Director of Compliance

• Mar 2023 - Present

Provide assistance as SME to ensure company is in compliance with applicable laws and regulations. Identify current laws and regulations applicable to PayPossible. Serve as SME to potential and existing clients, including financial institutions and merchants. Provide internal training. Identify potential opportunities for business expansion and increased revenue. Enhance visibility and credibility through marketing strategies. Provide assistance as SME to ensure company is in compliance with applicable laws and regulations. Identify current laws and regulations applicable to PayPossible. Serve as SME to potential and existing clients, including financial institutions and merchants. Provide internal training. Identify potential opportunities for business expansion and increased revenue. Enhance visibility and credibility through marketing strategies.

Principal

• May 2018 - Present

Bank and Non-Bank Financial Institutions: Consulting, Audit and Advisory Services, Remediation, Contract SME, Operational and Compliance Risk Management High Risk Cash Intensive businesses. Bank and Non-Bank Financial Institutions: Consulting, Audit and Advisory Services, Remediation, Contract SME, Operational and Compliance Risk Management High Risk Cash Intensive businesses.

VP Regulatory Compliance & Product Development

• Mar 2016 - Present

Independent Consultant

• Nov 2017 - Present

Director of Compliance

• Jan 2019 - Apr 2021

Served as internal SME. Developed new policies, procedures, processes and risk assessments to be used by financial institutions banking CRBs and HRBs. Assisted sales staff by creating a tool to demonstrate potential impact of anticipated deposits from CRB or HRBs added as new relationships. Provided ongoing assistance to new FI clients.

Director Of Compliance

• Jul 2018 - Mar 2020

I started in an advisory capacity to assist with initial roll out of the Green Check solution. This turned into a contract position as the interim Director of Compliance. For this role, I developed policies, procedures, processes and a comprehensive risk assessment tool for use by financial institutions interested in banking CRBs and/or HRBs. I also worked with initial institutions to assist with solution roll-out plan. Additionally, I created an Asset Liability tool designed for the marketing… Show more I started in an advisory capacity to assist with initial roll out of the Green Check solution. This turned into a contract position as the interim Director of Compliance. For this role, I developed policies, procedures, processes and a comprehensive risk assessment tool for use by financial institutions interested in banking CRBs and/or HRBs. I also worked with initial institutions to assist with solution roll-out plan. Additionally, I created an Asset Liability tool designed for the marketing and sales team to target FIs and understand their needs and how banking these entities would impact bottom line and key ratios.

Chief Risk and Compliance Officer

• Jan 2018 - May 2018

www.finboa.com Reviewed and verified the accuracy and compliance with Regulation E. My role was designed to do product due diligence for a third-party interested in acquiring or white labeling the product. www.finboa.com Reviewed and verified the accuracy and compliance with Regulation E. My role was designed to do product due diligence for a third-party interested in acquiring or white labeling the product.

VP Regulatory Intelligence

• Apr 2013 - Feb 2016

At Continuity I was responsible for interpreting new and amended regulatory requirements and distilling the information into an easy to understand format so financial institutions had a road map for implementing and preparing for the impact. Additionally, during this time I played a key role in developing a process for the effective and timely completion of various compliance audits for over 400 financial institutions. At Continuity I was responsible for interpreting new and amended regulatory requirements and distilling the information into an easy to understand format so financial institutions had a road map for implementing and preparing for the impact. Additionally, during this time I played a key role in developing a process for the effective and timely completion of various compliance audits for over 400 financial institutions.

Director of Compliance, CRCM

• Oct 2005 - Apr 2013

As Director of Compliance for ATTUS Technologies / CSI, I was responsible for providing educational and consulting services related to legal and regulatory compliance for existing and potential clients as well as other professionals in the financial services industry. I also assisted in providing assurance that the products and services offered by ATTUS met or exceeded the client's needs and expectations as well as applicable regulatory requirements. As Director of Compliance for ATTUS Technologies / CSI, I was responsible for providing educational and consulting services related to legal and regulatory compliance for existing and potential clients as well as other professionals in the financial services industry. I also assisted in providing assurance that the products and services offered by ATTUS met or exceeded the client's needs and expectations as well as applicable regulatory requirements.

SVP Internal Audit; Chief Compliiance and Operations

• Jun 2002 - Sep 2005

I was initially hired in an internal audit position. Through my efforts I developed an audit process from the ground up. This allowed me to assist senior management correct ineffective controls, deficiencies and fraud. I was then moved to the positions of SVP of operations where I identified additional deficiencies and made changes that had a significant impact on the institution’s bottom line. I was initially hired in an internal audit position. Through my efforts I developed an audit process from the ground up. This allowed me to assist senior management correct ineffective controls, deficiencies and fraud. I was then moved to the positions of SVP of operations where I identified additional deficiencies and made changes that had a significant impact on the institution’s bottom line.

VP Internal Audit

• Apr 1984 - May 2002

Held positions in IT administration, Consumer Compliance, BSA Compliance, Operations and Internal Audit. Held positions in IT administration, Consumer Compliance, BSA Compliance, Operations and Internal Audit.