Lucia Xiao
Equity Analyst at Desautels Capital Management- Claim this Profile
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Chinese Native or bilingual proficiency
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English Full professional proficiency
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Bio
Experience
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Desautels Capital Management
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Canada
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Investment Management
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100 - 200 Employee
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Equity Analyst
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Jun 2023 - Present
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Jiangxi Bank
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China
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Financial Services
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1 - 100 Employee
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Commercial Manager
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Apr 2023 - Jun 2023
-Managed the entire loan process, including in-depth financial and creditworthiness assessments of companies and individuals in various industries (automotive, distilleries, construction, technology, food, healthcare, new energy) -Developed customized loan products to specific customers and company needs, resulting in increased customer satisfaction and acquisition of 10+ new clients -Conducted risk assessments by preparing detailed loan reports, ensuring compliance with regulatory guidelines and minimizing credit risks. Resulted in a 1% default rate and most clients' prompt submission of interest payments -Initiated new relationships with post-loan companies, providing ongoing support and maintaining open lines of communication with new and existing clients Show less
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Education
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McGill University - Desautels Faculty of Management
Master's degree, Finance and Financial Management Services -
McMaster University
Bachelor of Commerce - BCom, Business/Commerce, General