Louis Breeden II
Account Executive at American Homeland Title Agency, Inc.- Claim this Profile
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Bio
Experience
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American Homeland Title Agency, Inc.
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Cincinnati, Ohio
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Account Executive
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Oct 2017 - Present
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General Manager
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Mar 2016 - Sep 2017
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Reisenfeld & Associates LPA, LLC
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Cincinnati, OH
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Residential Closing Administrator
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Sep 2013 - Mar 2016
Responsible for processing quality files for a foreclosure law firm that handles real estate owned properties. Communicated daily with the buyers, Real Estate Agents, IN/KY/OH County Auditor and Treasurer’s Office's to ensure properties are okay to transfer per the county requirements. Responsible for processing quality files for a foreclosure law firm that handles real estate owned properties. Communicated daily with the buyers, Real Estate Agents, IN/KY/OH County Auditor and Treasurer’s Office's to ensure properties are okay to transfer per the county requirements.
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Charter One Bank
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Mason, oh
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Du certified processor
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Apr 2010 - Jan 2013
Responsible for undewriting conventional mortgage applications. Processing FHA, VA, Construction to Perm Purchase and Refinance loans. Communicated daily with the borrower, Real Estate Agents, loan officers and settlement companies to ensure our mutual clients needs and requirements have been addressed. Responsible for verifying that all regulatory requirements, Company and state guidelines have been met and satisfied. Verifying the accuracy of the loan application, borrower information and borrowers's ability to pay. I also review trust agreements, purchase contracts, title policies, HOI policies, condo policies, income documentation, appraisals, mortgage histories, and credit. Show less
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Residential Finance
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Kenwood, OH
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Loan processor
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2013 - 2013
Responsible for Processing new residential/commercial order’s, typing commitments, preparing HUD’s, deed prep and curative work. I am also an Ohio notary who can take and Certify Acknowledgments to Deeds, Mortgages, Liens and other such instruments of writing. Responsible for Processing new residential/commercial order’s, typing commitments, preparing HUD’s, deed prep and curative work. I am also an Ohio notary who can take and Certify Acknowledgments to Deeds, Mortgages, Liens and other such instruments of writing.
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Wells Fargo Home Mortgage
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West Chester, oh
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Mortgage Loan Processor
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Aug 2009 - Apr 2010
Responsible for Processing quality FHA, Conventional purchase and refinance loans. Verified that all regulatory requirements, Company and state guidelines have been met and satisfied. Verified the accuracy of the borrowers application and borrower's ability to pay. I also reviewed titles, HOI policies, income documentation, appraisals, mortgage histories, and mortgage payoffs. Responsible for Processing quality FHA, Conventional purchase and refinance loans. Verified that all regulatory requirements, Company and state guidelines have been met and satisfied. Verified the accuracy of the borrowers application and borrower's ability to pay. I also reviewed titles, HOI policies, income documentation, appraisals, mortgage histories, and mortgage payoffs.
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Lerner Sampson & Rothfuss
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Cincinnati, Ohio Area
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REO processor
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Jun 2008 - Aug 2009
Responsible for processing quality files for a foreclosure law firm that handles real estate owned properties. Communicated daily with the buyers, Real Estate Agents, and the Cuyahoga County Auditor and Treasurer’s Office to ensure properties are okay to transfer per the county requirements. • Appointed as main contract for the entire county of Cuyahoga • Recognized daily for exceptional performance and production Responsible for processing quality files for a foreclosure law firm that handles real estate owned properties. Communicated daily with the buyers, Real Estate Agents, and the Cuyahoga County Auditor and Treasurer’s Office to ensure properties are okay to transfer per the county requirements. • Appointed as main contract for the entire county of Cuyahoga • Recognized daily for exceptional performance and production
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Delta Funding
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West Chester, OH
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Post Closing Auditor
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Oct 2004 - Nov 2007
Built a solid record of achievement and advancement through increasingly responsible financial positions. Prepared Loan packages to be sent to title companies for borrower signatures. Reviewed loan applications to confirm that underwriting guidelines have been satisfied. Verified that all regulatory requirements and company guidelines have been met and satisfied. Verified the accuracy of the application information and customer's ability to pay. I also reviewed titles, HOI policies, income documents, appraisals, mortgage histories, and mortgage payoffs. Selected Accomplishments: ♦ Was promoted and given signoff authority for final approval to disperse funds to borrowers. ♦ Recognized for outstanding professional acumen Show less
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Pierre Foods
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Springdale, OH
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Sr Machine Operator
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Apr 2002 - Sep 2004
I worked as a senior machine operator, responsible for the production line, putting out quality product, meeting guidelines for USDA and making sure the line was running as smooth as possible. Also supervised six employees, making sure they followed the company guidelines and procedures. I worked as a senior machine operator, responsible for the production line, putting out quality product, meeting guidelines for USDA and making sure the line was running as smooth as possible. Also supervised six employees, making sure they followed the company guidelines and procedures.
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