Lucila Magallon
Credit Analyst at Wescom Credit Union- Claim this Profile
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Bio
Experience
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Wescom Credit Union
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Banking
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400 - 500 Employee
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Credit Analyst
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2009 - Present
Analyze any credit application loan request, base on credit reputation or character and capacity to be able to provide them with an effective loan decision. Responsible for reviewing company guidelines and establish a relationship with dealers and branches to make us their unique source to satisfy their credit needs. Analyze any credit application loan request, base on credit reputation or character and capacity to be able to provide them with an effective loan decision. Responsible for reviewing company guidelines and establish a relationship with dealers and branches to make us their unique source to satisfy their credit needs.
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Auditor-Loan Processor
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Jan 2003 - Apr 2006
Responsible for reviewing contracts for truth-in-lending, review documents for accuracy, proof of income, employment, insurance and residency verification, make sure all documents are in compliance, interface with dealers, conduct phone interview with borrowers and handling a wide variety of special projects. The ability to process checks to successfully pay the dealers. Responsible for reviewing contracts for truth-in-lending, review documents for accuracy, proof of income, employment, insurance and residency verification, make sure all documents are in compliance, interface with dealers, conduct phone interview with borrowers and handling a wide variety of special projects. The ability to process checks to successfully pay the dealers.
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Triad Financial SM LLC
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Financial Services
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100 - 200 Employee
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Auditor-Loan Processor
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Jul 1999 - Jan 2003
Analyze the documents within the legal contract and verify they meet the company guidelines. Prepared loan packages for underwriting and provide customer service interfacing with loan processing. Communicated the status of loan to all appropriate parties to expedite funding. Analyze the documents within the legal contract and verify they meet the company guidelines. Prepared loan packages for underwriting and provide customer service interfacing with loan processing. Communicated the status of loan to all appropriate parties to expedite funding.
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