Experience

Microfinance Ireland

• Ireland
• Financial Services
• 1 - 100 Employee

• Credit Manager

  • Apr 2023 - Present

  MFI provide loans to newly established and growing microenterprises (turnover of less than €2m and staff of less than 10) across all industry sectors.Business loans are available up-to €25k for a broad range of activities including working capital, start-up costs and stock/equipment purchase.

• Portfolio Executive

  • Oct 2021 - Mar 2023

• External Loan Assessor

  • Oct 2019 - Sep 2021



Lorcan Power t/a Financial Solutions

• Principal / Founder

  • Aug 2019 - Mar 2023

  SME client support, providing funding solutions for SME’s and Business owners. External Loan Assessor with Microfinance Ireland [MFI] o Assessed 130+ loan applications to date - drafted reports and presented to credit committee. o Mentoring SME’s on re-sizing business model impacted by Covid 19. Mentor / Coach with various Local Enterprise Broads [LEO] Retainer Contract with Ireland Mortgages / Financial Planner.ie SME client support, providing funding solutions for SME’s and Business owners. External Loan Assessor with Microfinance Ireland [MFI] o Assessed 130+ loan applications to date - drafted reports and presented to credit committee. o Mentoring SME’s on re-sizing business model impacted by Covid 19. Mentor / Coach with various Local Enterprise Broads [LEO] Retainer Contract with Ireland Mortgages / Financial Planner.ie



Ulster Bank

• United Kingdom
• Banking
• 700 & Above Employee

• Business Development Manager

  • Apr 2013 - Aug 2019

  Appointed as BDM in Dublin Central, I am keen to meet SMEs to discuss Business in general and any Banking requiremnets in these challenging times. My role is portfolio free which gives me both the flexibility and capacity to meet with new-to-bank clients at any time, and also to guarantee quick turnaround times.

• Area Manager - Commercial

  • Dec 2011 - Mar 2013

  I assumed the added role of Senior Manager [acting] for the South Dublin and Wicklow Commercial Team, with responsibility for a 10-strong Business Sales Team. This was in addition to my Business Manager role.

• Business Manager

  • Jun 2009 - Dec 2011

  As a Business Manager, I primarily focus on the SME / Franchise market with particular reference to trading businesses covering a wide spectrum of industry, including retail convenience, pharmacy, property finance, acquisition finance, structured debt and cashflow lending.

• Training Facilitator

  • Jan 2009 - Jun 2009

  Responsibility for the implementation of the newly-acquired Relationship Management Tool [Salesforce]. This involved devising a comprehensive training and development programme for c.200+ colleagues, hands-on ‘class-room’ and one-to-one training, and development of related MI reports.

• Business Development Manager

  • Jan 2007 - Dec 2008

• Commercial Manager

  • Aug 2005 - Dec 2006



AIB

• Italy
• Consumer Electronics

• Assistant Manager

  • Jan 2002 - Jul 2005

• Officer

  • Apr 1999 - Dec 2001

• Senior Bank Official

  • Dec 1993 - Mar 1999

• Bank Official

  • Apr 1986 - Nov 1993