prepared loan proposals, and documented commercial loans for the Sr. Vice President of Commercial Lending. Selected for participation in the management training program.

Education

  • DePaul Driehaus College of Business
    MBA, Finance
    1988 - 1993
  • Calvin University
    BA, Business Administration
    1980 - 1984

Community

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